10/15/25, 8:08 AM Alabama Personal Lines Exam Questions with Verified Answers 100% Correct | New Update Flashcards | Quizlet
Alabama Personal Lines Exam Questions with
Verified Answers 100% Correct | New Update
Save
Terms in this set (238)
Which of the following A homeowner must be reroofing in order to achieve a
statements is NOT true? sealed roof deck on an existing home
A. A sealed roof deck can
be achieved in both new
and existing homes
B. A homeowner must be
reroofing in order to
achieve a sealed roof
deck on an existing home
C. Sealing the roof deck is
a critical part of achieving
FORTIFIED Home
designations
D. The Bronze level of
FORTIFIED is focused on
strengthening the roof
system and keeping water
out of the home
1/20
,10/15/25, 8:08 AM Alabama Personal Lines Exam Questions with Verified Answers 100% Correct | New Update Flashcards | Quizlet
Under the NFIP all of the sewer backup
following are generally
considered to be floods
EXCEPT
A. mudslide
B. runoff of surface water
C. sewer backup
D. overflow of tidal waters
Which Homeowner's HO-3
policy provides all risk or
open peril coverage on
the dwelling but broad
form coverage on the
personal property?
The HO-4 is basically An apartment-dweller's personal property
intended to cover which
of the following types of
risks?
An individual otherwise six months
qualified except for
having taken and passed
the examination can be
issued a temporary
insurance producer
license, which is valid for a
maximum period of
2/20
, 10/15/25, 8:08 AM Alabama Personal Lines Exam Questions with Verified Answers 100% Correct | New Update Flashcards | Quizlet
Who of the following All of the above
would have Liability
coverage under Chuck's
Personal Auto policy?
A. Chuck's neighbor while
driving Chuck's auto,
which he borrowed for the
evening.
B. Chuck's wife while
driving a neighbor's car.
C. Chuck while driving a
friend's small pickup truck.
D. All of the above
The authority given by the implied authority
company to the agent is
NOT formally written or
communicated is called
An automobile collision an accident and an occurrence
would be considered
Which of the following are All of the above
excluded property losses
under all Homeowner's
forms?
A. Loss due to earth
movement
B. Loss due to the
insured's neglect to
preserve property
following a loss
C. Loss due to flood
D. All of the above
3/20
Alabama Personal Lines Exam Questions with
Verified Answers 100% Correct | New Update
Save
Terms in this set (238)
Which of the following A homeowner must be reroofing in order to achieve a
statements is NOT true? sealed roof deck on an existing home
A. A sealed roof deck can
be achieved in both new
and existing homes
B. A homeowner must be
reroofing in order to
achieve a sealed roof
deck on an existing home
C. Sealing the roof deck is
a critical part of achieving
FORTIFIED Home
designations
D. The Bronze level of
FORTIFIED is focused on
strengthening the roof
system and keeping water
out of the home
1/20
,10/15/25, 8:08 AM Alabama Personal Lines Exam Questions with Verified Answers 100% Correct | New Update Flashcards | Quizlet
Under the NFIP all of the sewer backup
following are generally
considered to be floods
EXCEPT
A. mudslide
B. runoff of surface water
C. sewer backup
D. overflow of tidal waters
Which Homeowner's HO-3
policy provides all risk or
open peril coverage on
the dwelling but broad
form coverage on the
personal property?
The HO-4 is basically An apartment-dweller's personal property
intended to cover which
of the following types of
risks?
An individual otherwise six months
qualified except for
having taken and passed
the examination can be
issued a temporary
insurance producer
license, which is valid for a
maximum period of
2/20
, 10/15/25, 8:08 AM Alabama Personal Lines Exam Questions with Verified Answers 100% Correct | New Update Flashcards | Quizlet
Who of the following All of the above
would have Liability
coverage under Chuck's
Personal Auto policy?
A. Chuck's neighbor while
driving Chuck's auto,
which he borrowed for the
evening.
B. Chuck's wife while
driving a neighbor's car.
C. Chuck while driving a
friend's small pickup truck.
D. All of the above
The authority given by the implied authority
company to the agent is
NOT formally written or
communicated is called
An automobile collision an accident and an occurrence
would be considered
Which of the following are All of the above
excluded property losses
under all Homeowner's
forms?
A. Loss due to earth
movement
B. Loss due to the
insured's neglect to
preserve property
following a loss
C. Loss due to flood
D. All of the above
3/20
