Alabama personal lines producer test Questions
with Verified Answers 100% Correct | New Update
Save
Terms in this set (100)
To extend coverage under Miscellaneous type vehicles endorsement
the personal auto policy
for a motorcycle, the
insured must purchase the
What is the standard $100,000 per occurrence
policy limit for coverage E
(personal liability) under
section 2 of the
homeowners policy?
Debris removal under a Covered if the loss is due to a covered peril
homeowners policy is
Before a homeowner An evaluation and current conditions report
begins a FORTIFIED
upgrade on their home, it
is important that they
receive:
In Alabama the minimum $25,000 per person and $50,000 per accident for
limits of uninsured bodily injury
motorist coverage are
1/17
,In Alabama a candidate 40
for a property and
casualty insurance
producer license must
complete a prelicensing
course consisting of ___
hours unless exempt from
this requirement.
A. Frank would have no property of liability coverage
for the boat
Frank owns a power boat
B.Frank would have $1000 property cover and limited
with a 100 horsepower
liability coverage
motor. Which is true of
C. Frank would have $1500 property coverage for the
Frank's coverage for the
boat but no liability coverage
boat under his
D.Frank would have both property and liability
homeowners policy?
coverage for the boat
Answer: C
The insured has a duty to Promptly
notify the insurance
company of a loss within
what period of time?
The definition of " Liability insurance
casualty" insurance
includes
One defense to a Assumption of the risk
negligence claim is that a
claimant who understood
the dangers inherent in
the activity cannot recover
in the event of injury from
the activity. This defense is
known as:
2/17
, Which of the following All homeowners forms
unendorsed policies
include liability coverage?
A. Willa was injured in an accident while riding in a
friends car
Which one of the
B. Willas daughter was injured while driving a
following losses would
car she stole from the school parking lot
not be paid under the
C. Willas son was injured when he was struck by a city
medical payments
bus
coverage of Willa Diana
D. A friend of willas son was injured in an
personal auto policy?
accident while riding in willas car.
Answer: D
Under the law of agency Agent
in an insurance transaction
the insurance producer is
considered the
The Alabama insurance $100
guaranty association is
obligated to cover the the
claims of an insolvent
property and causality
insurer that are in excess
of
Leaving the keys in the Morale hazard
ignition and the car
unlocked in a high crime
are used an example of
3/17
with Verified Answers 100% Correct | New Update
Save
Terms in this set (100)
To extend coverage under Miscellaneous type vehicles endorsement
the personal auto policy
for a motorcycle, the
insured must purchase the
What is the standard $100,000 per occurrence
policy limit for coverage E
(personal liability) under
section 2 of the
homeowners policy?
Debris removal under a Covered if the loss is due to a covered peril
homeowners policy is
Before a homeowner An evaluation and current conditions report
begins a FORTIFIED
upgrade on their home, it
is important that they
receive:
In Alabama the minimum $25,000 per person and $50,000 per accident for
limits of uninsured bodily injury
motorist coverage are
1/17
,In Alabama a candidate 40
for a property and
casualty insurance
producer license must
complete a prelicensing
course consisting of ___
hours unless exempt from
this requirement.
A. Frank would have no property of liability coverage
for the boat
Frank owns a power boat
B.Frank would have $1000 property cover and limited
with a 100 horsepower
liability coverage
motor. Which is true of
C. Frank would have $1500 property coverage for the
Frank's coverage for the
boat but no liability coverage
boat under his
D.Frank would have both property and liability
homeowners policy?
coverage for the boat
Answer: C
The insured has a duty to Promptly
notify the insurance
company of a loss within
what period of time?
The definition of " Liability insurance
casualty" insurance
includes
One defense to a Assumption of the risk
negligence claim is that a
claimant who understood
the dangers inherent in
the activity cannot recover
in the event of injury from
the activity. This defense is
known as:
2/17
, Which of the following All homeowners forms
unendorsed policies
include liability coverage?
A. Willa was injured in an accident while riding in a
friends car
Which one of the
B. Willas daughter was injured while driving a
following losses would
car she stole from the school parking lot
not be paid under the
C. Willas son was injured when he was struck by a city
medical payments
bus
coverage of Willa Diana
D. A friend of willas son was injured in an
personal auto policy?
accident while riding in willas car.
Answer: D
Under the law of agency Agent
in an insurance transaction
the insurance producer is
considered the
The Alabama insurance $100
guaranty association is
obligated to cover the the
claims of an insolvent
property and causality
insurer that are in excess
of
Leaving the keys in the Morale hazard
ignition and the car
unlocked in a high crime
are used an example of
3/17
