Illinios public adjuster exam questions and
answers 2025\2026 A+ Grade
mullion
- correct answer A vertical member between the panels of a window door or other opening
What is pitch?
- correct answer The incline angle of a roof
When must a truss be notched are groves?
- correct answer Only when preapproved and writing by a certified engineer
A gable roof 32 feet long is to have rafters installed 16 inches on center. How many Rafters are needed
- correct answer 24
Which of the following does not need to be submitted to the Director, in order to act as an adjuster?
- correct answer A copy of all insurance policies for the business.
If A public adjuster moves, how soon does he or she need to inform the Director?
- correct answer 30 days
Which of the following is not a prohibited action of a public adjuster
- correct answer Commencing repairs pending adjustment of a claim
If a public adjuster contracts with an insured within 5 days of a filed lost, how long does the insured
have to void their contract
- correct answer 5 days
, If an insured receives claim proceeds from an insured that are to be paid jointly to the insured and the
public adjuster, how many days does insured have to release a portion of the proceeds, which are due
to the public adjuster?
- correct answer Within 5 days
It is allowable for a public adjuster to...
- correct answer State that he is she is licensed by the department of insurance
When may a public adjuster attempt to sign a new client
- correct answer Between the hours of 8 AM and 7 PM
Which of the following actions by a public adjuster would be a violation of law
- correct answer Advancing funds to insureds.. in anticipation of claim proceeds
How is actual cash value calculated according to administrative role 919?
- correct answer Replacement cost at the time of a loss, less depreciation
An Insurer a must notify the public adjuster if a claim remains unresolved - after how many days?
- correct answer 25 days after receiving proof of loss
In Illinois if a fire and extended coverage policy has been in effect for less than 60 days, which of the
following is NOT an allowable reason for cancellation by the insurer
- correct answer Two or more claims filed jointly
How long must a public adjuster maintain records possible inspection and examination by the Johnson
- correct answer 7 years
To whom may a public adjuster not give out any of the insured information without consent of the
insured
- correct answer A contractor which is developing/depending on the repair estimate
If the insured for amounts of appraised loss is upheld under the appraisal clause of a fire and extended
coverage policy, who pays the fees of the appraisal and the umpire?
- correct answer The insurer pays the fees of all
answers 2025\2026 A+ Grade
mullion
- correct answer A vertical member between the panels of a window door or other opening
What is pitch?
- correct answer The incline angle of a roof
When must a truss be notched are groves?
- correct answer Only when preapproved and writing by a certified engineer
A gable roof 32 feet long is to have rafters installed 16 inches on center. How many Rafters are needed
- correct answer 24
Which of the following does not need to be submitted to the Director, in order to act as an adjuster?
- correct answer A copy of all insurance policies for the business.
If A public adjuster moves, how soon does he or she need to inform the Director?
- correct answer 30 days
Which of the following is not a prohibited action of a public adjuster
- correct answer Commencing repairs pending adjustment of a claim
If a public adjuster contracts with an insured within 5 days of a filed lost, how long does the insured
have to void their contract
- correct answer 5 days
, If an insured receives claim proceeds from an insured that are to be paid jointly to the insured and the
public adjuster, how many days does insured have to release a portion of the proceeds, which are due
to the public adjuster?
- correct answer Within 5 days
It is allowable for a public adjuster to...
- correct answer State that he is she is licensed by the department of insurance
When may a public adjuster attempt to sign a new client
- correct answer Between the hours of 8 AM and 7 PM
Which of the following actions by a public adjuster would be a violation of law
- correct answer Advancing funds to insureds.. in anticipation of claim proceeds
How is actual cash value calculated according to administrative role 919?
- correct answer Replacement cost at the time of a loss, less depreciation
An Insurer a must notify the public adjuster if a claim remains unresolved - after how many days?
- correct answer 25 days after receiving proof of loss
In Illinois if a fire and extended coverage policy has been in effect for less than 60 days, which of the
following is NOT an allowable reason for cancellation by the insurer
- correct answer Two or more claims filed jointly
How long must a public adjuster maintain records possible inspection and examination by the Johnson
- correct answer 7 years
To whom may a public adjuster not give out any of the insured information without consent of the
insured
- correct answer A contractor which is developing/depending on the repair estimate
If the insured for amounts of appraised loss is upheld under the appraisal clause of a fire and extended
coverage policy, who pays the fees of the appraisal and the umpire?
- correct answer The insurer pays the fees of all
