AIC 303 Exam – Questions With Expert Solutions
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Terms in this set (51)
Because claims reps are A. Subrogation specialists in a centralized unit.
sometimes too busy to pay
enough attention to
subrogation claims, many
insurers pursue subrogation
by using
A. Subrogation specialists
in a centralized unit.
B. Artificial intelligence to
identify likely claims for
subrogation.
C. In-house legal counsel.
D. Outsourced claims
managers.
Maja needs a computer to C. Great care.
write a paper for school,
but hers is not working. So
she borrows Vincente's
computer and offers him no
compensation. In this
situation, Maja owes
Vincente a duty of
A. Slight care.
B. No care.
C. Great care.
D. Ordinary care.
,Mehmet was seriously D. Pain and suffering
injured in an automobile
collision and died after a
stay in the hospital. His
family is bringing a survival
action claim for medical
expenses, pain and
suffering, loss of earnings,
and automobile repairs.
Which one of the following
claims will be allowed only
if the family can
demonstrate that Mehmet
was conscious after the
accident but before dying?
A. Medical expenses
B. Automobile repairs
C. Loss of earnings
D. Pain and suffering
Shota serves drinks to B. Shota served Nanami when she was visibly
Nanami at his tavern. intoxicated.
Nanami leaves the bar and
drives home. On the way,
she gets into an accident
and injures Cian, who
retains an attorney. The
attorney's most likely
course of action will be to
allege that
A. Nanami was inside the
tavern before she drove
her car.
B. Shota served Nanami
when she was visibly
intoxicated.
C. The alcohol
manufacturer is liable for
the effects of its product.
D. Nanami's auto policy is
primary in covering Cian's
medical bills.
, Anna injured her back in a B. Was covered because it was an unavoidable
not-at-fault auto accident consequence of the back injury.
and has a bodily injury
claim with the other driver's
insurance company. Later,
she fell and her back injury
was aggravated. Her claims
representative for the first
accident told her that the
aggravation of her back
injury
A. Was covered because it
was a chronic condition.
B. Was covered because it
was an unavoidable
consequence of the back
injury.
C. Was not covered
because it was not an
unavoidable consequence
of the back injury.
D. Was not covered
because it was an
intervening problem.
What is it called when two Privity of Contract
or more parties enter a
contract?
Save
Terms in this set (51)
Because claims reps are A. Subrogation specialists in a centralized unit.
sometimes too busy to pay
enough attention to
subrogation claims, many
insurers pursue subrogation
by using
A. Subrogation specialists
in a centralized unit.
B. Artificial intelligence to
identify likely claims for
subrogation.
C. In-house legal counsel.
D. Outsourced claims
managers.
Maja needs a computer to C. Great care.
write a paper for school,
but hers is not working. So
she borrows Vincente's
computer and offers him no
compensation. In this
situation, Maja owes
Vincente a duty of
A. Slight care.
B. No care.
C. Great care.
D. Ordinary care.
,Mehmet was seriously D. Pain and suffering
injured in an automobile
collision and died after a
stay in the hospital. His
family is bringing a survival
action claim for medical
expenses, pain and
suffering, loss of earnings,
and automobile repairs.
Which one of the following
claims will be allowed only
if the family can
demonstrate that Mehmet
was conscious after the
accident but before dying?
A. Medical expenses
B. Automobile repairs
C. Loss of earnings
D. Pain and suffering
Shota serves drinks to B. Shota served Nanami when she was visibly
Nanami at his tavern. intoxicated.
Nanami leaves the bar and
drives home. On the way,
she gets into an accident
and injures Cian, who
retains an attorney. The
attorney's most likely
course of action will be to
allege that
A. Nanami was inside the
tavern before she drove
her car.
B. Shota served Nanami
when she was visibly
intoxicated.
C. The alcohol
manufacturer is liable for
the effects of its product.
D. Nanami's auto policy is
primary in covering Cian's
medical bills.
, Anna injured her back in a B. Was covered because it was an unavoidable
not-at-fault auto accident consequence of the back injury.
and has a bodily injury
claim with the other driver's
insurance company. Later,
she fell and her back injury
was aggravated. Her claims
representative for the first
accident told her that the
aggravation of her back
injury
A. Was covered because it
was a chronic condition.
B. Was covered because it
was an unavoidable
consequence of the back
injury.
C. Was not covered
because it was not an
unavoidable consequence
of the back injury.
D. Was not covered
because it was an
intervening problem.
What is it called when two Privity of Contract
or more parties enter a
contract?
