AHIP Final Exam Test Questions and
Answers latest updae 2025
Ms. Henderson believes that she will qualify for Medicare coverage
when she turns 65, without paying any premiums, because she has
been working for 40 years and paying Medicare taxes.
What should you tell her?
In order to obtain Part B coverage, she must pay a standard monthly
premium, though it is
AHIP Final Exam Test Questions and Answers
,higher for individuals with
higher incomes
Mrs. Raskin is a widow who will attain aged 65 and enroll in Medicare in
just a few weeks. She concerned about having prescription drug
coverage. Which of the following statements provides the best advice?
Prescription drug coverage can be obtained by enrolling in a
Medicare Advantage plan that
includes Part D
coverage
Mr. Hernandez is concerned that if he signs up for a Medicare
Advantage plan, the health plan may, at some time in the future, reduce
his benefits below what is available in Original Medicare. What should
you tell him about his concern?
Medicare health plans must cover all benefits available under Medicare
Part A and Part B. Many
also cover Part D
prescription drugs
Ms. Moore plans to retire when she turns 65 in a few months. She is in
excellent health and will have considerable income when she retires.
She is concerned that her income will make it impossible for her to
qualify for Medicare. What could you tell her to address her concern?
Medicare is a program for people age 65 or older and those
under age 65 with certain
disabilities, end stage renal disease or Lou Gehrig’s disease, so she will
be eligible for Medicare
AHIP Final Exam Test Questions and Answers
,Mrs. Willard wants to know generally how the benefits under Original
Medicare might compare to the benefit package of a Medicare Health
Plan before she starts looking at specific plans.
What could you tell her?
Medicare Health Plans may offer extra benefits that Original Medicare
does not offer such as vision, hearing, and dental services and must
include a maximum out-of-pocket limit on Part A and Part B services
Mr. Meoni’s wife has a Medicare Advantage plan, but he wants to
understand what coverage Medicare Supplemental Insurance provides
since his health care needs are different from his wife’s needs. What
could you tell Mr.Meoni?
Medicare Supplemental Insurance would help cover his Part A and Part
B cost sharing in Original Fee-for-Service (FFS) Medicare as well as
possibly some services that Medicare does not cover
AHIP Final Exam Test Questions and Answers
, Mrs. Chen will be 65 soon, has been a citizen for twelve years, has
been employed full time, and paid taxes during that entire period. She
is concerned that she will not qualify for coverage under part A because
she was not born in the United States. What should you tell her?
Most individuals who are citizens and over age 65 are covered under
Part A by virtue of having paid Medicare taxes while working, though
some may be covered as a result of paying monthly
premiums
Mr. Schmidt would like to plan for retirement and has asked you what is
covered under Original Fee-for-Service (FFS) Medicare? What could
you tell him?
Part A, which covers hospital, skilled nursing facility, hospice and home
health services and Part
B, which covers professional services such as those provided by a
doctor are covered under
Original
Medicare
Mr. Lopez has heard that he can sign up for a product called “Medicare
Advantage” but is not sure about what type of plan designs are
available through this program. What should you tell him about the
types of health plans that are available through the Medicare
Advantage program?
They are Medicare health plans such as HMOs, PPOs, PFFS, SNPs,
and MSAs
AHIP Final Exam Test Questions and Answers
Answers latest updae 2025
Ms. Henderson believes that she will qualify for Medicare coverage
when she turns 65, without paying any premiums, because she has
been working for 40 years and paying Medicare taxes.
What should you tell her?
In order to obtain Part B coverage, she must pay a standard monthly
premium, though it is
AHIP Final Exam Test Questions and Answers
,higher for individuals with
higher incomes
Mrs. Raskin is a widow who will attain aged 65 and enroll in Medicare in
just a few weeks. She concerned about having prescription drug
coverage. Which of the following statements provides the best advice?
Prescription drug coverage can be obtained by enrolling in a
Medicare Advantage plan that
includes Part D
coverage
Mr. Hernandez is concerned that if he signs up for a Medicare
Advantage plan, the health plan may, at some time in the future, reduce
his benefits below what is available in Original Medicare. What should
you tell him about his concern?
Medicare health plans must cover all benefits available under Medicare
Part A and Part B. Many
also cover Part D
prescription drugs
Ms. Moore plans to retire when she turns 65 in a few months. She is in
excellent health and will have considerable income when she retires.
She is concerned that her income will make it impossible for her to
qualify for Medicare. What could you tell her to address her concern?
Medicare is a program for people age 65 or older and those
under age 65 with certain
disabilities, end stage renal disease or Lou Gehrig’s disease, so she will
be eligible for Medicare
AHIP Final Exam Test Questions and Answers
,Mrs. Willard wants to know generally how the benefits under Original
Medicare might compare to the benefit package of a Medicare Health
Plan before she starts looking at specific plans.
What could you tell her?
Medicare Health Plans may offer extra benefits that Original Medicare
does not offer such as vision, hearing, and dental services and must
include a maximum out-of-pocket limit on Part A and Part B services
Mr. Meoni’s wife has a Medicare Advantage plan, but he wants to
understand what coverage Medicare Supplemental Insurance provides
since his health care needs are different from his wife’s needs. What
could you tell Mr.Meoni?
Medicare Supplemental Insurance would help cover his Part A and Part
B cost sharing in Original Fee-for-Service (FFS) Medicare as well as
possibly some services that Medicare does not cover
AHIP Final Exam Test Questions and Answers
, Mrs. Chen will be 65 soon, has been a citizen for twelve years, has
been employed full time, and paid taxes during that entire period. She
is concerned that she will not qualify for coverage under part A because
she was not born in the United States. What should you tell her?
Most individuals who are citizens and over age 65 are covered under
Part A by virtue of having paid Medicare taxes while working, though
some may be covered as a result of paying monthly
premiums
Mr. Schmidt would like to plan for retirement and has asked you what is
covered under Original Fee-for-Service (FFS) Medicare? What could
you tell him?
Part A, which covers hospital, skilled nursing facility, hospice and home
health services and Part
B, which covers professional services such as those provided by a
doctor are covered under
Original
Medicare
Mr. Lopez has heard that he can sign up for a product called “Medicare
Advantage” but is not sure about what type of plan designs are
available through this program. What should you tell him about the
types of health plans that are available through the Medicare
Advantage program?
They are Medicare health plans such as HMOs, PPOs, PFFS, SNPs,
and MSAs
AHIP Final Exam Test Questions and Answers
