AINS 22 Assignment 3 | Accurate, Well-
Researched, and Scoring Answers
1-1 List the information found on the dec page of an Insurance Services Office, Inc
(ISO) Personal Auto Policy (PAP) - (ANSWERS)
1-2 Identify the information contained in the Agreement and Definitions page of th
PAP - (ANSWERS)
1-3 Contrast the coverage provided under Part A of the PAP with the coverage
provided under Part D. - (ANSWERS)
1-4 At tge renewal of his policy, George switched insurers for the PAP covering hi
family's vehicles. Explain how George can use the Dec page to compare the new
policy with the policy form of the previous insurer. - (ANSWERS)
Named insured - (ANSWERS)
Policy period - (ANSWERS)
Vehicle Identification Number (VIN) - (ANSWERS)
2-1 Describe the policy period for a personal auto policy (PAP) - (ANSWERS)
2-2 List the information that is included in the description of insured autos on the
PAP. - (ANSWERS)
2-3 Identify the rating information found on the PAP Declarations page that may
lead to reduced premiums. - (ANSWERS)
2-4 Amy is completing an application for a PAP and is not sure how to answer the
question regarding the garage location for her vehicle. Explain what this term mean
and how it is used on the PAP. - (ANSWERS)
Collision coverage - (ANSWERS)
1/6
,AINS 22 Assignment 3 | Accurate, Well-
Researched, and Scoring Answers
3-1 Explain why some words or phrases included in the PAP are shown in quotatio
marks. - (ANSWERS)
3-2 Explain how the definition of "you" abd "your" provides coverage for a spouse
of the named insured. - (ANSWERS)
3-3 Describe the purpose of the "leased vehicles" definition in the PAP. -
(ANSWERS)
3-4 Describe the importance of the definition of "business" in the PAP. -
(ANSWERS)
3-5 Janice lives in her own apartment and insurers her car under a PAP. Her sisters
Dana and Louise, still live at home with their parents. Explain whether Dana and
Louise are included as family members under Janice's auto coverage as defined in
the PAP. - (ANSWERS)
Compensatory damages - (ANSWERS)
Split-limits basis - (ANSWERS)
Single-limits basis - (ANSWERS)
Prejudgement interest - (ANSWERS)
Supplementary payments - (ANSWERS)
Attachment - (ANSWERS)
Postjudgement interest - (ANSWERS)
Public or livery convetance - (ANSWERS)
2/6
Researched, and Scoring Answers
1-1 List the information found on the dec page of an Insurance Services Office, Inc
(ISO) Personal Auto Policy (PAP) - (ANSWERS)
1-2 Identify the information contained in the Agreement and Definitions page of th
PAP - (ANSWERS)
1-3 Contrast the coverage provided under Part A of the PAP with the coverage
provided under Part D. - (ANSWERS)
1-4 At tge renewal of his policy, George switched insurers for the PAP covering hi
family's vehicles. Explain how George can use the Dec page to compare the new
policy with the policy form of the previous insurer. - (ANSWERS)
Named insured - (ANSWERS)
Policy period - (ANSWERS)
Vehicle Identification Number (VIN) - (ANSWERS)
2-1 Describe the policy period for a personal auto policy (PAP) - (ANSWERS)
2-2 List the information that is included in the description of insured autos on the
PAP. - (ANSWERS)
2-3 Identify the rating information found on the PAP Declarations page that may
lead to reduced premiums. - (ANSWERS)
2-4 Amy is completing an application for a PAP and is not sure how to answer the
question regarding the garage location for her vehicle. Explain what this term mean
and how it is used on the PAP. - (ANSWERS)
Collision coverage - (ANSWERS)
1/6
,AINS 22 Assignment 3 | Accurate, Well-
Researched, and Scoring Answers
3-1 Explain why some words or phrases included in the PAP are shown in quotatio
marks. - (ANSWERS)
3-2 Explain how the definition of "you" abd "your" provides coverage for a spouse
of the named insured. - (ANSWERS)
3-3 Describe the purpose of the "leased vehicles" definition in the PAP. -
(ANSWERS)
3-4 Describe the importance of the definition of "business" in the PAP. -
(ANSWERS)
3-5 Janice lives in her own apartment and insurers her car under a PAP. Her sisters
Dana and Louise, still live at home with their parents. Explain whether Dana and
Louise are included as family members under Janice's auto coverage as defined in
the PAP. - (ANSWERS)
Compensatory damages - (ANSWERS)
Split-limits basis - (ANSWERS)
Single-limits basis - (ANSWERS)
Prejudgement interest - (ANSWERS)
Supplementary payments - (ANSWERS)
Attachment - (ANSWERS)
Postjudgement interest - (ANSWERS)
Public or livery convetance - (ANSWERS)
2/6
