D459 WGU Task 1 (Case Study 1) with Complete Solutions
Summary:
The Wilde’s Bramble is an organic family-owned food company. At first, they
owned the land. This made it easy to manage. But as they gained popularity
demand also increased. With the increased pressure of demand this led the Wildes
to use their savings to lease more farmland. This new farmland needed more
equipment, utilities and a new barn. To help keep up with the higher costs, they
had to rely on a credit card. The increased overhead cost and interest/finance
charges on the credit account. This also led to needing a mortgage on home and
Mrs. Wilde had to get a second job beside the farm. All of these events led to the
debt to grow and become increasingly hard to manage. In the end the future of the
business became uncertain.
Events:
● The Wildes began a small business selling produce from the farmland
they inherited from their parents
● They start to vendor at local farmers markets, and impress the community
with the high quality of the produce.
● They experience a large increase in the demand for their produce. They
start selling to local shops and restaurants
● The Wildes dip into savings to afford to lease some extra farmland to
help with the increase in demand.
● The amount of debt increases when they have to buy equipment, utilities,
and a barn for the new farmland.
● The Wilde’s start to use credit cards to help with the extra costs.
● When the credit cards max out, the Wilde’s take out a second mortgage on
the land to help with the increasing debt.
● To help out with the cost of the farm and the increasing debt Mrs. Wilds
gets secondary employment outside the farm.
● After all attempts to help with the increasing amount of debt is just to
overwhelming, and “the difficulty to offset the cost” (WGU,2025)
●
Patterns:
The Wildes had a small farm that sold organic produce at the local farmers
markets. Their organic produce increased in popularity and demand which allowed
them to start to sell to local shops and restaurants. The sudden increase in demand
required them to expand by purchasing more farmland, and equipment. The Wildes
started a pattern of spending more than they had coming in. They had to start
supplementing with their savings, credit cards, and a second mortgage on the land.
The pattern of spending more than generating caused them to lose profit on the
business and go into massive debt.
Structures:
The Wildes did not have sufficient resources to meet the demand. They failed
to make a business plan that outlined costs of their investments and spending. They
®™ pg. 1
, also did not have the
®™ pg. 2
Summary:
The Wilde’s Bramble is an organic family-owned food company. At first, they
owned the land. This made it easy to manage. But as they gained popularity
demand also increased. With the increased pressure of demand this led the Wildes
to use their savings to lease more farmland. This new farmland needed more
equipment, utilities and a new barn. To help keep up with the higher costs, they
had to rely on a credit card. The increased overhead cost and interest/finance
charges on the credit account. This also led to needing a mortgage on home and
Mrs. Wilde had to get a second job beside the farm. All of these events led to the
debt to grow and become increasingly hard to manage. In the end the future of the
business became uncertain.
Events:
● The Wildes began a small business selling produce from the farmland
they inherited from their parents
● They start to vendor at local farmers markets, and impress the community
with the high quality of the produce.
● They experience a large increase in the demand for their produce. They
start selling to local shops and restaurants
● The Wildes dip into savings to afford to lease some extra farmland to
help with the increase in demand.
● The amount of debt increases when they have to buy equipment, utilities,
and a barn for the new farmland.
● The Wilde’s start to use credit cards to help with the extra costs.
● When the credit cards max out, the Wilde’s take out a second mortgage on
the land to help with the increasing debt.
● To help out with the cost of the farm and the increasing debt Mrs. Wilds
gets secondary employment outside the farm.
● After all attempts to help with the increasing amount of debt is just to
overwhelming, and “the difficulty to offset the cost” (WGU,2025)
●
Patterns:
The Wildes had a small farm that sold organic produce at the local farmers
markets. Their organic produce increased in popularity and demand which allowed
them to start to sell to local shops and restaurants. The sudden increase in demand
required them to expand by purchasing more farmland, and equipment. The Wildes
started a pattern of spending more than they had coming in. They had to start
supplementing with their savings, credit cards, and a second mortgage on the land.
The pattern of spending more than generating caused them to lose profit on the
business and go into massive debt.
Structures:
The Wildes did not have sufficient resources to meet the demand. They failed
to make a business plan that outlined costs of their investments and spending. They
®™ pg. 1
, also did not have the
®™ pg. 2