Exam 2025 Questions and Answers
Direct Costs - ANS Workers' Compensation claims that cover medical costs and indemnity
payments for an injured or ill worker. These are the______________ of accidents
Indirect costs - ANS include costs to train and compensate a replacement worker, repair
damaged property, investigate the accident and implement corrective action, and maintain
insurance coverage.
While driving, a distracted employee drives over the curb and strikes a tree along the road. The
truck and tree are both damaged in the accident.
Select all examples of direct costs from the list below.
Question 1 options:
Vehicle repairs
Investigation time
Impact of negative visibility
Tree replacement
Lost revenue while truck is being repaired - ANS Vehicle repairs
Tree replacement
A climber cuts their hand with the chainsaw while pruning a tree.
Select all examples of indirect costs from the list below.
Question 2 options:
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, Workers' compensation increase
Disability compensation
Loss of productivity
Loss of time from workers assisting the injured person
Incident investigation
Pharmacy
Hospital and other medical expenses
Loss of client - ANS Loss of productivity
Loss of time from workers assisting the injured person
Incident investigation
Loss of client
A team member contacted a low overhead bridge when hauling a piece of equipment, resulting
in the machine being totaled out.
Select all direct costs associated with this accident.
Question 3 options:
Machine price
Accident investigation
Drug testing
Time-off for worker - ANS Machine price
An employee cuts their hand on a pole saw while cutting a branch, resulting in five stitches.
Which of the following are indirect costs associated with this accident?
Question 4 options:
Emergency room visit
Follow-up doctor visit
Incident investigation
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