FLORIDA CLAIMS ADJUSTER EXAM 2025 | ACTUAL
COMPLETE ALL REAL EXAM QUESTIONS AND
CORRECT ANSWERS (VERIFIED ANSWERS)
| ALREADY GRADED A+ | 2025/2026 NEWEST
EXAM | JUST RELEASED !!
Under Inside The Premises - Robbery or Safe Burglary of
Personal Property, a special limit of __________ per
occurrence applies to articles whose principal value is
precious metals, precious or semiprecious stones, pearls or
furs, and to the physical or intrinsic value of manuscripts,
drawings or records:
A. $1,000
B. $2,000
C. $4,000
D. $5,000 - ANSWER-D. $5,000
Under Crime Insurance, losses must be discovered within 1
year. This is defined as:
A. The Discovery Period
B. The Loss Sustained Period
C. The Open Period
D. All of the Above - ANSWER-A. The Discovery Period
- ANSWER-
,Crime Insurance is _________ over any other Insurance
coverage.
A. Primary
B. Secondary
C. Excess
D. Recess - ANSWER-C. Excess
A situation may arise where another form of insurance will pay
claim - that insurance would be primary.
In 2002, the Florida Residential Property and Casualty Joint
Underwriting Association (FRPCJUA) and the Florida
Windstorm Joint Underwriting Association (FWUA), were
combined to create:
A. FWCJUA
B. FWUA
C. Citizens
D. FRPCJUA
E. FAJUA - ANSWER-C. Citizens
Passed during a legislative session in 1993, this association
was created for employers who cannot obtain workers
compensation insurance in the private market: A. FWCJUA
B. FWUA
C. Citizens
- ANSWER-
,D. FRPCJUA
E. FAJUA - ANSWER-A. FWCJUA
A General Lines Agent instructs a licensed Customer
Representative 4-40 to thoroughly cover the details of a new
life insurance product with every Homeowner customer who
calls or visits the office. The agent provides training on the
new product. Although the Customer Representative does not
have a Life License, he or she feels comfortable with the
training and does as requested.
Which of the following is true?
A. This practice is acceptable if done in the office under
supervision of General Lines Agent
B. This practice is acceptable because adequate training and
product knowledge was provided
C. This practice is unacceptable and may result in the
suspension or revocation of the Customer Representative's
license
D. This practice is only acceptable if the product training was
certified by the
Life Insurance Company - ANSWER-C. This practice is
unacceptable and may result in the suspension or revocation
of the Customer Representative's license
, Unlike a Customer Representative, a General Lines Claim
Adjuster need not be appointed with the Department of
Financial Services.
A. True
B. False - ANSWER-B. False
While selling an Automobile policy to a customer, an agent
tells them that they are also required to purchase an
Emergency Road Service Plan, even though that is not true.
This is an example of:
A. Misrepresentation
B. Lack of Fitness
C. Deception
D. Sliding - ANSWER-D. Sliding
A licensed General Lines Claim Adjuster is required to
complete how many hours of continuing education every two
years?
A. 6
B. 12
C. 18
D. 24 - ANSWER-D. 24
- ANSWER-
COMPLETE ALL REAL EXAM QUESTIONS AND
CORRECT ANSWERS (VERIFIED ANSWERS)
| ALREADY GRADED A+ | 2025/2026 NEWEST
EXAM | JUST RELEASED !!
Under Inside The Premises - Robbery or Safe Burglary of
Personal Property, a special limit of __________ per
occurrence applies to articles whose principal value is
precious metals, precious or semiprecious stones, pearls or
furs, and to the physical or intrinsic value of manuscripts,
drawings or records:
A. $1,000
B. $2,000
C. $4,000
D. $5,000 - ANSWER-D. $5,000
Under Crime Insurance, losses must be discovered within 1
year. This is defined as:
A. The Discovery Period
B. The Loss Sustained Period
C. The Open Period
D. All of the Above - ANSWER-A. The Discovery Period
- ANSWER-
,Crime Insurance is _________ over any other Insurance
coverage.
A. Primary
B. Secondary
C. Excess
D. Recess - ANSWER-C. Excess
A situation may arise where another form of insurance will pay
claim - that insurance would be primary.
In 2002, the Florida Residential Property and Casualty Joint
Underwriting Association (FRPCJUA) and the Florida
Windstorm Joint Underwriting Association (FWUA), were
combined to create:
A. FWCJUA
B. FWUA
C. Citizens
D. FRPCJUA
E. FAJUA - ANSWER-C. Citizens
Passed during a legislative session in 1993, this association
was created for employers who cannot obtain workers
compensation insurance in the private market: A. FWCJUA
B. FWUA
C. Citizens
- ANSWER-
,D. FRPCJUA
E. FAJUA - ANSWER-A. FWCJUA
A General Lines Agent instructs a licensed Customer
Representative 4-40 to thoroughly cover the details of a new
life insurance product with every Homeowner customer who
calls or visits the office. The agent provides training on the
new product. Although the Customer Representative does not
have a Life License, he or she feels comfortable with the
training and does as requested.
Which of the following is true?
A. This practice is acceptable if done in the office under
supervision of General Lines Agent
B. This practice is acceptable because adequate training and
product knowledge was provided
C. This practice is unacceptable and may result in the
suspension or revocation of the Customer Representative's
license
D. This practice is only acceptable if the product training was
certified by the
Life Insurance Company - ANSWER-C. This practice is
unacceptable and may result in the suspension or revocation
of the Customer Representative's license
, Unlike a Customer Representative, a General Lines Claim
Adjuster need not be appointed with the Department of
Financial Services.
A. True
B. False - ANSWER-B. False
While selling an Automobile policy to a customer, an agent
tells them that they are also required to purchase an
Emergency Road Service Plan, even though that is not true.
This is an example of:
A. Misrepresentation
B. Lack of Fitness
C. Deception
D. Sliding - ANSWER-D. Sliding
A licensed General Lines Claim Adjuster is required to
complete how many hours of continuing education every two
years?
A. 6
B. 12
C. 18
D. 24 - ANSWER-D. 24
- ANSWER-
