PCIP Exam Questions 2025/2026 Exam
All Answers and Illustrations Given
acquirer - 🧠ANSWER ✔✔party is responsible for merchant compliance
validation and merchant communications
Which statement is correct regarding the internal vulnerability scans and/or
rescans? - 🧠ANSWER ✔✔They must be performed after an upgrade to a
server that impacts the cardholder data environment
When confirming PCI DSS requirements have been met, assessors must
always use which of the following? - 🧠ANSWER ✔✔independent judgment
Typical locations where track data may be found include which of the
following? - 🧠ANSWER ✔✔databases and log files from point-of-sales
terminals
Which of the following statements about "flat networks" is true? -
🧠ANSWER ✔✔All systems on flat network are in scope for the PCI DSS
assessments
COPYRIGHT©JOSHCLAY 2025/2026. YEAR PUBLISHED 2025. COMPANY REGISTRATION NUMBER: 619652435. TERMS OF USE. PRIVACY 1
STATEMENT. ALL RIGHTS RESERVED
,If network segmentation is being used to reduce the scope of the PCI DSS
assessment, what must the assessor verify? - 🧠ANSWER ✔✔All controls
used for segmentation are configured properly
PCI DSS requirement 10.2 defines the types of events to be logged. -
🧠ANSWER ✔✔Audit trails, user identification, type of event, date and time,
success and failure indications, source IP address (origination of event),
data and systems touched, time synchronization technology in use.
The payment card brands are responsible for which of the following? -
🧠ANSWER ✔✔Penalties or fee assignment for non-compliance
Which of the following is related to the use of EMV chip technology? -
🧠ANSWER ✔✔PCI DSS applies to environments using EMV chip
technology
In order for PCI DSS scope to be reduced, what must adequate network
segmentation do? - 🧠ANSWER ✔✔Isolate systems that store, process, or
transmit cardholder data from those that do not
The Mod 10 formula doubles the value of every other digit of the primary
account number beginning with which digit? - 🧠ANSWER ✔✔Second from
the right
COPYRIGHT©JOSHCLAY 2025/2026. YEAR PUBLISHED 2025. COMPANY REGISTRATION NUMBER: 619652435. TERMS OF USE. PRIVACY 2
STATEMENT. ALL RIGHTS RESERVED
, What is the Mod 10 or Luhn formula? - 🧠ANSWER ✔✔The algorithm used
to validate PAN (primary account numbers)
What is required regarding the entity sharing cardholder data with a service
provider? - 🧠ANSWER ✔✔The entity must have an established process of
engaging service provider, including proper due diligence prior to
engagement
Who is responsible for setting compliance deadlines and fines? -
🧠ANSWER ✔✔Payment brands
In accordance with the requirement 12.3.8, usage policies must be defined
to automatically disconnect remote-access sessions. When should the
remote-access sessions be disconnected? - 🧠ANSWER ✔✔After a specific
period if inactivity
the following statements is correct regarding a PA-DSS application? -
🧠ANSWER ✔✔PA-DSS compliant payment applications are in scope for
the merchant's PCI DSS assessment
What does it mean if a suspected card number passes Mod 10? -
🧠ANSWER ✔✔It is definitely a valid PAN
COPYRIGHT©JOSHCLAY 2025/2026. YEAR PUBLISHED 2025. COMPANY REGISTRATION NUMBER: 619652435. TERMS OF USE. PRIVACY 3
STATEMENT. ALL RIGHTS RESERVED
All Answers and Illustrations Given
acquirer - 🧠ANSWER ✔✔party is responsible for merchant compliance
validation and merchant communications
Which statement is correct regarding the internal vulnerability scans and/or
rescans? - 🧠ANSWER ✔✔They must be performed after an upgrade to a
server that impacts the cardholder data environment
When confirming PCI DSS requirements have been met, assessors must
always use which of the following? - 🧠ANSWER ✔✔independent judgment
Typical locations where track data may be found include which of the
following? - 🧠ANSWER ✔✔databases and log files from point-of-sales
terminals
Which of the following statements about "flat networks" is true? -
🧠ANSWER ✔✔All systems on flat network are in scope for the PCI DSS
assessments
COPYRIGHT©JOSHCLAY 2025/2026. YEAR PUBLISHED 2025. COMPANY REGISTRATION NUMBER: 619652435. TERMS OF USE. PRIVACY 1
STATEMENT. ALL RIGHTS RESERVED
,If network segmentation is being used to reduce the scope of the PCI DSS
assessment, what must the assessor verify? - 🧠ANSWER ✔✔All controls
used for segmentation are configured properly
PCI DSS requirement 10.2 defines the types of events to be logged. -
🧠ANSWER ✔✔Audit trails, user identification, type of event, date and time,
success and failure indications, source IP address (origination of event),
data and systems touched, time synchronization technology in use.
The payment card brands are responsible for which of the following? -
🧠ANSWER ✔✔Penalties or fee assignment for non-compliance
Which of the following is related to the use of EMV chip technology? -
🧠ANSWER ✔✔PCI DSS applies to environments using EMV chip
technology
In order for PCI DSS scope to be reduced, what must adequate network
segmentation do? - 🧠ANSWER ✔✔Isolate systems that store, process, or
transmit cardholder data from those that do not
The Mod 10 formula doubles the value of every other digit of the primary
account number beginning with which digit? - 🧠ANSWER ✔✔Second from
the right
COPYRIGHT©JOSHCLAY 2025/2026. YEAR PUBLISHED 2025. COMPANY REGISTRATION NUMBER: 619652435. TERMS OF USE. PRIVACY 2
STATEMENT. ALL RIGHTS RESERVED
, What is the Mod 10 or Luhn formula? - 🧠ANSWER ✔✔The algorithm used
to validate PAN (primary account numbers)
What is required regarding the entity sharing cardholder data with a service
provider? - 🧠ANSWER ✔✔The entity must have an established process of
engaging service provider, including proper due diligence prior to
engagement
Who is responsible for setting compliance deadlines and fines? -
🧠ANSWER ✔✔Payment brands
In accordance with the requirement 12.3.8, usage policies must be defined
to automatically disconnect remote-access sessions. When should the
remote-access sessions be disconnected? - 🧠ANSWER ✔✔After a specific
period if inactivity
the following statements is correct regarding a PA-DSS application? -
🧠ANSWER ✔✔PA-DSS compliant payment applications are in scope for
the merchant's PCI DSS assessment
What does it mean if a suspected card number passes Mod 10? -
🧠ANSWER ✔✔It is definitely a valid PAN
COPYRIGHT©JOSHCLAY 2025/2026. YEAR PUBLISHED 2025. COMPANY REGISTRATION NUMBER: 619652435. TERMS OF USE. PRIVACY 3
STATEMENT. ALL RIGHTS RESERVED
