NH Workers Compensation Practice
Exam 1 Latest 2025 Update with
complete solution.
Providing broad health insurance coverage - ANSWER-Providing broad health
insurance coverage
In New Hampshire, employers must record work-connected injuries and diseases in
sufficient detail and keep same for a period of ____ from date of injury for future
reference.
Answer Choices: Select the Correct Answer
2 years
3 years
4 years
5 years - ANSWER-5 Years
Each of the following is true about work-related injury cases which fall outside the scope
of the workers compensation law, EXCEPT:
Answer Choices: Select the Correct Answer
The employer cannot be held liable for such injuries.
Common law defenses are retained by the employer.
Damages may be paid if negligence or legal liability is established.
Pain and suffering damages may be awarded in a court of law. - ANSWER-The
employer cannot be held liable for such injuries.
In New Hampshire, full medical benefits are provided to employees entitled to workers
compensation benefits with no time or monetary limits. The initial choice of physician is
made by:
Answer Choices: Select the Correct Answer
The insurer
The employer
The employee
The workers compensation board - ANSWER-The employee
If an employee receives workers compensation wage benefits, what are the tax
consequences on monies received?
Answer Choices: Select the Correct Answer
, Federal income taxes only
State income taxes only
Federal and state income taxes apply
No federal or state income taxes apply - ANSWER-No federal or state income taxes
apply
For a self insured employer, the coverage for amounts over the single occurrence
retention limit is called?
Answer Choices: Select the Correct Answer
Aggregate Excess Coverage.
Specific Excess Coverage.
Umbrella excess coverage
Self insured retention limit coverage. - ANSWER-Specific Excess Coverage.
An application for a workers compensation adjuster license in New Hampshire contains
all of the following, EXCEPT:
Answer Choices: Select the Correct Answer
The name and address of the applicant.
The applicant's age.
A copy of the applicant's birth record.
The location of the place of business. - ANSWER-A copy of the applicant's birth record.
Every employer must report any injury sustained by an employee in the course of
employment as soon as possible, but no later than _____ after the employer learns of
the occurrence of such an injury.
Answer Choices: Select the Correct Answer
10 days
7 working days
5 days
48 hours - ANSWER-5 days
Which of the following is exempt from the adjuster licensing requirement in New
Hampshire?
Answer Choices: Select the Correct Answer
Claims processed by a salaried office employee
A licensed company agent dealing with a claimant in conjunction with his other duties
All of the responses are correct.
Attorneys at law duly admitted to practice in New Hampshire - ANSWER-All of the
responses are correct.
Exam 1 Latest 2025 Update with
complete solution.
Providing broad health insurance coverage - ANSWER-Providing broad health
insurance coverage
In New Hampshire, employers must record work-connected injuries and diseases in
sufficient detail and keep same for a period of ____ from date of injury for future
reference.
Answer Choices: Select the Correct Answer
2 years
3 years
4 years
5 years - ANSWER-5 Years
Each of the following is true about work-related injury cases which fall outside the scope
of the workers compensation law, EXCEPT:
Answer Choices: Select the Correct Answer
The employer cannot be held liable for such injuries.
Common law defenses are retained by the employer.
Damages may be paid if negligence or legal liability is established.
Pain and suffering damages may be awarded in a court of law. - ANSWER-The
employer cannot be held liable for such injuries.
In New Hampshire, full medical benefits are provided to employees entitled to workers
compensation benefits with no time or monetary limits. The initial choice of physician is
made by:
Answer Choices: Select the Correct Answer
The insurer
The employer
The employee
The workers compensation board - ANSWER-The employee
If an employee receives workers compensation wage benefits, what are the tax
consequences on monies received?
Answer Choices: Select the Correct Answer
, Federal income taxes only
State income taxes only
Federal and state income taxes apply
No federal or state income taxes apply - ANSWER-No federal or state income taxes
apply
For a self insured employer, the coverage for amounts over the single occurrence
retention limit is called?
Answer Choices: Select the Correct Answer
Aggregate Excess Coverage.
Specific Excess Coverage.
Umbrella excess coverage
Self insured retention limit coverage. - ANSWER-Specific Excess Coverage.
An application for a workers compensation adjuster license in New Hampshire contains
all of the following, EXCEPT:
Answer Choices: Select the Correct Answer
The name and address of the applicant.
The applicant's age.
A copy of the applicant's birth record.
The location of the place of business. - ANSWER-A copy of the applicant's birth record.
Every employer must report any injury sustained by an employee in the course of
employment as soon as possible, but no later than _____ after the employer learns of
the occurrence of such an injury.
Answer Choices: Select the Correct Answer
10 days
7 working days
5 days
48 hours - ANSWER-5 days
Which of the following is exempt from the adjuster licensing requirement in New
Hampshire?
Answer Choices: Select the Correct Answer
Claims processed by a salaried office employee
A licensed company agent dealing with a claimant in conjunction with his other duties
All of the responses are correct.
Attorneys at law duly admitted to practice in New Hampshire - ANSWER-All of the
responses are correct.
