FLORIDA 6-20 ALL LINES ADJUSTER TEST
QUESTIONS AND CORRECT DETAILED
ANSWERS (VERIFIED ANSWERS) ||ALREADY
GRADED A+||NEWEST VERSION
Quiz: A public adjuster represents the interest of:
A. The insurer
B. The Insured
C. The employer
D. The interest of the general public
Ans: B. The insured
Quiz: Which of the following is the type of report that indicates the initial
results of a claim investigation?
A. Field Report
B. Interim Report
C. Full Report
D. None of the above
o
o
© 2025 TestTrackers
WhatsApp or call o Resources & Updates: [Testtrackers - Stuvia US]
o Your Success is Our Mission!
[+254707240657]
o For online exams and tutor expert, please whatsapp
me in the number given.
, Ans: A. Field Report
Quiz: States have adopted statutes regarding claims adjusting. To avoid unfair
treatment to a
claimant the adjuster must not:
A. Promptly investigate the claim.
B. Follow the laws regarding the number of days in which to commence an
investigation.
C. Deny the claim until a fair and prompt investigation has commenced.
D. Pay the claim within a reasonable number of days after the final proof of
loss has been
received.
Ans: C. Deny the claim until a fair and prompt investigation has commenced.
Quiz: Which of the following is not a claim settlement option?
A. Forcing the insured to sue by offering less than the claim is worth.
B. Repairing property.
o
o
© 2025 TestTrackers
WhatsApp or call o Resources & Updates: [Testtrackers - Stuvia US]
o Your Success is Our Mission!
[+254707240657]
o For online exams and tutor expert, please whatsapp
me in the number given.
, C. Replacing with like kind and quality.
D. Replace with new
Ans: A. Forcing the insured to sue by offering less than the claim is worth.
Quiz: The giving up of a known right is called:
A. Estoppel
B. Violation of policy conditions
C. Rebating
D. Waiver
Ans: D. Waiver
Quiz: An innocent party relies on certain statements made by the adjuster
and is damaged as a
result. The guilty party may be legally prohibited from asserting that the fact
does not exist
because of:
A. Waiver
o
o
© 2025 TestTrackers
WhatsApp or call o Resources & Updates: [Testtrackers - Stuvia US]
o Your Success is Our Mission!
[+254707240657]
o For online exams and tutor expert, please whatsapp
me in the number given.
, B. Estoppel
C. Duties of the adjuster
D. Law of contract
Ans: B. Estoppel
Quiz: Should an insured fail to report a claim in a timely fashion the adjuster
will usually:
A. Deny the claim.
B. Send the insured a reservation of rights letter.
C. Cease investigating.
D. Seek the advice of the company's attorney.
Ans: B. Send the insured a reservation of rights letter.
Quiz: A company adjuster primarily represents the interests of:
A. The insured.
B. The claimant.
C. The insurer.
o
o
© 2025 TestTrackers
WhatsApp or call o Resources & Updates: [Testtrackers - Stuvia US]
o Your Success is Our Mission!
[+254707240657]
o For online exams and tutor expert, please whatsapp
me in the number given.
QUESTIONS AND CORRECT DETAILED
ANSWERS (VERIFIED ANSWERS) ||ALREADY
GRADED A+||NEWEST VERSION
Quiz: A public adjuster represents the interest of:
A. The insurer
B. The Insured
C. The employer
D. The interest of the general public
Ans: B. The insured
Quiz: Which of the following is the type of report that indicates the initial
results of a claim investigation?
A. Field Report
B. Interim Report
C. Full Report
D. None of the above
o
o
© 2025 TestTrackers
WhatsApp or call o Resources & Updates: [Testtrackers - Stuvia US]
o Your Success is Our Mission!
[+254707240657]
o For online exams and tutor expert, please whatsapp
me in the number given.
, Ans: A. Field Report
Quiz: States have adopted statutes regarding claims adjusting. To avoid unfair
treatment to a
claimant the adjuster must not:
A. Promptly investigate the claim.
B. Follow the laws regarding the number of days in which to commence an
investigation.
C. Deny the claim until a fair and prompt investigation has commenced.
D. Pay the claim within a reasonable number of days after the final proof of
loss has been
received.
Ans: C. Deny the claim until a fair and prompt investigation has commenced.
Quiz: Which of the following is not a claim settlement option?
A. Forcing the insured to sue by offering less than the claim is worth.
B. Repairing property.
o
o
© 2025 TestTrackers
WhatsApp or call o Resources & Updates: [Testtrackers - Stuvia US]
o Your Success is Our Mission!
[+254707240657]
o For online exams and tutor expert, please whatsapp
me in the number given.
, C. Replacing with like kind and quality.
D. Replace with new
Ans: A. Forcing the insured to sue by offering less than the claim is worth.
Quiz: The giving up of a known right is called:
A. Estoppel
B. Violation of policy conditions
C. Rebating
D. Waiver
Ans: D. Waiver
Quiz: An innocent party relies on certain statements made by the adjuster
and is damaged as a
result. The guilty party may be legally prohibited from asserting that the fact
does not exist
because of:
A. Waiver
o
o
© 2025 TestTrackers
WhatsApp or call o Resources & Updates: [Testtrackers - Stuvia US]
o Your Success is Our Mission!
[+254707240657]
o For online exams and tutor expert, please whatsapp
me in the number given.
, B. Estoppel
C. Duties of the adjuster
D. Law of contract
Ans: B. Estoppel
Quiz: Should an insured fail to report a claim in a timely fashion the adjuster
will usually:
A. Deny the claim.
B. Send the insured a reservation of rights letter.
C. Cease investigating.
D. Seek the advice of the company's attorney.
Ans: B. Send the insured a reservation of rights letter.
Quiz: A company adjuster primarily represents the interests of:
A. The insured.
B. The claimant.
C. The insurer.
o
o
© 2025 TestTrackers
WhatsApp or call o Resources & Updates: [Testtrackers - Stuvia US]
o Your Success is Our Mission!
[+254707240657]
o For online exams and tutor expert, please whatsapp
me in the number given.
