HOW TO CREATE A CPN & MORE INFORMATION NEEDED
NUMBER ALLOCATIONS (THE FIRST FIVE DIGITS)
Before anything you must know how to create the number you will be issuing. Below is a list of the first five prefixes
needed to create a legal CPN/SCN number -
The chart below shows the first 3 digits of the social security numbers assigned throughout the United States and its
possessions. The same area, when shown more than once, means that certain numbers have been transferred from one
State to another, or that an area has been divided for use among certain geographic locations.
SSN Area Number Location
001-003 New Hampshire
004-007 Maine
008-009 Vermont
010-034 Massachusetts
035-039 Rhode Island
040-049 Connecticut
050-134 New York
135-158 New Jersey
159-211 Pennsylvania
212-220 Maryland
221-222 Delaware
223-231 Virginia
232 North Carolina
232-236 West Virginia
237-246 Not Issued
247-251 South Carolina
252-260 Georgia
261-267 Florida
268-302 Ohio
303-317 Indiana
318-361 Illinois
362-386 Michigan
387-399 Wisconsin
400-407 Kentucky
408-415 Tennessee
416-424 Alabama
425-428 Mississippi
429-432 Arkansas
433-439 Louisiana
440-448 Oklahoma
449-467 Texas
468-477 Minnesota
478-485 Iowa
486-500 Missouri
501-502 North Dakota
503-504 South Dakota
505-508 Nebraska
509-515 Kansas
516-517 Montana
,518-519 Idaho
520 Wyoming
521-524 Colorado
525,585 New Mexico
526-527 Arizona
528-529 Utah
530,680 Nevada
531-539 Washington
540-544 Oregon
545-573 California
574 Alaska
575-576 Hawaii
577-579 District of Columbia
580 Virgin Islands
580-584 Puerto Rico
586 Guam
586 American Samoa
586 Philippine Islands
587-665 Not Issued
667-679 Not Issued
681-690 Not Issued
691-699 Not Issued
700-728 Railroad Board**
729-733 Enumeration at Entry
750-772 Not Issued
You can also go to http://www.stevemorse.org/ssn/ssn.html (Decoding Social Security Numbers in One Step) This is a
great site to work with and it is 100% FREE of charge !
To find specific years between 2003 through 2011 - You can go to http://www.ssa.gov/employer/ssnvhighgroup.htm -
This will help you to choose the 2nd set of numbers in the CPN - Once you have chosen the first five numbers you want
to use, you pick the last four !
Now the last four are completely up to you ! You can pick 481-51 (Iowa) and then choose 9873 as the last four - But
here is the tricky part - In order to make sure that this number is 100% clean and does not belong to ANY LIVING OR
DEAD PERSON - you must first skip trace this number - This involves using a software that allows you to do so !
You cannot go to SSNVALIDATOR.com and do this - This site is strictly for making sure the number you choose is not
in the SSN DEATH INDEX - IT IS FOR NOTHING ELSE AT ALL !
You can check numbers by going to the following places :
1. SSA Business Services - http://www.ssa.gov/bso/bsowelcome.htm (You must register)
2. Search Bug - http://www.searchbug.com/peoplefinder/verify-ssn-free.aspx?TYPE=ssnv&SSN=539739783 (You
must register for a business account)
3. Strong Tower - https://www.verifico.com/app/strong-tower/cpn-ssn-validation/971?s=direct (THIS IS THE BEST
WAY TO CHECK THEM)
Now once you get the report back that the number does not belong to anyone, this includes a child - Then you are good
to go and start building on that number . If it comes back as belonging to someone, then you MUST throw it away and
try another number ! Now you can still use the first five numbers - But you MUST change the last four !
,Once you have succesfully created your new CPN number - Now you can go and register it with IRS (Please see
attachment "How to register your CPN with IRS)
Once you have done this step with IRS, now you MUST do the following :
TRIMERGE YOUR NUMBER - (Attach your personal information to the CPN)
https://www.americanexpress.com/us/credit-cards/?intlink=USHP-LFC-PersonalCards-Large
just fill it out, and hit submit - Does not matter what you put as long as the CPN information is in there ! After this is
done - you MUST wait 72 hours (3 DAYS) to do anything -
Go to DriveTime.com and fill out the "GET APPROVED" Application.
Go to Etrade and open up an Etrade Personal Checking account - It is VERY SIMPLE TO DO... This gives you a bank
account that you can use freely to pay anything you do with your CPN.
I also 100% recommend do these items below, this will make your profile strong ! The first one is a DEFINITE !
Go to https://rentalkharma.com/enroll-discount/?nabe=5527811243638784:1 and fill out the application - There is a
$25.00 fee - this will report up to two years of rental history on your profile which generates a great score ! Make sure
you have someone (Family or friend) that can verify the info for you ! Again this is an EXCELLENT EXCELLENT
IDEA for those who want a real fast score !
CapitalOne.com and apply for the secured card. It is a small $49.00 to get it ! This is one of the best ways to get that
primary line reporting in the next 7-10 days !!
Myjewelersclub.com - There is a $99.00 one time fee for a $5000.00 line of credit that reports to all three credit bureaus.
CrownJewelers.com - Be sure to use an active email as your $2500.00 approval goes to the email you put in the
application - You buy one small thing, less than $20.00 and you get a $2500.00 line of credit that reports. !
Again I highly recommend everyone doing at least two of three above !
ONCE you have done all these steps and generated a score for yourself or the CPN - NOW you can add tradelines or
start applying for credit cards -
, THIS IS TO BE SENT TO YOUR CLIENTS AFTER YOU ISSUE THEM THEIR NUMBER
CPN INSTRUCTIONS
You must take better care of THIS CPN/SCN number than
you do your OWN SSN!!!
Read this whole instruction manual/agreement completely.
If you default on any loan or agreement while using your
CPN/SCN number, you will be committing a Federal Crime
and could go to Prison!!
Hello! Purchasing a CPN/SCN number can be one of the most freeing and best decisions
of your credit life. Having a CPN is a huge responsibility, but the rewards for developing
a strong CPN and taking care of it are worth it! With this number you are not only given a
“second chance,” but when you have “fixed” your SSN Credit profile, you may continue
to use this number. The CPN can add an extra layer of protecting, allowing you to keep
your SSN safe from fraud.
What is a CPN/SCN???
You may have made this purchase really not knowing what you were getting into. Or
maybe that was just me. The CPN is a nine-digit identification number that looks like a
social security number (SSN) and may be used in lieu of an SSN, for such purposes as
obtaining credit.
According to the Privacy Act of 1974, one has the legal right to keep his/her SSN private.
In certain circumstances, consumers are required by law to disclose their SSN, such as to
the Internal Revenue Service, employers, when registering a motor vehicle, buying a
firearm, or applying for a federally insured loan. In other circumstances, federal law
allows consumers to legally use a separate identification number, hence the opportunity
to establish a CPN for a credit file.
CPN’s are commonly used by celebrities, members of Congress, and witnesses protected
by the federal government to help protect their privacy and security. And, people like you
and I.
IF your number is Randomized or Had shown “Unissued” by SSNValidator.com, these
numbers may be good for only 7 to 10 years. Make plans.
(Keep reading)
NUMBER ALLOCATIONS (THE FIRST FIVE DIGITS)
Before anything you must know how to create the number you will be issuing. Below is a list of the first five prefixes
needed to create a legal CPN/SCN number -
The chart below shows the first 3 digits of the social security numbers assigned throughout the United States and its
possessions. The same area, when shown more than once, means that certain numbers have been transferred from one
State to another, or that an area has been divided for use among certain geographic locations.
SSN Area Number Location
001-003 New Hampshire
004-007 Maine
008-009 Vermont
010-034 Massachusetts
035-039 Rhode Island
040-049 Connecticut
050-134 New York
135-158 New Jersey
159-211 Pennsylvania
212-220 Maryland
221-222 Delaware
223-231 Virginia
232 North Carolina
232-236 West Virginia
237-246 Not Issued
247-251 South Carolina
252-260 Georgia
261-267 Florida
268-302 Ohio
303-317 Indiana
318-361 Illinois
362-386 Michigan
387-399 Wisconsin
400-407 Kentucky
408-415 Tennessee
416-424 Alabama
425-428 Mississippi
429-432 Arkansas
433-439 Louisiana
440-448 Oklahoma
449-467 Texas
468-477 Minnesota
478-485 Iowa
486-500 Missouri
501-502 North Dakota
503-504 South Dakota
505-508 Nebraska
509-515 Kansas
516-517 Montana
,518-519 Idaho
520 Wyoming
521-524 Colorado
525,585 New Mexico
526-527 Arizona
528-529 Utah
530,680 Nevada
531-539 Washington
540-544 Oregon
545-573 California
574 Alaska
575-576 Hawaii
577-579 District of Columbia
580 Virgin Islands
580-584 Puerto Rico
586 Guam
586 American Samoa
586 Philippine Islands
587-665 Not Issued
667-679 Not Issued
681-690 Not Issued
691-699 Not Issued
700-728 Railroad Board**
729-733 Enumeration at Entry
750-772 Not Issued
You can also go to http://www.stevemorse.org/ssn/ssn.html (Decoding Social Security Numbers in One Step) This is a
great site to work with and it is 100% FREE of charge !
To find specific years between 2003 through 2011 - You can go to http://www.ssa.gov/employer/ssnvhighgroup.htm -
This will help you to choose the 2nd set of numbers in the CPN - Once you have chosen the first five numbers you want
to use, you pick the last four !
Now the last four are completely up to you ! You can pick 481-51 (Iowa) and then choose 9873 as the last four - But
here is the tricky part - In order to make sure that this number is 100% clean and does not belong to ANY LIVING OR
DEAD PERSON - you must first skip trace this number - This involves using a software that allows you to do so !
You cannot go to SSNVALIDATOR.com and do this - This site is strictly for making sure the number you choose is not
in the SSN DEATH INDEX - IT IS FOR NOTHING ELSE AT ALL !
You can check numbers by going to the following places :
1. SSA Business Services - http://www.ssa.gov/bso/bsowelcome.htm (You must register)
2. Search Bug - http://www.searchbug.com/peoplefinder/verify-ssn-free.aspx?TYPE=ssnv&SSN=539739783 (You
must register for a business account)
3. Strong Tower - https://www.verifico.com/app/strong-tower/cpn-ssn-validation/971?s=direct (THIS IS THE BEST
WAY TO CHECK THEM)
Now once you get the report back that the number does not belong to anyone, this includes a child - Then you are good
to go and start building on that number . If it comes back as belonging to someone, then you MUST throw it away and
try another number ! Now you can still use the first five numbers - But you MUST change the last four !
,Once you have succesfully created your new CPN number - Now you can go and register it with IRS (Please see
attachment "How to register your CPN with IRS)
Once you have done this step with IRS, now you MUST do the following :
TRIMERGE YOUR NUMBER - (Attach your personal information to the CPN)
https://www.americanexpress.com/us/credit-cards/?intlink=USHP-LFC-PersonalCards-Large
just fill it out, and hit submit - Does not matter what you put as long as the CPN information is in there ! After this is
done - you MUST wait 72 hours (3 DAYS) to do anything -
Go to DriveTime.com and fill out the "GET APPROVED" Application.
Go to Etrade and open up an Etrade Personal Checking account - It is VERY SIMPLE TO DO... This gives you a bank
account that you can use freely to pay anything you do with your CPN.
I also 100% recommend do these items below, this will make your profile strong ! The first one is a DEFINITE !
Go to https://rentalkharma.com/enroll-discount/?nabe=5527811243638784:1 and fill out the application - There is a
$25.00 fee - this will report up to two years of rental history on your profile which generates a great score ! Make sure
you have someone (Family or friend) that can verify the info for you ! Again this is an EXCELLENT EXCELLENT
IDEA for those who want a real fast score !
CapitalOne.com and apply for the secured card. It is a small $49.00 to get it ! This is one of the best ways to get that
primary line reporting in the next 7-10 days !!
Myjewelersclub.com - There is a $99.00 one time fee for a $5000.00 line of credit that reports to all three credit bureaus.
CrownJewelers.com - Be sure to use an active email as your $2500.00 approval goes to the email you put in the
application - You buy one small thing, less than $20.00 and you get a $2500.00 line of credit that reports. !
Again I highly recommend everyone doing at least two of three above !
ONCE you have done all these steps and generated a score for yourself or the CPN - NOW you can add tradelines or
start applying for credit cards -
, THIS IS TO BE SENT TO YOUR CLIENTS AFTER YOU ISSUE THEM THEIR NUMBER
CPN INSTRUCTIONS
You must take better care of THIS CPN/SCN number than
you do your OWN SSN!!!
Read this whole instruction manual/agreement completely.
If you default on any loan or agreement while using your
CPN/SCN number, you will be committing a Federal Crime
and could go to Prison!!
Hello! Purchasing a CPN/SCN number can be one of the most freeing and best decisions
of your credit life. Having a CPN is a huge responsibility, but the rewards for developing
a strong CPN and taking care of it are worth it! With this number you are not only given a
“second chance,” but when you have “fixed” your SSN Credit profile, you may continue
to use this number. The CPN can add an extra layer of protecting, allowing you to keep
your SSN safe from fraud.
What is a CPN/SCN???
You may have made this purchase really not knowing what you were getting into. Or
maybe that was just me. The CPN is a nine-digit identification number that looks like a
social security number (SSN) and may be used in lieu of an SSN, for such purposes as
obtaining credit.
According to the Privacy Act of 1974, one has the legal right to keep his/her SSN private.
In certain circumstances, consumers are required by law to disclose their SSN, such as to
the Internal Revenue Service, employers, when registering a motor vehicle, buying a
firearm, or applying for a federally insured loan. In other circumstances, federal law
allows consumers to legally use a separate identification number, hence the opportunity
to establish a CPN for a credit file.
CPN’s are commonly used by celebrities, members of Congress, and witnesses protected
by the federal government to help protect their privacy and security. And, people like you
and I.
IF your number is Randomized or Had shown “Unissued” by SSNValidator.com, these
numbers may be good for only 7 to 10 years. Make plans.
(Keep reading)
