CIPP/US Exam with complete solutions
2024/2025
Access - ANSWER-The ability to view personal information held by an
organization. This may be supplemented by allowing updates or corrections to
the information. U.S. laws often provide for access and correction when the
information is used for any type of substantive decision making, such as for
credit reports.
Americans with Disabilities Act (ADA) - ANSWER-Bars discrimination against
qualified individuals with disabilities; places restrictions on pre-employment
medical screening.
Consumer Financial Protection Bureau (CFPB) - ANSWER-Has enforcement
power for unfair, deceptive or abusive acts and practices for financial institutions.
Choice - ANSWER-The ability to specify whether personal information will be
collected and/or how it will be used or disclosed. Choice can be express or
implied.
Common Law - ANSWER-Legal principles that have developed over time in
judicial decisions (case law), often drawing on social customs and expectations.
Consent Decree - ANSWER-A judgment entered by consent of the parties (a
federal or state agency and an adverse party) whereby the defendant agrees to
stop alleged illegal activity, typically without admitting guilt or wrongdoing.
Consumer Reporting Agency (CRA) - ANSWER-Any person or entity that
complies or evaluates personal information for the purpose of furnishing
consumer reports to third parties for a fee.
, Data Breach - ANSWER-The intentional or unintentional release of secure
information to an untrusted environment.
Data Classification - ANSWER-Defines the clearance of individuals who can
access or handle a given set of data, as well as the baseline level of protection
that is appropriate for that data.
Deceptive Trade Practices - ANSWER-Along with unfair trade practices, behavior
of an organization that can be enforced against by the FTC.
Defamation - ANSWER-Any act or communication intending to harm the
reputation of another as to lower him in the estimation of the community or to
deter third persons from associating or dealing with him.
Electronic Discovery (e-discovery) - ANSWER-Discovery in civil litigation dealing
with the exchange of information in electronic format, often requiring digital
forensics analysis.
Electronically Stored Information (ESI) - ANSWER-A category of information that
can include e-mail, word-processing documents, server logs, instant messaging
transcripts, voicemail systems, social networking records, thumb drives, or data
on SD cards.
Equal Employment Opportunity Commission (EEOC) - ANSWER-A federal agency
overseeing many laws preventing discrimination in the workplace, include Title
VII of the Civil Rights Act, the Age Discrimination in Employment Act of 1967
(ADEA) and Titles I and V of the Americans with Disabilities Act of 1990 (ADA).
Evidentiary Privilege - ANSWER-Privileges limiting or prohibiting disclosure of
personal information in the context of investigations and litigation, such as
attorney-client privilege.
Fair Credit Reporting Act (FCRA) - ANSWER-Enacted in 1970 to regulate the
consumer reporting industry and provide privacy rights in consumer reports,
FCRA mandates accurate and relevant data collection, provides consumers with
the ability to access and correct their information, and limits the use of consumer
reports to defined permissible purposes.
Federal Trade Commission (FTC) - ANSWER-An independent consumer
protection agency governed by a chairman and four other commissioners with
the authority to enforce against unfair and deceptive trade practices.
2024/2025
Access - ANSWER-The ability to view personal information held by an
organization. This may be supplemented by allowing updates or corrections to
the information. U.S. laws often provide for access and correction when the
information is used for any type of substantive decision making, such as for
credit reports.
Americans with Disabilities Act (ADA) - ANSWER-Bars discrimination against
qualified individuals with disabilities; places restrictions on pre-employment
medical screening.
Consumer Financial Protection Bureau (CFPB) - ANSWER-Has enforcement
power for unfair, deceptive or abusive acts and practices for financial institutions.
Choice - ANSWER-The ability to specify whether personal information will be
collected and/or how it will be used or disclosed. Choice can be express or
implied.
Common Law - ANSWER-Legal principles that have developed over time in
judicial decisions (case law), often drawing on social customs and expectations.
Consent Decree - ANSWER-A judgment entered by consent of the parties (a
federal or state agency and an adverse party) whereby the defendant agrees to
stop alleged illegal activity, typically without admitting guilt or wrongdoing.
Consumer Reporting Agency (CRA) - ANSWER-Any person or entity that
complies or evaluates personal information for the purpose of furnishing
consumer reports to third parties for a fee.
, Data Breach - ANSWER-The intentional or unintentional release of secure
information to an untrusted environment.
Data Classification - ANSWER-Defines the clearance of individuals who can
access or handle a given set of data, as well as the baseline level of protection
that is appropriate for that data.
Deceptive Trade Practices - ANSWER-Along with unfair trade practices, behavior
of an organization that can be enforced against by the FTC.
Defamation - ANSWER-Any act or communication intending to harm the
reputation of another as to lower him in the estimation of the community or to
deter third persons from associating or dealing with him.
Electronic Discovery (e-discovery) - ANSWER-Discovery in civil litigation dealing
with the exchange of information in electronic format, often requiring digital
forensics analysis.
Electronically Stored Information (ESI) - ANSWER-A category of information that
can include e-mail, word-processing documents, server logs, instant messaging
transcripts, voicemail systems, social networking records, thumb drives, or data
on SD cards.
Equal Employment Opportunity Commission (EEOC) - ANSWER-A federal agency
overseeing many laws preventing discrimination in the workplace, include Title
VII of the Civil Rights Act, the Age Discrimination in Employment Act of 1967
(ADEA) and Titles I and V of the Americans with Disabilities Act of 1990 (ADA).
Evidentiary Privilege - ANSWER-Privileges limiting or prohibiting disclosure of
personal information in the context of investigations and litigation, such as
attorney-client privilege.
Fair Credit Reporting Act (FCRA) - ANSWER-Enacted in 1970 to regulate the
consumer reporting industry and provide privacy rights in consumer reports,
FCRA mandates accurate and relevant data collection, provides consumers with
the ability to access and correct their information, and limits the use of consumer
reports to defined permissible purposes.
Federal Trade Commission (FTC) - ANSWER-An independent consumer
protection agency governed by a chairman and four other commissioners with
the authority to enforce against unfair and deceptive trade practices.
