CFM Exam questions and answers 100% verified.

CFM Exam questions and answers 100% verified. Shallow flooding problems fall into (3) categories - correct answer. Sheet flow, ponding, urban drainage, coastal flooding (depths 1-3 feet) Describe areas where ponding may be a problem - correct answer. Glaciated areas, caves and sinkholes, man-made features What are (5) Special Flood Hazards - correct answer. Closed basin lakes, uncertain flow paths, dam breaks, ice jams, mud flows Alluvial fan flooding is what type of special flood hazard and what are the inherent hazards thereof? - correct answer. Uncertain flow path: (1) velocity and debris (2) sediment and debris deposition (3) potential for channel to move What is the NFIP definition of a mudslide - correct answer. Liquid mud down a hillside resulting from loss of brush cover and subsequent accumulation of water on the ground Describe NFIP regulations for mudslides - correct answer. Provides coverage in these areas but does not require mapping or management measures What is the estimate regarding the number of households that dwell in floodplains nationwide? - correct answer. 8-10 Million What are (2) problems that develop from development in floodplains. - correct answer. (1) Alters floodplain and dynamic of flooding (2) building and infrastructure damage Regarding urbanization and watersheds what timing issue may persist in sub-watersheds? - correct answer. Development of one sub-watershed faster than another one, lead to peak that will arrive to the main channel at the same time as the underdeveloped sub-watershed. Annually, floods kill how many people? - correct answer. 150, largely by vehicles (can float in up to 2 feet of water) Annually, what is the approximate property damage due to flooding - correct answer. $6 Billion What are the (5) main causes of flood damage that one should be knowledgeable as a floodplain manager? - correct answer. Hydrodynamic forces, hydro static forces, debris impacts, soaking, sediment and contaminants What are (3) hydrodynamic force impacts regarding flood damage? - correct answer. Frontal, drag, suction/eddy/negative pressure Floods that have a velocity greater than ? are regarding as a high velocity flood? - correct answer. 5 feet per second How many feet of standing water are enough to cause a collapse of wall structures? - correct answer. 3 feet, hydrostatic force Identify (8) safety and health hazards of a flood - correct answer. Utility, Gas, Fire, Drinking Water, contaminants, mold/mildew, air quality/ducts, stress/mental health Flood Control Acts of 1928 and 1936 initiated what? - correct answer. Construction of flood control projects both coastal and riverine What was the pivotal year in which flood control projects started to change from typical structural approaches? - correct answer. 1960s The NFIP was created in what year? - correct answer. 1968 What are the (4) basic intentions as to the creation of the NFIP? - correct answer. (1) Insurance program for disaster relief (2) distribution of floodplain mgmt to all levels of govt/private (3) national standard for regulating new development (4) comprehensive floodplain mapping program Regarding the NFIP, what has been one of the major goals of federal, state, and local agencies? - correct answer. Coordination of flood-loss reduction programs with environmental protection and watershed mgmt Identify (7) non-structural flood protection measures - correct answer. (1) Regs to prohibit development (2) Bldg codes - flood resistance construction (3) Acquisition and relocation of bldgs (4) modification/retrofitting of bldgs (5) flood warning (6) storm-water runoff (7) provision of self-help to property owners What is the Unified National Program for Floodplain Management - correct answer. Developed under the National Flood Insurance Act of 1968, coordinates floodplain management efforts of federal, state, local, and private entities What is the purpose of the Federal Interagency Floodplain Management Task Force - correct answer. Group that identifies federal agencies involved with flooding that define "floodplain management" as decision making process involving "wise use" of nations floodplains What is "wise use" under the definition of floodplain management as defined by the Task Foce - correct answer. Involves (1) reduced flood losses (2) protection of natural resources (3) protection of floodplain function What are (4) floodplain management strategies? - correct answer. (1) Modify human susceptibility to flood damage (2) Modify impact of flooding (3) Modify flooding itself (4) Preserve/restore natural resources Identify (6) tools in Floodplain Management Strategy (1) - correct answer. (1) regulation (2) development/redevelopment practices (3) acquisition - open space preservation (4) elevate / floodproof (5) forecasts/warnings (6) preservation and restoration of natural resources and floodplain function Identify (4) tools in Floodplain Management Strategy (2) - correct answer. (1) education (2) emergency measures (3) reduce financial impact (4) post-flood recovery plans Identify (8) tools in Floodplain Management Strategy (3) - correct answer. (1) dams/reservoirs (2) dikes/levees (3) channel alterations (4) diversion (5) abstractions (6) detention (7) inland development protection (8) controlling runoff outside floodplain Identify (6) tools in Floodplain Management Strategy (4) - correct answer. (1) wetlands / land-use regs (2) develop/re-develop policies (3) acquisition / open space (4) education (5) tax adjustments (6) beach nurishment / dune building What are the (3) primary components to the NFIP? - correct answer. (1) Mapping (2) Insurance (3) Regulation In 1979 the Federal Insurance Administration (FIA) and NFIP were transferred to FEMA. Regarding the mapping component of FEMA, what are the primary purposes of maps and data? - correct answer. Regulating floodprone construction, Flood Insurance policies, Flood insurance procurement condition of a loan. What are (2) kinds of FEMA maps? - correct answer. (1) Flood Hazard Boundary Map (FHMB) for approximate (2) Flood Insurance Rate Map (FIRM) including flood elevations and hazards necessary to protect new construction from flood damage. Regarding FIRM construction what (2) classifications are buildings identified? - correct answer. (1) Pre-FIRM and (2) Post FIRM, based on how protected they are from the mapped hazard. NFIP coverage pertains to damage by a "flood" identified as: - correct answer. General and temporary condition of partial / complete inundation of normally dry land from (1) Overflow of inland/tidal waters (2) Unusual / rapid accumulation or runoff of surface waters from ANY source. Flood insurance premiums for post-FIRM buildings are based on what? - correct answer. Degree of flood protection provided. Flood insurance premium rates for pre-FIRM buildings are based on what? - correct answer. Subsidized by NFIP. Policy owners do not pay actuarial (rates based on true risk of building) rates The NFIP underwrites flood insurance coverage for which communities? - correct answer. Those that adopt and enforce floodplain regulations that meet or exceed NFIP critiera. In terms of risk and insurance rates, buildings constructed in accordance with NFIP regulations assure? - correct answer. Lower risk and lower rates What (3) consequences may occur for communities that do not enforce NFIP ordinance? - correct answer. (1) New buildings subject to flood damage (2) Insurance on improperly constructed building would be expensive (3) FEMA can impose sanctions What are the roles of commitment of a participating NFIP community? - correct answer. (1) Issuing/denying floodplain development/permits (2) Development inspection to assure compliance (3) Record maintenance of floodplain development (4) Assistance of prep and revision of floodplain maps (5) Assist residents with info on hazards, map data, insurance and proper construction measures. What is the responsibility of the State Coordinating Agency that accompanies the NFIP? - correct answer. (1) Ensuring communities have legal authorities to adopt and enforce floodplain mgmt. regs (2) Establishing minimum state regs consistent with NFIP (3) Provide technical assistance to local govts (4) Coordinating activities of various state agencies that affect NFIP What is the Community Assistance Program (CAP)? - correct answer. State participation in which NFIP funds are available on a 75/25 cost share to support State Coordinating Agencies for responsibilities to local governments. What are the responsibilities of the FEMA Mitigation Division in Washington DC? - correct answer. Sets national policy for floodplain regulations along with researching floodplain construction practices and administration of flood hazard mapping program. What are (7) responsibilities of the FEMA regional office Mitigation Division in terms of NFIP? - correct answer. (1) Assist State Coordinating offices (2) Assess community compliance (3) Advise local officials administering ordinance (4) Answer questions from design professionals (5) Review / adopt new maps/data (6) Approve community floodplain mgmt. regs (7) Provide info/training on flood insurance purchase requirements. In terms of insurance, what are the responsibilities of the FEMA Mitigation Division? - correct answer. (1) Sets rates (2) Establishes coverage (3) Monitors applications/claims (4) Markets flood insurance What is one area in which NFIP supplemental funding has been provided by congress? - correct answer. Accelerate and support Map Modernization Program What is the "Write-Your-Own" Program? - correct answer. Service and writing of NFIP policies through private insurance. Joining NFIP, community agrees to "maintain in force...adequate land use and control measures consistent with NFIP criteria" and to: - correct answer. (1) Assist admin in floodplain delineation (2) Provide info of floodplain present use and occupancy (3) Maintain for public inspection and furnish applicability of flood insurance premium rates (4) Cooperate with agencies and firms which undertake to study/survey/map etc (5) Notify administrator when boundaries of community have been modified by annexation or vacated adaptation After a period to review and appeal the draft FIRM, a community has up to _____ months to adopt new data in a more comprehensive ordinance? - correct answer. 6 months What is the distinction between "Emergency Phase" and "Regular Phase" in terms of FIRM mapping? - correct answer. Phase in which FHBM is provided with limited regulatory responsibilities vs. phase after review/appeal of FIRM. A FIRM takes effect at the end of a 6 month period, this also differentiates what? - correct answer. pre- and post-FIRM buildings What happens to an NFIP participating community if the FIRM ordinance is not adopted in time? - correct answer. The community is suspended from the NFIP, but the FIRM still goes into effect on the same date NFIP participating community's floodplain management program and permit records are reviewed periodically by .. - correct answer. FEMA Regional office or State NFIP Coordinating agency as part of a CAV or CAC What are the approaches for potential recourse by FEMA if a community does not uphold its part of the agreement and fails to enforce floodplain management regulations? - correct answer. (1) Reclassification under the CRS (2) Probation (3) Suspension What is the purpose of the CRS - correct answer. To provide a discount in flood insurance premiums for those communities that exceed the minimum NFIP standards For a non-compliant NFIP community, the recourse of probation involves what aspects? - correct answer. (1) 90-day written notice to community and policy holders, designed to provide allowable time for compliance (2) charges an additional $50 on premiums sold or renewed under probation to bring attention to negligence For a non-compliant NFIP community, the recourse of suspension involves what aspects? - correct answer. (1) Community failure to comply after probationary period (2) No longer in NFIP (3) Subject to sanctions for non-participation (4) Offers a 30-day suspension letter or written/oral hearing. Identify sanctions imposed for a non-participating community - correct answer. (1) No available flood insurance (3) Existing policies will not be renewed (3) No Federal grants/loans in flood hazard areas (4) No Federal disaster assistance (5) No Federal mortgage insurance (6) Awareness created by Federally Insured/regulated lending institutions to applicants of flood hazard and no eligibility for Fed disaster relief. What is the base floodplain? - correct answer. Land covered by floodwaters of the base flood (1% AEP), also known as the SFHA What are the designated SFHA zones? - correct answer. A, AE, A1-30, AO, AH, V, VE or V1-30 During a 30-year mortgage, what is the chance of being impacted by a 100-year flood? - correct answer. 26% During a 30-year mortgage, what is the chance of being impacted by a 10-year flood? - correct answer. 96% The National Flood Insurance Act of 1968 directed the Federal Insurance Administration (FIA) to: - correct answer. (1) Identify all floodprone areas within the US (2) Est. flood-risk zones within floodprone areas What information is provided by FEMA flood studies and various map products? - correct answer. (1) Identify terrain factors that effect flood hazards (2) Draw maps and delineate boundaries (3) flood elevations (4) velocities (5) floodway dimensions (6) insurance rating zones How are FHBMs produced? - correct answer. Flood data / floodplain info (1) soils (2) HWM/profiles (3) aerial photos (4) topo maps What components are included in the FIS? - correct answer. (1) FIS Report (2) FIRM (3) Flood Boundary and Floodway Map prior to 1986. What is included in the FIS Report? - correct answer. (1) Appraisal of community's flood problems (2) Vicinity map/historic photos of community (3) Flood hazard data tables (4) Flood profiles with RIs (10-, 50-, 100-, 500-) What are examples of significant changes in the stream channel or floodplain that could effect hydraulic computations or floodway determination? Should ask the question? - correct answer. (1) Fill (2) Channel migration / location change (3) Channel geo due to channelization, widening, dredging (4) Vegetation changes What are (3) results of a hydraulic study useful for engineers to map the floodplain? - correct answer. (1) Flood elevations (2) Velocities (3) Floodplain widths/extents What would be an example of needing 10-year flood data from an FIS? - correct answer. Locating septic systems What would be an example of needing 50-year flood data from an FIS? - correct answer. Constructing/placing Bridges and culverts What would be an example of needing 500-year flood data from an FIS? - correct answer. Residing critical facilities such as hospital, power plants, Emergency Op facilities What are aspects of Flood Zone AH - correct answer. Flood Depths 1-3 feet, areas of ponding, BFE determined What are aspects of Flood Zone A0 - correct answer. Flood Depths 1-3 feet, sheet flow, avg depths determined, for alluvial fan flooding, velocities determined What are aspects of Flood Zone V - correct answer. Coastal zone with velocity (wave action) hazard, no BFE What are aspects of Flood Zone VE - correct answer. Coastal zone with velocity (wave action) hazard, with BFE What are Stillwater flood elevations - correct answer. Elevations of various coastal floods void of wave action What is wave action as compared to Stillwater elevation - correct answer. Wave action causes damage, measured above Stillwater elevations How is wave runup defined? - correct answer. Flooded land areas that are higher than Stillwater elevation. How is wave setup defined? - correct answer. Additional elevation of water surface over normal surge elevation; caused by onshore mass transport of the water by wave action. What is the Coastal High Hazard Area as it relates to the coastal floodplain? - correct answer. The most hazardous part including the area between the shoreline and (1) computed wave heights > 3 ft (2) inland limit of frontal dune (3) eroded ground profile is 3 feet below the computed runup elevation Why is the wave-height threshold selected at 3 feet? - correct answer. At this height this carries enough energy to break a wall panel away from the floor What is the distinction of shallow flooding from riverine flooding? - correct answer. No discernable channel What would the designate Zone AO (Depth 2) identify? - correct answer. Sheet flow shallow flooding indicating the base depth is 2 feet above ground What is the approximate expense of a detailed study per mile of stream? - correct answer. Approximately $5,000 - $10,000, not accounting present day evaluation What is the significance of 1986 and NFIP maps? - correct answer. (1) differentiates old vs new publishing format (2) FBFM prior to (3) FBFM incorporated into FIRM after (4) FIRM contains both flood insurance rate zones and floodways thereafter What is identified in the Map Index used for both FIRM and Floodway Map preparation? - correct answer. (1) Community boundaries (2) Major highways (3) Railroads (4) Streams. Ultimately used to identify how community is displayed on various panels. How many digits identify a specific community or map in the title block of a Map Index and FIRM panel? - correct answer. 6 What 5 elements make up the FIRM panel title block? - correct answer. (1) Community name (2) Community ID (3) Panel # (4) Map panel suffix (5) Map effective/revision date What are the designates "ERM" or "RM" ? - correct answer. Reference marks used as fiducial for surveying, noted as x's What is the flood zone designate "A99" - correct answer. Area to be protected by base flood from levees or Federal Flood Protection Systems under construction (No BFE) What is the flood zone designate "AR" - correct answer. Base floodplain that results from decertification of a previously accredited flood protection systems in the process of being restored to provide a 100-year or greater level of protection What are flood zone designates "A1-30" - correct answer. Numbered "A" zones, base floodplain where FIRM shows BFE (old format) What flood zone designate would be used to identify shallow flooding areas with average depths less than 1 foot? - correct answer. B or X What flood zone designate would be used to identify base floodplain areas protected by levees from the 100-year flood? - correct answer. B or X What zone identifies areas of moderate flood hazard? - correct answer. Zone B and Zone X What zone identifies areas of minimal flood hazard? - correct answer. Zone C and Zone X What flood designate would identify ponding and local drainage problems that do not warrant a detailed study or designation as a base floodplain? - correct answer. Zone C or X What area is determined to be outside of the 500-year flood and protected by levee from the 100-year flood? - correct answer. Zone X What designate is zone D used to identify? - correct answer. Area of undetermined but possible flood hazard? A typical SFHA identified as a FHBM is labeled as Zone ? with? or without? BFEs - correct answer. Zone A, without BFEs What would the designate Zone AO (Depth 2) identify? - correct answer. Base floodplain with sheet flow, ponding, or shallow flooding with a base flood depth of 2 feet or 2 feet above the ground. FBFMs are known as? How have they changed? - correct answer. Flood Boundary and Floodway Maps, post 1986 they have become integrated into FIRMs and separate Floodway Maps are no longer being produced. What is a partial map initiatives FIRM? - correct answer. Cost-effective method in printing limited update FIRMs, only panels affected by the revision elements are combined into new format FIRM panel. What is the height of flooding and wave action identified by a V zone designate? - correct answer. 3 Feet What is the Coastal Barrier Resource System (CBRS)? - correct answer. Map panels identifying coastal barrier islands and similar land forms, including coastal mainland along shores/bays/estuaries Prohibition dates are identified on which zone on a FIRM? - correct answer. CBRA How are BFEs shown or illustrated on lakes? - correct answer. Identified in parenthesis rounded to a whole number. The BFE to 0.1' can be found in the accompanying FIS What is a short-cut method of equating a lake BFE to what is disseminated in the FIS? - correct answer. Add 0.4' to provide a number that is at least as high as the number disseminated in the FIS table. What are some examples of flood protection projects? - correct answer. Levees, Dikes, Floodwalls, Seawalls What SFHA designate is used to identify zones behind flood protection projects? - correct answer. Zone X At what location will floodways be delineated in relation to levees that provide 100-year flood protection? - correct answer. Landside toe of the levee How are flood elevations computed and disseminated on a FIRM for a levee that has a lower level of protection or is not certified? - correct answer. Elevations computed as if levee does not exist. To what extent does a county-wide FIRM disseminate flood hazard information? - correct answer. All geographic areas of the county including other jurisdictions, villages, towns, and cities. Previously this was ONLY for unincorporated areas. What are (2) advantages of the county-wide FIRM? - correct answer. (1) User can visualize relationship and concurrent effects of each F/P on a community (2) FIRMs do not need updated when municipal boundaries change. How many digits represent the NFIP community? - correct answer. Six (6) What is the breakout or description of the FIRM Map Number for a county-wide map? - correct answer. NFIP State Number (2 digits); NFIP County Number (3 digits); C (countywide); Panel Number (4 digits); Suffix. Where are previous map dates found for each floodprone community in a county-wide FIS? - correct answer. Community map history table Where is the "effective date" of the latest FIRM panel displayed in a map? - correct answer. Title block What is the purpose of a DFIRM-DLG? - correct answer. Extracts certain flood-risk data from DFIRM used for flood-zone determination and enforcement of regulations. What are the specifics captured from a DFIRM to create a DFIRM-DLG? - correct answer. Hydrography, flood hazard zones, BFEs, cross-section locations, elevation reference marks. How many digits identify attribute code(s) within a DFIRM-DLG? - correct answer. Seven (7) What formats does the Q3 Flood Data Product by FEMA represent? - correct answer. (1) DLG (2) Arc/Info (3) MapInfo Why were Q3 Flood Data were developed? - correct answer. To support insurance-related activities and guidance / proximity of SFHA locations. Not intended to replace FIRMs as a legal document. What are the (8) sections covered by an FIS Report? - correct answer. (1) Purpose/Authority (2) Background (3) Methods (4) Flood Map prep (5) Flood Insurance (6) FIRM (7) Other studies (8) Bibliography Given the floodway data table provided in a FIS, what is the difference between the "Regulatory" elevations provided and "With Floodway" elevations? - correct answer. "Regulatory" defines the BFEs essentially 100-year elevations, "With Floodway" identifies elevation to which "Some" communities regulate to take into account possible future increases in flood stages resulting from development. For coastal flood elevations, what is the rule of thumb procedure to ensure regulatory elevations used will be high enough for protection? - correct answer. Use BFE from the FIRM (+) 0.4', do not use the table in the FIS For lake flood elevations, what is the rule of thumb for identifying BFEs? - correct answer. BFEs identified to the nearest whole number, FIS table identified to the nearest 0.1'. Lake flood elevations do not account for effects of waves. What is the order of precedence (accuracy) for identifying BFE at a particular location on a reported map or profile? - correct answer. (1) Floodway data table (2) Profile (3) FIRM.