AHIP FINAL EXAM TEST QUESTIONS LATEST VERSION /AHIP FINAL EXAM TEST REAL EXAM QUESTIONS AND ANSWERS

Ms. Gardner is currently enrolled in an MA-PD plan. However, she wants to disenroll from the MAPD plan and instead enroll in a Part D only plan and go back to Original Medicare. According to Medicare's enrollment guidelines, when could she do this? -CORRECT ANSWER-- : She may make such a change during the Annual Election Period that runs from Oct. 15 to December 7, or during the MA Open Enrollment Period which takes place from January 1- March 31 of each year (beginning in 2019). Agent Lopez helps Ralph to enroll in Top Choice Medicare Advantage plan during the Annual Open Enrollment Period. Ralph's effective enrollment date is January 1st. Ralph disenrolls on February 12th because he did not understand that the plan did not cover services furnished by several of his longtime providers. Which of the following statements best describes the impact of Ralph's action upon Agent Lopez's compensation? -CORRECT ANSWER-- Answer: Agent Lopez's entire compensation must be recouped because Ralph disenrolled within 3 months of enrollment. When Myra first became eligible for Medicare, she enrolled in Original Medicare (Parts A and B). She is now 67 and will turn 68 on July 1. She would now like to enroll in a Medicare Advantage (MA) plan and approaches you about her options. What advice would you give her? -CORRECT ANSWER-- She should remain in Original Medicare until the annual election period running from October 15 to December 7, during which she can select an MA plan. Mr. Jenkins is interested in enrolling in a Medicare cost plan and has sought your advice. What would you tell him? -CORRECT ANSWER-- Cost plans are required to be open to enrollment at least 30 days per year, and many are open for enrollment all year. So open enrollment will be dependent on the plan he chooses. Mr. Rice has coverage for medical services and medications through his employer's retiree plan. He is considering switching to a Medicare prescription drug plan because his retiree plan does not cover two important medications. What should he consider before making a change? -CORRECT ANSWER-- If Mr. Rice drops his drug coverage through the retiree plan, he may not be able to get it back and he also may lose his