ARIZONA HEALTH/LIFE INSURANCE EXAM

Which element of a contract constitutes a definite and unqualified proposal by one party to another? - Answer-Offer Skilled nursing facility expenses are sometimes covered by ___________, but ONLY if the insured was hospitalized prior to entering the facility. - Answer-Medicare Disability income policies provide protection for which of the following? - Answer-Economic Death Christine is receiving benefits provided from her disability income insurance. As compared to her previous earnings, the disability benefits should be - Answer-Somewhat less What is normally the consequence for NOT obtaining preadmission certification prior to receiving inpatient medical care? - Answer-A reduction in benefits Under the law of agency, the principal is considered to be - Answer-The insurer Which of these is not considered the responsibility of a producer during the underwriting