CIPP/US questions with correct answers

Access Answer The ability to view personal information held by an organization. This may be supplemented by allowing updates or corrections to the information. U.S. laws often provide for access and correction when the information is used for any type of substantive decision making, such as for credit reports. Americans with Disabilities Act (ADA) Answer Bars discrimination against qualified individuals with disabilities; places restrictions on pre-employment medical screening. Consumer Financial Protection Bureau (CFPB) Answer Has enforcement power for unfair, deceptive or abusive acts and practices for financial institutions. Choice Answer The ability to specify whether personal information will be collected and/or how it will be used or disclosed. Choice can be express or implied. Common Law Answer Legal principles that have developed over time in judicial decisions (case law), often drawing on social customs and expectations. Consent Decree Answer A judgment entered by consent of the parties (a federal or state agency and an adverse party) whereby the defendant agrees to stop alleged illegal activity, typically without admitting guilt or wrongdoing. Consumer Reporting Agency (CRA) Answer Any person or entity that complies or evaluates personal information for the purpose of furnishing consumer reports to third parties for a fee. Data Breach Answer The intentional