Florida Public Adjuster State Test| 100 QUESTIONS| 100% CORRECT ANSWERS 2023

Florida Public Adjuster State Test| 100 QUESTIONS| 100% CORRECT ANSWERS 2023 Florida No-Fault Tort Exemption - Correct Answer Those who comply with the law are granted limited immunity from suits of others through PIP coverage. 4 Exceptions to Tort Exemption(Threshold of No-Fault) - Correct Answer 1. Significant and Permanent loss of bodily function. 2.Permanent injury other than scarring and disfigurement. 3.Significant and Permanent scarring or disfigurement. 4.Death What does NFIP stand for? - Correct Answer National Flood Insurance Program Form SR-22 - Correct Answer Drivers Convicted of DUI or a traffic felony over the prior 3 years are required to have 100/300/50 coverage or a certificate of self insurance of $350,000. Contents of a CGL Contract - Correct Answer 1.Declarations Form 2.Common Policy Conditions Form 3. One of: A.Occurrence Form B.Claims Made Form 4.Nuclear Energy Liability Exclusion Endorsement. Declarations of a CGL Contract(4) - Correct Answer 1.Named Insured(including address) 2.Policy Period 3.Premium 4.Limits of Coverage 7 Common CGL Conditions - Correct Answer 1.Cancellation(30 Days by insurer option, 10 Days By no payment). 2.Changes 3.Examination of Books 4.Inspections and Surveys 5.Premiums 6.Transfer 7.Nuclear Endorsement CGL Coverage A - Correct Answer Bodily Injury and Property Damage Insuring Agreement The 3 Conditions that define work as "completed" - Correct Answer 1.When all work called for in the contract is completed