HLSA 300 Exam Review Questions with Verified
Correct Answers
The Patient Protection and Affordable Care Act attempts to solve the problem of uninsurance
through:
-Medicare Expansion
-Medicaid Expansion
-Both Medicaid expansion and the individual mandate to purchase insurance
-Individual Mandate to purchase insurance
Both Medicaid expansion and the individual mandate to purchase insurance
Because Medicaid is a federal program, it requires all states to adopt an identical benefit
package.
-True
-False
False
As the health care delivery system developed in the U.S. it emphasized specialization over
primary care.
-True
-False
True
Since the early 1900s, the burden of disease in developed countries has shifted...
from infectious to chronic disease.
from chronic to infectious disease.
from the rich to the poor.
to underdeveloped countries.
from infectious to chronic disease.
,During the World War II period, health insurance became part of benefit packages primarily
because of...
endorsement from Blue Cross and Blue Shield plans
union demands
social security laws
wage freezes
wage freezes
Medicare set a groundbreaking precedent in 1965 by establishing a Prospective Payment
System (PPS) to pay physicians.
True
False
False
In the U.S., Hispanics/Latinos are the least likely to be insured, and non-Hispanic/non-Latino
Whites are the most likely to be insured.
True
False
True
If an individual signs up for a health plan with a $1,500 deductible and 20% coinsurance, how
much would they pay out-of-pocket for a $3,000 hospital stay?
$600
$1800
$2100
$3000
2100
Which of the following is the equation we use to describe health care costs:
Cost = Quantity / Price
Price = Costs / Quality
Cost = Price x Quantity
Cost = Price x Quality
, Cost = Price x Quantity
Cost control strategies typically only target the financing of health care services.
True
False
False
If a large employer with more than 50 Full-Time Equivalent (FTE) employees decides not to
offer insurance to staff members working between 30 and 35 hours per week, what has to
happen in order for the employer to face the $3,000 per person shared responsibility
payment required by the ACA?
The worker has to purchase any insurance coverage to satisfy the minimum essential coverage
requirement
The worker has to report their employer to the IRS
The worker has to enroll in Medicaid
The worker has to purchase insurance on the Health Insurance Exchange and receive a tax
credit or cost sharing subsidy
The worker has to purchase insurance on the Health Insurance Exchange and receive a tax credit
or cost sharing subsidy
Federally Qualified Community Health Centers benefit from a cost-related visit
reimbursement rate for all patients, but this rate varies by insurance status.
True
False
False
In the 1970s, President Nixon urged to change the name of pre-paid group practices to
_____________ partly due to the negative political connotation associated with the original
name.
Health Maintenance Organizations
Exclusive Provider Organizations
Correct Answers
The Patient Protection and Affordable Care Act attempts to solve the problem of uninsurance
through:
-Medicare Expansion
-Medicaid Expansion
-Both Medicaid expansion and the individual mandate to purchase insurance
-Individual Mandate to purchase insurance
Both Medicaid expansion and the individual mandate to purchase insurance
Because Medicaid is a federal program, it requires all states to adopt an identical benefit
package.
-True
-False
False
As the health care delivery system developed in the U.S. it emphasized specialization over
primary care.
-True
-False
True
Since the early 1900s, the burden of disease in developed countries has shifted...
from infectious to chronic disease.
from chronic to infectious disease.
from the rich to the poor.
to underdeveloped countries.
from infectious to chronic disease.
,During the World War II period, health insurance became part of benefit packages primarily
because of...
endorsement from Blue Cross and Blue Shield plans
union demands
social security laws
wage freezes
wage freezes
Medicare set a groundbreaking precedent in 1965 by establishing a Prospective Payment
System (PPS) to pay physicians.
True
False
False
In the U.S., Hispanics/Latinos are the least likely to be insured, and non-Hispanic/non-Latino
Whites are the most likely to be insured.
True
False
True
If an individual signs up for a health plan with a $1,500 deductible and 20% coinsurance, how
much would they pay out-of-pocket for a $3,000 hospital stay?
$600
$1800
$2100
$3000
2100
Which of the following is the equation we use to describe health care costs:
Cost = Quantity / Price
Price = Costs / Quality
Cost = Price x Quantity
Cost = Price x Quality
, Cost = Price x Quantity
Cost control strategies typically only target the financing of health care services.
True
False
False
If a large employer with more than 50 Full-Time Equivalent (FTE) employees decides not to
offer insurance to staff members working between 30 and 35 hours per week, what has to
happen in order for the employer to face the $3,000 per person shared responsibility
payment required by the ACA?
The worker has to purchase any insurance coverage to satisfy the minimum essential coverage
requirement
The worker has to report their employer to the IRS
The worker has to enroll in Medicaid
The worker has to purchase insurance on the Health Insurance Exchange and receive a tax
credit or cost sharing subsidy
The worker has to purchase insurance on the Health Insurance Exchange and receive a tax credit
or cost sharing subsidy
Federally Qualified Community Health Centers benefit from a cost-related visit
reimbursement rate for all patients, but this rate varies by insurance status.
True
False
False
In the 1970s, President Nixon urged to change the name of pre-paid group practices to
_____________ partly due to the negative political connotation associated with the original
name.
Health Maintenance Organizations
Exclusive Provider Organizations
