ADJUSTER DUTIES & PRACTICES EXAM
QUESTIONS WITH ANSWERS |GRADED A+ .
Prosecute the party that caused the loss - correct Answers -Which is NOT a duty of a liability
adjuster?
limited to the wording of the policy - correct Answers -A claims adjuster can avoid the
appearance of providing legal counsel if communications with an insured are
15 - correct Answers -After being assigned a claim, an adjuster typically completes the initial
investigation of the claim within how many days?
loss of value for accounting purposes - correct Answers -Which factor does an adjuster NOT
consider when accounting for depreciation in the adjustment of a claim?
Determine the grounds to deny a claim. - correct Answers -A claims adjuster is obligated to carry
out each of the following functions EXCEPT:
reduction in premium to insure the damaged property - correct Answers -Which option does an
insured NOT have when settling a property claim with the insurer?
a beneficiary - correct Answers -In negotiating the settlement of claims, an adjuster would not
normally deal with
Proof of Loss statement - correct Answers -What does an insurance company require from an
insured before it will determine whether the policy covers a loss?
To help the insurer resolve the claim. - correct Answers -Why does an adjuster collect
information about a claim?
1
QUESTIONS WITH ANSWERS |GRADED A+ .
Prosecute the party that caused the loss - correct Answers -Which is NOT a duty of a liability
adjuster?
limited to the wording of the policy - correct Answers -A claims adjuster can avoid the
appearance of providing legal counsel if communications with an insured are
15 - correct Answers -After being assigned a claim, an adjuster typically completes the initial
investigation of the claim within how many days?
loss of value for accounting purposes - correct Answers -Which factor does an adjuster NOT
consider when accounting for depreciation in the adjustment of a claim?
Determine the grounds to deny a claim. - correct Answers -A claims adjuster is obligated to carry
out each of the following functions EXCEPT:
reduction in premium to insure the damaged property - correct Answers -Which option does an
insured NOT have when settling a property claim with the insurer?
a beneficiary - correct Answers -In negotiating the settlement of claims, an adjuster would not
normally deal with
Proof of Loss statement - correct Answers -What does an insurance company require from an
insured before it will determine whether the policy covers a loss?
To help the insurer resolve the claim. - correct Answers -Why does an adjuster collect
information about a claim?
1