1
GENERAL HEALTH INSURANCE EXAM
QUESTIONS WITH VERIFIED
SOLUTIONS 2026/2027
An application for an individual Disability Income policy may require all of the
following information about the proposed insured EXCEPT for - correct-answer -
Marital status
A $100,000 group Accidental Death and Dismemberment policy will pay double
indemnity if the insured dies in a commercial airplane crash. If the insured is killed
when flying to a business meeting on a commercial flight, the policy will pay a
MAXIMUM of - correct-answer - $200,000
Which provision establishes a procedure for restoring a policy after it has lapsed
because of nonpayment of premium? - correct-answer - Reinstatement
, 2
The Time of Payment of Claims provisions states that the intervals between
Disability Income Benefit payments may NOT exceed - correct-answer - One
Month
The purpose of the Insuring clause in an Accident and Health policy is to - correct-
answer - specify the conditions under which benefits are payable
A producer has taken an application for an individual Disability Income policy,
collected a premium, and given the applicant a conditional receipt. Which of the
following statements is CORRECT about this situation? - correct-answer - Since
the producer collected a premium when taking the application, the insured is
guaranteed coverage as of the date of the application
GENERAL HEALTH INSURANCE EXAM
QUESTIONS WITH VERIFIED
SOLUTIONS 2026/2027
An application for an individual Disability Income policy may require all of the
following information about the proposed insured EXCEPT for - correct-answer -
Marital status
A $100,000 group Accidental Death and Dismemberment policy will pay double
indemnity if the insured dies in a commercial airplane crash. If the insured is killed
when flying to a business meeting on a commercial flight, the policy will pay a
MAXIMUM of - correct-answer - $200,000
Which provision establishes a procedure for restoring a policy after it has lapsed
because of nonpayment of premium? - correct-answer - Reinstatement
, 2
The Time of Payment of Claims provisions states that the intervals between
Disability Income Benefit payments may NOT exceed - correct-answer - One
Month
The purpose of the Insuring clause in an Accident and Health policy is to - correct-
answer - specify the conditions under which benefits are payable
A producer has taken an application for an individual Disability Income policy,
collected a premium, and given the applicant a conditional receipt. Which of the
following statements is CORRECT about this situation? - correct-answer - Since
the producer collected a premium when taking the application, the insured is
guaranteed coverage as of the date of the application
