Indiana Navigator Test Study Guide 2026
(New 2026/ 2027 Update) Questions &
Answers 100% Correct (Verified Solutions)
{Grade A}
What is non-MAGI household size based on? - Correct answer Relationships and living
arrangements, NOT tax filing units.
Who is included in a non-MAGI household? - Correct answer The applicant and their
spouse if they are living together, the applicant's biological, adoptive, and step-children
under age 18 or are ages 18-21 and are a student living with the applicant, and the
applicant's essential person (an individual other than a spouse or parent that lives-in
who provides essential care to them)
What is MAGI household size based on? - Correct answer The household's tax filing
unit.
,What counts as income in Non-MAGI programs? - Correct answer salary/wages, tips,
any income (including unemployment and other veteran/social security benefits or
workman's compensation, as well as child support)
What is never counted as income in both MAGI and non-MAGI income rules? - Correct
answer SSI/Supplemental Security Income
Define non-MAGI resources and assets. - Correct answer Real or personal property or
accounts that are owned solely or jointly by an individual, including cash on hand.
What is an exception when calculating income for Nursing Facility Medicaid? - Correct
answer a "community spouse"
Define "community spouse" - Correct answer The non-institutionalized spouse of an
institutionalized person that may maintain all of their personal income, and half of the
income from assets owned by both spouses; is this totals less than $2250/mo., the
community spouse may keep some of the institutionalize spouse's income
,What is the definition of blindness according to the SSA and Medicaid? - Correct
answer An individual is blind if he has a central visual acuity of 20/200 or less in the
better eye with correction or a field defect in which the peripheral field has contracted
to such an extent that the widest diameter of visual field subtends an angular distance
of no greater than 20 degrees.
What is the definition of disability according to the SSA and Medicaid? - Correct answer
the inability to do any substantial gainful activity by reason of any medically
determinable physical or mental impairment which results in marked and severe
functional limitations, and which can be expected to result in death or which has lasted
or can be expected to last for a continuous period of not less than 12 months
What must a disabled person do when stating they are disabled and applying for
Medicaid? - Correct answer They must apply for disability benefits through the Social
Security Administration (SSA) within 45 days after the date of pending notice of
application unless the applicant is under 18.
, Who determines disability for Medicaid if the applicant is under 18? - Correct answer
The Medical Review Team (MRT)
If the disabled applicant is denied by the SSA, can they still get Medicaid for Aged,
Blind, and Disabled? - Correct answer No
What information is required to complete an Indiana Application for Health Coverage
(IAHC)? - Correct answer 1. Names, DOBs, SSNs, incomes, benefits, family and tax
relationship information, disabilities/blind/aged status, if enrolled in Medicare, amount
of money in checking accounts/savings accounts/other resources owned, and
payments for child or adult health coverage and current medical benefits for every
person in the household.
The Indiana Application for Health Coverage (IAHC) Application Methods: - Correct
answer 1. online through dfrbenefits.in.gov (Dept. of Family Resources)
RECOMMENDED
2. by mail or fax by printing off paper application through the DFR website
3. by phone (DFR 1-800-403-0864)
(New 2026/ 2027 Update) Questions &
Answers 100% Correct (Verified Solutions)
{Grade A}
What is non-MAGI household size based on? - Correct answer Relationships and living
arrangements, NOT tax filing units.
Who is included in a non-MAGI household? - Correct answer The applicant and their
spouse if they are living together, the applicant's biological, adoptive, and step-children
under age 18 or are ages 18-21 and are a student living with the applicant, and the
applicant's essential person (an individual other than a spouse or parent that lives-in
who provides essential care to them)
What is MAGI household size based on? - Correct answer The household's tax filing
unit.
,What counts as income in Non-MAGI programs? - Correct answer salary/wages, tips,
any income (including unemployment and other veteran/social security benefits or
workman's compensation, as well as child support)
What is never counted as income in both MAGI and non-MAGI income rules? - Correct
answer SSI/Supplemental Security Income
Define non-MAGI resources and assets. - Correct answer Real or personal property or
accounts that are owned solely or jointly by an individual, including cash on hand.
What is an exception when calculating income for Nursing Facility Medicaid? - Correct
answer a "community spouse"
Define "community spouse" - Correct answer The non-institutionalized spouse of an
institutionalized person that may maintain all of their personal income, and half of the
income from assets owned by both spouses; is this totals less than $2250/mo., the
community spouse may keep some of the institutionalize spouse's income
,What is the definition of blindness according to the SSA and Medicaid? - Correct
answer An individual is blind if he has a central visual acuity of 20/200 or less in the
better eye with correction or a field defect in which the peripheral field has contracted
to such an extent that the widest diameter of visual field subtends an angular distance
of no greater than 20 degrees.
What is the definition of disability according to the SSA and Medicaid? - Correct answer
the inability to do any substantial gainful activity by reason of any medically
determinable physical or mental impairment which results in marked and severe
functional limitations, and which can be expected to result in death or which has lasted
or can be expected to last for a continuous period of not less than 12 months
What must a disabled person do when stating they are disabled and applying for
Medicaid? - Correct answer They must apply for disability benefits through the Social
Security Administration (SSA) within 45 days after the date of pending notice of
application unless the applicant is under 18.
, Who determines disability for Medicaid if the applicant is under 18? - Correct answer
The Medical Review Team (MRT)
If the disabled applicant is denied by the SSA, can they still get Medicaid for Aged,
Blind, and Disabled? - Correct answer No
What information is required to complete an Indiana Application for Health Coverage
(IAHC)? - Correct answer 1. Names, DOBs, SSNs, incomes, benefits, family and tax
relationship information, disabilities/blind/aged status, if enrolled in Medicare, amount
of money in checking accounts/savings accounts/other resources owned, and
payments for child or adult health coverage and current medical benefits for every
person in the household.
The Indiana Application for Health Coverage (IAHC) Application Methods: - Correct
answer 1. online through dfrbenefits.in.gov (Dept. of Family Resources)
RECOMMENDED
2. by mail or fax by printing off paper application through the DFR website
3. by phone (DFR 1-800-403-0864)
