NY Life Insurance Series 17-51 Exam
Review 2026 | Updated Practice
Questions & Study Guide
Welcome to your comprehensive review for the New York State Life
Insurance Agent/Broker Series 17-51 licensing exam. This guide provides
updated practice questions, concise rationales, and essential study tips for
the 2026 testing cycle.
NY Series 17-51 Exam Overview (2026)
The Series 17-51 exam is the gateway to becoming a life insurance agent
or broker in New York state. Here are the key facts from the 2026 exam
guidelines:
● Exam Content: 100 scored questions + 5 to 10 unscored experimental
questions
● Time Limit: 2 hours
● Passing Score: 70%
● Exam Fee: $40
● Administered By: PSI Exams
● Regulatory Authority: New York State Department of Financial
Services (DFS)
Prelicensing Requirement: You must complete a 20-hour prelicensing
course certified by the NYS Department of Financial Services. For
combined Life, Accident & Health (Series 17-55), the requirement is 40
hours.
, Core Exam Topics (2026)
The exam content is broken down into the following major areas:
1. Life Insurance Products & Policy Provisions (approximately 40-50%)
2. Annuities (approximately 15%)
3. New York Insurance Law & Regulations (approximately 15%)
4. Ethics and General Insurance Concepts (approximately 10%)
Key New York-specific regulations to master:
● Regulation 60: Life insurance replacements
● Regulation 187: Best Interest Standard (applies to life insurance and
annuities)
● Regulation 194: Producer compensation transparency
● Free look periods: 10 days standard / 60 days for replacements
Practice Questions & Rationales (2026)
The following practice questions are representative of the style, content,
and difficulty level you will encounter on the actual Series 17-51 exam. Use
them to assess your knowledge and identify weak areas.
Question 1: Exam Content
Which of the following is NOT a factor considered in underwriting a life
insurance application?
● A. Age
● B. Occupation
● C. Favorite color
Review 2026 | Updated Practice
Questions & Study Guide
Welcome to your comprehensive review for the New York State Life
Insurance Agent/Broker Series 17-51 licensing exam. This guide provides
updated practice questions, concise rationales, and essential study tips for
the 2026 testing cycle.
NY Series 17-51 Exam Overview (2026)
The Series 17-51 exam is the gateway to becoming a life insurance agent
or broker in New York state. Here are the key facts from the 2026 exam
guidelines:
● Exam Content: 100 scored questions + 5 to 10 unscored experimental
questions
● Time Limit: 2 hours
● Passing Score: 70%
● Exam Fee: $40
● Administered By: PSI Exams
● Regulatory Authority: New York State Department of Financial
Services (DFS)
Prelicensing Requirement: You must complete a 20-hour prelicensing
course certified by the NYS Department of Financial Services. For
combined Life, Accident & Health (Series 17-55), the requirement is 40
hours.
, Core Exam Topics (2026)
The exam content is broken down into the following major areas:
1. Life Insurance Products & Policy Provisions (approximately 40-50%)
2. Annuities (approximately 15%)
3. New York Insurance Law & Regulations (approximately 15%)
4. Ethics and General Insurance Concepts (approximately 10%)
Key New York-specific regulations to master:
● Regulation 60: Life insurance replacements
● Regulation 187: Best Interest Standard (applies to life insurance and
annuities)
● Regulation 194: Producer compensation transparency
● Free look periods: 10 days standard / 60 days for replacements
Practice Questions & Rationales (2026)
The following practice questions are representative of the style, content,
and difficulty level you will encounter on the actual Series 17-51 exam. Use
them to assess your knowledge and identify weak areas.
Question 1: Exam Content
Which of the following is NOT a factor considered in underwriting a life
insurance application?
● A. Age
● B. Occupation
● C. Favorite color
