MEDICARE STUDY GUIDE PRACTICE
QUESTIONS WITH DETAILED EXPLANATIONS
2026
◉ A Medicare beneficiary needs outpatient laboratory services.
Which Medicare part applies?
Answer: Part B
◉ A client wants prescription drug coverage through private insurer.
Which Medicare part applies?
Answer: Part D
◉ A client enrolls in private Medicare replacement plan. Which
Medicare part applies?
Answer: Part C
◉ A producer recommends replacing Medigap policy without
benefit improvement. What issue exists?
Answer: Unsuitable replacement
◉ A producer fails to provide replacement notice during Medigap
replacement. What regulation violated?
, Answer: Replacement regulations
◉ A client asks what Medigap policies are designed to cover. What
answer is correct?
Answer: Gaps in Original Medicare
◉ A producer recommends Medicare Advantage without explaining
provider restrictions. What ethical issue exists?
Answer: Failure to disclose material facts
◉ A Medicare beneficiary asks which part generally requires
monthly premium. What answer is correct?
Answer: Part B
◉ A client asks which Medicare part is usually premium free for
eligible individuals. What answer is correct?
Answer: Part A
◉ A producer advertises Medicare plan using misleading claims.
What violation occurred?
Answer: False advertising
QUESTIONS WITH DETAILED EXPLANATIONS
2026
◉ A Medicare beneficiary needs outpatient laboratory services.
Which Medicare part applies?
Answer: Part B
◉ A client wants prescription drug coverage through private insurer.
Which Medicare part applies?
Answer: Part D
◉ A client enrolls in private Medicare replacement plan. Which
Medicare part applies?
Answer: Part C
◉ A producer recommends replacing Medigap policy without
benefit improvement. What issue exists?
Answer: Unsuitable replacement
◉ A producer fails to provide replacement notice during Medigap
replacement. What regulation violated?
, Answer: Replacement regulations
◉ A client asks what Medigap policies are designed to cover. What
answer is correct?
Answer: Gaps in Original Medicare
◉ A producer recommends Medicare Advantage without explaining
provider restrictions. What ethical issue exists?
Answer: Failure to disclose material facts
◉ A Medicare beneficiary asks which part generally requires
monthly premium. What answer is correct?
Answer: Part B
◉ A client asks which Medicare part is usually premium free for
eligible individuals. What answer is correct?
Answer: Part A
◉ A producer advertises Medicare plan using misleading claims.
What violation occurred?
Answer: False advertising
