UHC 2027 Cert
A C-SNP may be maximum appropriate for:
- Consumers who've a qualifying continual circumstance and may have worries with having to
manipulate their infection or handling more than one carriers
- Consumers who are nevertheless working and obtain fitness care insurance via their company
or union
- Consumers who have lived in a contracted skilled nursing facility for extra than 90 days
- Consumers who have Medicare and Medicaid - ANS-- Consumers who have a qualifying
chronic situation and may have concerns with having to control their contamination or coping
with a couple of providers
A consumer presently has Original Medicare and is enrolled in a standalone Prescription Drug
Plan (PDP). What will appear if the consumer enrolls in an MA plan that includes prescription
drug coverage?
- The consumer might be automatically disenrolled from their standalone PDP after enrolling in
the MA plan that has integrated prescription drug coverage.
- The patron will now not be part of the Medicare software due to the fact they may get their
scientific and health facility advantages covered by the MA plan.
- The customer's MA plan enrollment utility might be denied because they have already got a
standalone PDP. - ANS-- The customer could be robotically disenrolled from their standalone
PDP after enrolling in the MA plan that has integrated prescription drug coverage.
A purchaser may additionally need to pay a Late Enrollment Penalty (LEP) in the event that they
did NOT sign up in a MA plan with Part D advantages or standalone Prescription Drug Plan
when they have been first eligible for Medicare Parts A and/or B or went without creditable
prescription drug coverage for ______________.
- 120 or extra non-stop days
- ninety or more non-stop days
- 63 or extra continuous days - ANS-- 63 or greater continuous days
A patron with simplest Part A and dwelling inside the plan's provider vicinity can join in which
plan kind to get Part D insurance?
- A standalone Part D plan.
- A Medicare Advantage Prescription Drug (MAPD) plan.
- Either a standalone Part D plan or an MAPD plan. - ANS-- A standalone Part D plan.
A D-SNP might be in the satisfactory hobby of which of these consumers?
- David, who receives $a hundred twenty five,000 per 12 months from prevailing the lottery
- Mary, who raises her grandchildren and has a complete-time process
,- Jerry, who makes $50,000 in keeping with yr at his complete-time activity
- Joe, whose low earnings qualifies him for complete Medicaid coverage - ANS-- Joe, whose low
earnings qualifies him for complete Medicaid coverage
An agent wishes to cancel a proper advertising/income event that is scheduled to arise in three
weeks. This occasion has been advertised. The formal advertising/sales occasion an agent is
scheduled to conduct in three weeks will now be performed in weeks. Which of the subsequent
must the agent do? (Select 3)
- Submit a CANCEL Event Form to UnitedHealthcare and replace any occasion commercial with
a cancellation notification no less than 7 calendar days prior to the event
- Notify any clients who RSVP'd to the authentic occasion of the cancellation and document all
notification steps taken
- Submit a NEW Event Form to UnitedHealthcare previous to marketing and no much less than
7 calendar days previous to the brand new date for the occasion
- Submit a CANCEL Event Form to UnitedHealthcare converting the date of the occasion -
ANS-- Submit a CANCEL Event Form to UnitedHealthcare and replace any occasion
advertisement with a cancellation notification no less than 7 calendar days prior to the occasion.
- Notify any customers who RSVP'd to the authentic occasion of the cancellation and file all
notification steps taken.
- Submit a NEW Event Form to UnitedHealthcare prior to marketing and no much less than 7
calendar days previous to the new date for the occasion.
Annual Enrollment Period (AEP) is a time while...
- Consumers can best enroll in a Medicare Advantage plan or transfer to a distinct Medicare
Advantage plan
- Consumers can simplest disenroll from their Medicare Advantage or Prescription Drug plan
and return to Original Medicare
- Consumers can sign up in, transfer, or disenroll from a Medicare Advantage plan or
Prescription Drug Plan (PDP), or switch to Original Medicare with new coverage powerful
January 1
- Only positive Medicare-eligible consumers can make adjustments - ANS-- Consumers can
sign up in, transfer, or disenroll from a Medicare Advantage plan or Prescription Drug Plan
(PDP), or transfer to Original Medicare with new insurance effective January 1
As an agent, you have got an obligation to handiest sign up a consumer in a product:
- That is suitable for the client's desires, desires and monetary assets
- That is much less pricey than the purchaser's cutting-edge fitness insurance
- That meets the sales goal of the Centers for Medicare and Medicaid Services,
UnitedHealthcare and the Social Security Administration - ANS-- That is suitable for the
customer's needs, dreams and financial assets
Being sixty five or older, or being underneath 65 with a qualifying disability, or being any age
with End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS) are eligibility
necessities for which software?
, - Medicaid
- Low Income Subsidy
- Original Medicare - ANS-Original Medicare
By agreeing to the Statement of Understanding, the customer:
- Acknowledges their information of fashionable enrollment and disenrollment methods
- Acknowledges that the agent may additionally talk Medicare Advantage and Prescription Drug
plans with the client
- Acknowledges that they truely understand they're enrolling in a plan, combined with
understanding the precise plan in which they are enrolling - ANS-- Acknowledges that they
really understand they're enrolling in a plan, combined with knowing the precise plan in which
they're enrolling
Cynthia is turning 65 on July five. Her Medicare Part A and Part B can be powerful July 1. Using
her Initial Election Period (IEP), whilst can she post an utility for a Medicare Advantage or
Prescription Drug Plan (PDP)?
- June 1 through July 31
- July 1 via December 30
- March 1 thru July 31
- April 1 thru October 31 - ANS-- April 1 through October 31
Do consumers have to be an AARP member to sign up for an AARP-branded Medicare plan
with UnitedHealthcare?
- Consumers need to be an AARP member if they are enrolling in an AARP Medicare
Supplement Plan.
- Consumers need to be an AARP member if they're enrolling in an AARP MA plan or PDP.
- Consumers does no longer want to be an AARP member if they are enrolling in an AARP
Medicare Supplement Plan. - ANS-- Consumers have to be an AARP member if they're
enrolling in an AARP Medicare Supplement Plan.
Dual Special Needs Plans (D-SNP) are defined as:
- Medicare Advantage plans uniquely designed for customers enrolled in each Medicare and
Medicaid
- Medicare Advantage plans uniquely designed for Medicare clients living in shriveled
professional nursing facilities
- Medicare Advantage plans uniquely designed for Medicare consumers with precise long-time
period illnesses
- Medicare Advantage plans uniquely designed for purchasers enrolled in both Medicare or
Medicaid - ANS-- Medicare Advantage plans uniquely designed for purchasers enrolled in both
Medicare and Medicaid
Ginny simply enrolled in a C-SNP that uses the post-enrollment verification method. When will
the Plan ship her an initial be aware of termination if it has no longer but been capable of verify
a qualifying persistent situation?
A C-SNP may be maximum appropriate for:
- Consumers who've a qualifying continual circumstance and may have worries with having to
manipulate their infection or handling more than one carriers
- Consumers who are nevertheless working and obtain fitness care insurance via their company
or union
- Consumers who have lived in a contracted skilled nursing facility for extra than 90 days
- Consumers who have Medicare and Medicaid - ANS-- Consumers who have a qualifying
chronic situation and may have concerns with having to control their contamination or coping
with a couple of providers
A consumer presently has Original Medicare and is enrolled in a standalone Prescription Drug
Plan (PDP). What will appear if the consumer enrolls in an MA plan that includes prescription
drug coverage?
- The consumer might be automatically disenrolled from their standalone PDP after enrolling in
the MA plan that has integrated prescription drug coverage.
- The patron will now not be part of the Medicare software due to the fact they may get their
scientific and health facility advantages covered by the MA plan.
- The customer's MA plan enrollment utility might be denied because they have already got a
standalone PDP. - ANS-- The customer could be robotically disenrolled from their standalone
PDP after enrolling in the MA plan that has integrated prescription drug coverage.
A purchaser may additionally need to pay a Late Enrollment Penalty (LEP) in the event that they
did NOT sign up in a MA plan with Part D advantages or standalone Prescription Drug Plan
when they have been first eligible for Medicare Parts A and/or B or went without creditable
prescription drug coverage for ______________.
- 120 or extra non-stop days
- ninety or more non-stop days
- 63 or extra continuous days - ANS-- 63 or greater continuous days
A patron with simplest Part A and dwelling inside the plan's provider vicinity can join in which
plan kind to get Part D insurance?
- A standalone Part D plan.
- A Medicare Advantage Prescription Drug (MAPD) plan.
- Either a standalone Part D plan or an MAPD plan. - ANS-- A standalone Part D plan.
A D-SNP might be in the satisfactory hobby of which of these consumers?
- David, who receives $a hundred twenty five,000 per 12 months from prevailing the lottery
- Mary, who raises her grandchildren and has a complete-time process
,- Jerry, who makes $50,000 in keeping with yr at his complete-time activity
- Joe, whose low earnings qualifies him for complete Medicaid coverage - ANS-- Joe, whose low
earnings qualifies him for complete Medicaid coverage
An agent wishes to cancel a proper advertising/income event that is scheduled to arise in three
weeks. This occasion has been advertised. The formal advertising/sales occasion an agent is
scheduled to conduct in three weeks will now be performed in weeks. Which of the subsequent
must the agent do? (Select 3)
- Submit a CANCEL Event Form to UnitedHealthcare and replace any occasion commercial with
a cancellation notification no less than 7 calendar days prior to the event
- Notify any clients who RSVP'd to the authentic occasion of the cancellation and document all
notification steps taken
- Submit a NEW Event Form to UnitedHealthcare previous to marketing and no much less than
7 calendar days previous to the brand new date for the occasion
- Submit a CANCEL Event Form to UnitedHealthcare converting the date of the occasion -
ANS-- Submit a CANCEL Event Form to UnitedHealthcare and replace any occasion
advertisement with a cancellation notification no less than 7 calendar days prior to the occasion.
- Notify any customers who RSVP'd to the authentic occasion of the cancellation and file all
notification steps taken.
- Submit a NEW Event Form to UnitedHealthcare prior to marketing and no much less than 7
calendar days previous to the new date for the occasion.
Annual Enrollment Period (AEP) is a time while...
- Consumers can best enroll in a Medicare Advantage plan or transfer to a distinct Medicare
Advantage plan
- Consumers can simplest disenroll from their Medicare Advantage or Prescription Drug plan
and return to Original Medicare
- Consumers can sign up in, transfer, or disenroll from a Medicare Advantage plan or
Prescription Drug Plan (PDP), or switch to Original Medicare with new coverage powerful
January 1
- Only positive Medicare-eligible consumers can make adjustments - ANS-- Consumers can
sign up in, transfer, or disenroll from a Medicare Advantage plan or Prescription Drug Plan
(PDP), or transfer to Original Medicare with new insurance effective January 1
As an agent, you have got an obligation to handiest sign up a consumer in a product:
- That is suitable for the client's desires, desires and monetary assets
- That is much less pricey than the purchaser's cutting-edge fitness insurance
- That meets the sales goal of the Centers for Medicare and Medicaid Services,
UnitedHealthcare and the Social Security Administration - ANS-- That is suitable for the
customer's needs, dreams and financial assets
Being sixty five or older, or being underneath 65 with a qualifying disability, or being any age
with End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS) are eligibility
necessities for which software?
, - Medicaid
- Low Income Subsidy
- Original Medicare - ANS-Original Medicare
By agreeing to the Statement of Understanding, the customer:
- Acknowledges their information of fashionable enrollment and disenrollment methods
- Acknowledges that the agent may additionally talk Medicare Advantage and Prescription Drug
plans with the client
- Acknowledges that they truely understand they're enrolling in a plan, combined with
understanding the precise plan in which they are enrolling - ANS-- Acknowledges that they
really understand they're enrolling in a plan, combined with knowing the precise plan in which
they're enrolling
Cynthia is turning 65 on July five. Her Medicare Part A and Part B can be powerful July 1. Using
her Initial Election Period (IEP), whilst can she post an utility for a Medicare Advantage or
Prescription Drug Plan (PDP)?
- June 1 through July 31
- July 1 via December 30
- March 1 thru July 31
- April 1 thru October 31 - ANS-- April 1 through October 31
Do consumers have to be an AARP member to sign up for an AARP-branded Medicare plan
with UnitedHealthcare?
- Consumers need to be an AARP member if they are enrolling in an AARP Medicare
Supplement Plan.
- Consumers need to be an AARP member if they're enrolling in an AARP MA plan or PDP.
- Consumers does no longer want to be an AARP member if they are enrolling in an AARP
Medicare Supplement Plan. - ANS-- Consumers have to be an AARP member if they're
enrolling in an AARP Medicare Supplement Plan.
Dual Special Needs Plans (D-SNP) are defined as:
- Medicare Advantage plans uniquely designed for customers enrolled in each Medicare and
Medicaid
- Medicare Advantage plans uniquely designed for Medicare clients living in shriveled
professional nursing facilities
- Medicare Advantage plans uniquely designed for Medicare consumers with precise long-time
period illnesses
- Medicare Advantage plans uniquely designed for purchasers enrolled in both Medicare or
Medicaid - ANS-- Medicare Advantage plans uniquely designed for purchasers enrolled in both
Medicare and Medicaid
Ginny simply enrolled in a C-SNP that uses the post-enrollment verification method. When will
the Plan ship her an initial be aware of termination if it has no longer but been capable of verify
a qualifying persistent situation?
