AHIP 2026 FINAL PRACTICE EXAM STUDY GUIDE 2026 PDF ACTUAL EXAM QUESTIONS

AHIP 2026 FINAL PRACTICE EXAM & STUDY ny ny ny ny ny ny




GUIDE 2026 PDF ny ny ny




1. Which part of Medicare covers inpatient hospital care, skilled nursing, an
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d hospice? A. Part A
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B. Part B ny ny



C. Part C
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D. Part D ny ny




✅ Answer: Any ny



. Rationale: Part A is hospital insurance —
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it pays for inpatient stays, skilled nursing, hospice, and some home health c
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are.


2. What is the primary source of funding for Medicare Part A?
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A. Income taxes ny



B. Payroll taxes ny



C. Beneficiary premiums ny



D. State general funds ny ny




✅ Answer: Bny ny



. Rationale: Part A is funded by the FICA payroll tax paid by employees and e
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mployers.


3. Which of the following individuals automatically qualifies for Medicare?
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A. A 50-year-old with hypertension
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B. A 62-year-old spouse of a Medicare beneficiary
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C. A 68-year-old with 40 quarters of covered employment
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D. A 63-year-old with employer insurance
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✅ Answer: Cny ny



. Rationale: Anyone aged 65+ with at least 40 quarters of covered work qualifies
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automatically.


4. How many quarters of coverage must someone earn for premium-
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free Part A? ny ny




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, A. 20
B. 30
C. 40
D. 50 ✅ Answer: C ny ny ny



. Rationale: 40 quarters (10 years) of covered employment grants premium-
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free Part A. ny ny




5. Which service is not covered under Medicare Part A?
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A. Inpatient hospital stay ny ny



B. Home health care ny ny



C. Physician services ny



D. Hospice care ny




✅ Answer: Cny ny



. Rationale: Physician services are covered under Part B, not Part A.
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🏥 MODULE 2: Medicare Advantage (Part C)
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6. What is the main feature of Medicare Advantage plans?
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A. Managed by the federal government ny ny ny ny



B. Combine Parts A & B (and often D) under private plans
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C. For low-income individuals only
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D. Replace Medigap ny




✅ Answer: Bny ny



. Rationale: MA plans are offered by private insurers and must provide at least th
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e same benefits as Original Medicare (A & B).
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7. Which MA plan requires a provider network and usually a primary car
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e provider? A. PFFS
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B. PPO ny



C. HMO ny




D. MSA ✅ Answer: C
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