AFC Questions with CORRECT Answers
Question:
How do you compare your annual wage with the rate of inflation?
Answer:
Percentage change = ((nominal annual income after raise - nominal annual income last
year)/nominal annual income last year) x 100. (p11 PF)
Question:
What loans to avoid, even if you have pressing debts
Answer:
1. Payday loans 2. Auto title pawns 3. High-cost installment loans & other high-cost
small loans 4. Disadvantageous refinancing and consolidation loans 5. Tax time loans 6.
Overdraft loans 7. Subprime credit cards
Question:
What option could someone consider if they are struggling to pay all their bills and
where at least one of the homeowners is 62 years old?
Answer:
reverse mortgage (p 57 Surviving Debt)
Question:
What are the 6 strategic elements to counseling?
Answer:
openness, realistic expectations, structure, power, confirmation of differences, mutual
involvement
Question:
In which of the stages of counseling are goals and strategies reevaluated?
Answer:
Taking Action and Evaluating Progress.
, Question:
Why would you use a round or square table if you want to create an atmosphere of
equality?
Answer:
Rectangular tables give more power to those sitting alone at the end of the table.
Question:
Manuel has just finished a counseling session. As the client approaches the Taking
Action and Evaluating Progress stage, which of the following is a key role of a counselor?
Answer:
Help the client evaluate the possible strategies to determine the best option.
Question:
In which of the stages of counseling would a counselor give an overview of the
client-counselor relationship?
Answer:
. Building Rapport.
Question:
What is a goal of shifting responsibility?
Answer:
To have the client make better decisions after counseling terminates.
Question:
How does an effective counselor use the confirmation of differences to improve the
client-counselor relationship?
Answer:
The counselor should recognize the differences between counselor and client and
suggest that the client make choices that are relevant for his or her own situation.
Question:
Which of the following should a counselor do at the beginning of a counseling session?
Answer:
Inform the client of the terms of the clientcounselor relationship.
Question:
How do you compare your annual wage with the rate of inflation?
Answer:
Percentage change = ((nominal annual income after raise - nominal annual income last
year)/nominal annual income last year) x 100. (p11 PF)
Question:
What loans to avoid, even if you have pressing debts
Answer:
1. Payday loans 2. Auto title pawns 3. High-cost installment loans & other high-cost
small loans 4. Disadvantageous refinancing and consolidation loans 5. Tax time loans 6.
Overdraft loans 7. Subprime credit cards
Question:
What option could someone consider if they are struggling to pay all their bills and
where at least one of the homeowners is 62 years old?
Answer:
reverse mortgage (p 57 Surviving Debt)
Question:
What are the 6 strategic elements to counseling?
Answer:
openness, realistic expectations, structure, power, confirmation of differences, mutual
involvement
Question:
In which of the stages of counseling are goals and strategies reevaluated?
Answer:
Taking Action and Evaluating Progress.
, Question:
Why would you use a round or square table if you want to create an atmosphere of
equality?
Answer:
Rectangular tables give more power to those sitting alone at the end of the table.
Question:
Manuel has just finished a counseling session. As the client approaches the Taking
Action and Evaluating Progress stage, which of the following is a key role of a counselor?
Answer:
Help the client evaluate the possible strategies to determine the best option.
Question:
In which of the stages of counseling would a counselor give an overview of the
client-counselor relationship?
Answer:
. Building Rapport.
Question:
What is a goal of shifting responsibility?
Answer:
To have the client make better decisions after counseling terminates.
Question:
How does an effective counselor use the confirmation of differences to improve the
client-counselor relationship?
Answer:
The counselor should recognize the differences between counselor and client and
suggest that the client make choices that are relevant for his or her own situation.
Question:
Which of the following should a counselor do at the beginning of a counseling session?
Answer:
Inform the client of the terms of the clientcounselor relationship.
