AU 62 Ch.2 Questions with 100% Correct
Answers
A contractor was hired by a railroad to work on a bridge adjacent to railroad tracks.
Which one of the following types of insurance coverage would best respond to claims
against the railroad arising out of the contractor's work?
Select one:
A. A Commercial General liability (CGL) Coverage Form covering the contractor
B. A Commercial General liability (CGL) Coverage Form covering the railroad
C. A Railroad Protective Liability Coverage Form purchased by the contractor
D. An Owners and Contractors Protective Liability Coverage Form purchased by the
railroad
C. A Railroad Protective Liability Coverage Form purchased by the contractor
XYZ contractor, covered under an unendorsed Commercial General Liability (CGL)
Coverage Form, is installing kitchen cabinets in a customer's home. The contractor
manufactured the cabinets. While the contractor is fastening a cabinet, it falls and
injures the customer. Which one of the following best explains how coverage under the
contractor's CGL Coverage Form applies in this case?
Select one:
A. Premises and operations liability applies because the contractor was in the process of
installing the cabinets.
B. Premises and operations liability applies because the contractor was working at the
customer's premises.
C. Products and completed operations liability applies because the contractor was
installing cabinets it manufactured.
, D. Products and completed operations liability applies because the contractor was
completing the work.
A. Premises and operations liability applies because the contractor was in the process of
installing the cabinets.
Which one of the following is an example of injury or damage arising from an
occurrence that would be covered by the products and completed operations liability
portion of the Commercial General Liability (CGL) Coverage Form?
Select one:
A. A customer's house is set on fire while the insured is doing plumbing work.
B. A dissatisfied customer sues an insured for slander.
C. A defective gas range manufactured by the insured explodes causing injury.
D. A customer is injured when she slips on a wet floor in a store.
C. A defective gas range manufactured by the insured explodes causing injury.
Which one of the following statements about owners and contractors protective liability
coverage is true?
Select one:
A. It is issued in the contractor's name.
B. It protects the contractor from liability for normal business operations.
C. It is purchased by the owner of property to protect contractors.
D. It covers the property owner for damage arising from the contractor's operations.
D. It covers the property owner for damage arising from the contractor's operations.
Pedestrian Wilma was injured as a result of a contractor's negligence when the
contractor failed to adequately warn the public of a hazard when paving a road. Any
resulting liability claim by Wilma against the contractor would be considered to have
Answers
A contractor was hired by a railroad to work on a bridge adjacent to railroad tracks.
Which one of the following types of insurance coverage would best respond to claims
against the railroad arising out of the contractor's work?
Select one:
A. A Commercial General liability (CGL) Coverage Form covering the contractor
B. A Commercial General liability (CGL) Coverage Form covering the railroad
C. A Railroad Protective Liability Coverage Form purchased by the contractor
D. An Owners and Contractors Protective Liability Coverage Form purchased by the
railroad
C. A Railroad Protective Liability Coverage Form purchased by the contractor
XYZ contractor, covered under an unendorsed Commercial General Liability (CGL)
Coverage Form, is installing kitchen cabinets in a customer's home. The contractor
manufactured the cabinets. While the contractor is fastening a cabinet, it falls and
injures the customer. Which one of the following best explains how coverage under the
contractor's CGL Coverage Form applies in this case?
Select one:
A. Premises and operations liability applies because the contractor was in the process of
installing the cabinets.
B. Premises and operations liability applies because the contractor was working at the
customer's premises.
C. Products and completed operations liability applies because the contractor was
installing cabinets it manufactured.
, D. Products and completed operations liability applies because the contractor was
completing the work.
A. Premises and operations liability applies because the contractor was in the process of
installing the cabinets.
Which one of the following is an example of injury or damage arising from an
occurrence that would be covered by the products and completed operations liability
portion of the Commercial General Liability (CGL) Coverage Form?
Select one:
A. A customer's house is set on fire while the insured is doing plumbing work.
B. A dissatisfied customer sues an insured for slander.
C. A defective gas range manufactured by the insured explodes causing injury.
D. A customer is injured when she slips on a wet floor in a store.
C. A defective gas range manufactured by the insured explodes causing injury.
Which one of the following statements about owners and contractors protective liability
coverage is true?
Select one:
A. It is issued in the contractor's name.
B. It protects the contractor from liability for normal business operations.
C. It is purchased by the owner of property to protect contractors.
D. It covers the property owner for damage arising from the contractor's operations.
D. It covers the property owner for damage arising from the contractor's operations.
Pedestrian Wilma was injured as a result of a contractor's negligence when the
contractor failed to adequately warn the public of a hazard when paving a road. Any
resulting liability claim by Wilma against the contractor would be considered to have
