Nursing 1130 Final Exam With 100%
Correct Answers 2026-2027 Updated.
Intent of Patient Protection and ACA - Answer Intent was to address healthcare in a country
that doesn't believe health care is a right
Affordable Care Act - Answer Patient protection piece meant to address the 41 mil people
without insurance; goal to improve accessibility/quality; divided into 10 titles
Legal Issues - Answer Whether Medicaid expansion requirements were constitutional;
requiring businesses to offer contraception as part of employee benefits
Who are the uninsured? - Answer Adults more likely to be uninsured than children; ACA says
children are 26 and under; slightly more women than men
FPL - Answer Federal poverty level
Consequences of being uninsured - Answer if not getting preventative care, treatment of
illness is higher; without good insurance package, people are delaying going to hospital (sicker
when they do come in); less ACCESS to care
Emergency Care Act - Answer if you are in an emergent situation, hospital must stabilize you;
very costly
Ex. if you have bowel blockage b/c you didn't get colonoscopy as preventative measure,
expensive
Lots people contacted by bill collector for not paying medical bills - Answer creates problem
for whole system; 27% uninsured had someone come to door; have to make decisions about
paying for food, housing, basic needs of safety
Title 1: Affordability & Accessibility of Healthcare (most important) - Answer *Meant to
address preexisting conditions; workers are going to change jobs 7 times throughout working
career --> possibility of 7 dif insurance plans; ACA made sure preexisting conditions can not be
used against you
*Medicare --> must apply for benefit within 6 months of enrolling or your preexisting condition
might not be covered
Title 1 Cont. - Answer *Prohibited insurance companies from creating rates based on health
needs --> couldn't be forced to have a different plan based on your diseases
, *Standard package --> can't cherry pick
Title II: Role of Public Programs: Medicaid, CHIP, Medicare - Answer *Affirms role that
Medicare, Medicaid, CHIP have in our society --> reaffirming they will continue
*Made sure ACA was expansion & not replacement
Title III: Improving Quality & Efficiency of Care - Answer *New national spotlight on quality
*Gov't established advisory board, research institute, & looked at independence in home (since
most people prefer to be home)
Title IV: Prevention of Chronic Disease & Improving Public Health - Answer *Chronic
disease/long term --> if we can prevent it, less expensive
*Keeping environment clean is primary prevention
*Gov't said not all diseases are preventable, but chronic diseases should be --> diabetes
*Ex. MI --> may not be a chronic disease, but congestive heart failure is chronic
Title V: Healthcare Workforce - Answer *Addressing fact that we don't have enough people
of x, y, z focusing on primary care
*Bottleneck --> not enough dermatologists (ex. of primary care provider)
*ACA trying to entice people into primary care by paying for their education
Title VI: Transparency & Program Integrity - Answer *Trying to make it more language
appropriate --> people should know Obamacare and ACA are same thing
*Hospital bills are hard to read/understand
*Disclosure of errors & staffing numbers are notions of transparency
*If people understand, they can advocate on local level for changes they want
Title VII: Improving Access to Innovative Therapies - Answer *Not enough money for this
piece to have taken off
*ACA says we should allow for more innovative therapies, but hasn't been majorly funded
Title VIII: Community Living Assistance Services & Supports (CLASS) - Answer *Moving at a
slow pace --> notion is to be able to fund LTC insurance programs
*Do elderly people who need assistance want to stay home, go to LTC setting, nursing home -->
want to increase affordability
*Not well funded
Correct Answers 2026-2027 Updated.
Intent of Patient Protection and ACA - Answer Intent was to address healthcare in a country
that doesn't believe health care is a right
Affordable Care Act - Answer Patient protection piece meant to address the 41 mil people
without insurance; goal to improve accessibility/quality; divided into 10 titles
Legal Issues - Answer Whether Medicaid expansion requirements were constitutional;
requiring businesses to offer contraception as part of employee benefits
Who are the uninsured? - Answer Adults more likely to be uninsured than children; ACA says
children are 26 and under; slightly more women than men
FPL - Answer Federal poverty level
Consequences of being uninsured - Answer if not getting preventative care, treatment of
illness is higher; without good insurance package, people are delaying going to hospital (sicker
when they do come in); less ACCESS to care
Emergency Care Act - Answer if you are in an emergent situation, hospital must stabilize you;
very costly
Ex. if you have bowel blockage b/c you didn't get colonoscopy as preventative measure,
expensive
Lots people contacted by bill collector for not paying medical bills - Answer creates problem
for whole system; 27% uninsured had someone come to door; have to make decisions about
paying for food, housing, basic needs of safety
Title 1: Affordability & Accessibility of Healthcare (most important) - Answer *Meant to
address preexisting conditions; workers are going to change jobs 7 times throughout working
career --> possibility of 7 dif insurance plans; ACA made sure preexisting conditions can not be
used against you
*Medicare --> must apply for benefit within 6 months of enrolling or your preexisting condition
might not be covered
Title 1 Cont. - Answer *Prohibited insurance companies from creating rates based on health
needs --> couldn't be forced to have a different plan based on your diseases
, *Standard package --> can't cherry pick
Title II: Role of Public Programs: Medicaid, CHIP, Medicare - Answer *Affirms role that
Medicare, Medicaid, CHIP have in our society --> reaffirming they will continue
*Made sure ACA was expansion & not replacement
Title III: Improving Quality & Efficiency of Care - Answer *New national spotlight on quality
*Gov't established advisory board, research institute, & looked at independence in home (since
most people prefer to be home)
Title IV: Prevention of Chronic Disease & Improving Public Health - Answer *Chronic
disease/long term --> if we can prevent it, less expensive
*Keeping environment clean is primary prevention
*Gov't said not all diseases are preventable, but chronic diseases should be --> diabetes
*Ex. MI --> may not be a chronic disease, but congestive heart failure is chronic
Title V: Healthcare Workforce - Answer *Addressing fact that we don't have enough people
of x, y, z focusing on primary care
*Bottleneck --> not enough dermatologists (ex. of primary care provider)
*ACA trying to entice people into primary care by paying for their education
Title VI: Transparency & Program Integrity - Answer *Trying to make it more language
appropriate --> people should know Obamacare and ACA are same thing
*Hospital bills are hard to read/understand
*Disclosure of errors & staffing numbers are notions of transparency
*If people understand, they can advocate on local level for changes they want
Title VII: Improving Access to Innovative Therapies - Answer *Not enough money for this
piece to have taken off
*ACA says we should allow for more innovative therapies, but hasn't been majorly funded
Title VIII: Community Living Assistance Services & Supports (CLASS) - Answer *Moving at a
slow pace --> notion is to be able to fund LTC insurance programs
*Do elderly people who need assistance want to stay home, go to LTC setting, nursing home -->
want to increase affordability
*Not well funded
