LTC STUDY MATERIAL COLLECTION
2026 COMPREHENSIVE QUESTIONS
AND SOLUTIONS
◉ Ike and Tina are at retirement age. They know based on their family
tree that it will not be long before either will need some form of
assistance with daily living activities. Rather than continue to live in
their current home, their advisor recommends which one of the
following in order to best prepare for their future?
Answer: Seriously consider moving into a continuing care retirement
community (CCRC)
◉ Which of the following is NOT a component of a cognitive
impairment?
Answer: Inability to drive a car
◉ Producers in what states must complete four hours of training on
LTCi every CE license renewal period, or every 24 months?
Answer: Only the states that adopted the NAIC LTCi Model Act
◉ Angela needs care but wants to live at home for as long as possible.
What option is the best one for her?
Answer: Community services
◉ While many consumers may not look forward to residency in a
nursing home facility, when is it likely to be the best alternative?
,Answer: When a person does not have any local supportive family
members to assist
◉ Sally is financially destitute and needs assistance with her activities of
daily living (ADL). Rather than have them provided at a facility she
would much prefer to have them provided in her home. What type of
program would be best for her in this situation?
Answer: Medicaid Home and Community-Based Services (HCBS)
◉ A residential facility for older adults with available assistance for
residents who may need help with dressing, bathing, or eating, but that
does NOT provide intensive medical or nursing care, is known as a(an):
Answer: Assisted living facility
◉ Keith needs assistance with grocery shopping, laundry and changing
the bed sheets. What type of services does he need?
Answer: Homemaker
◉ LTC is USUALLY provided in each of the following settings,
EXCEPT:
Answer: Hospital
◉ What is a state-licensed facility that provides skilled nursing care to
those who are chronically ill or unable to take care of themselves?
Answer: Nursing home
, ◉ If an individual is caring for a person's pets or provides housekeeping
services they are providing:
Answer: Necessities for an individual to live independently which are
not necessary for an individual's basic daily living
◉ JR was involved in a car accident, had emergency surgery in a local
hospital and was discharged after a 2-week stay. Prior to being able to
fully function at home it was recommended that JR first go to which one
of the following for therapy?
Answer: A skilled care facility / nursing home
◉ Joe suffers a severe stroke and loses the use of one arm permanently;
he is not able to feed, bathe, or dress himself for more than a year after
hospitalization. What type of policy is most likely to provide and pay for
the services he requires?
Answer: A long-term care policy
◉ For those who require care on a regular but not daily basis who is
most likely to visit the person's home?
Answer: A registered nurse, licensed practical nurse, or therapist
◉ Uncle George who has early onset dementia lives with Samantha and
Jerrold both of who work full-time. In order to make certain that Uncle
George is taken care of during the work week which is the best option?
Answer: An adult day care center
2026 COMPREHENSIVE QUESTIONS
AND SOLUTIONS
◉ Ike and Tina are at retirement age. They know based on their family
tree that it will not be long before either will need some form of
assistance with daily living activities. Rather than continue to live in
their current home, their advisor recommends which one of the
following in order to best prepare for their future?
Answer: Seriously consider moving into a continuing care retirement
community (CCRC)
◉ Which of the following is NOT a component of a cognitive
impairment?
Answer: Inability to drive a car
◉ Producers in what states must complete four hours of training on
LTCi every CE license renewal period, or every 24 months?
Answer: Only the states that adopted the NAIC LTCi Model Act
◉ Angela needs care but wants to live at home for as long as possible.
What option is the best one for her?
Answer: Community services
◉ While many consumers may not look forward to residency in a
nursing home facility, when is it likely to be the best alternative?
,Answer: When a person does not have any local supportive family
members to assist
◉ Sally is financially destitute and needs assistance with her activities of
daily living (ADL). Rather than have them provided at a facility she
would much prefer to have them provided in her home. What type of
program would be best for her in this situation?
Answer: Medicaid Home and Community-Based Services (HCBS)
◉ A residential facility for older adults with available assistance for
residents who may need help with dressing, bathing, or eating, but that
does NOT provide intensive medical or nursing care, is known as a(an):
Answer: Assisted living facility
◉ Keith needs assistance with grocery shopping, laundry and changing
the bed sheets. What type of services does he need?
Answer: Homemaker
◉ LTC is USUALLY provided in each of the following settings,
EXCEPT:
Answer: Hospital
◉ What is a state-licensed facility that provides skilled nursing care to
those who are chronically ill or unable to take care of themselves?
Answer: Nursing home
, ◉ If an individual is caring for a person's pets or provides housekeeping
services they are providing:
Answer: Necessities for an individual to live independently which are
not necessary for an individual's basic daily living
◉ JR was involved in a car accident, had emergency surgery in a local
hospital and was discharged after a 2-week stay. Prior to being able to
fully function at home it was recommended that JR first go to which one
of the following for therapy?
Answer: A skilled care facility / nursing home
◉ Joe suffers a severe stroke and loses the use of one arm permanently;
he is not able to feed, bathe, or dress himself for more than a year after
hospitalization. What type of policy is most likely to provide and pay for
the services he requires?
Answer: A long-term care policy
◉ For those who require care on a regular but not daily basis who is
most likely to visit the person's home?
Answer: A registered nurse, licensed practical nurse, or therapist
◉ Uncle George who has early onset dementia lives with Samantha and
Jerrold both of who work full-time. In order to make certain that Uncle
George is taken care of during the work week which is the best option?
Answer: An adult day care center
