INSURING PERSONAL RESIDENTIAL PROPERTY
PRACTICE QUESTIONS WITH DETAILED
EXPLANATIONS 2026
◉ Named insured.
Answer: Person named on dec page
◉ If a spouse moves out, how long are they automatically covered
for.
Answer: 90 Days
◉ Residence Employee.
Answer: An employee whose duties are related to the maintenance
or use of the residence premises, including household and domestic
services.
◉ What is an example of a Residence Employee?.
Answer: Nanny or a cook
◉ What is the definition of a business?.
Answer: Includes trade, profession or occupation engaged in either a
full or part time basis
, ◉ HO-1.
Answer: Building: Basic
Contents: Basic
◉ HO-2.
Answer: Building: Broad
Contents: Broad
◉ HO-3.
Answer: Building: Special
Contents: Broad
◉ HO-4.
Answer: Apartment
◉ HO-5.
Answer: Building: Special
Contents: Special
◉ HO-6.
Answer: Condo
PRACTICE QUESTIONS WITH DETAILED
EXPLANATIONS 2026
◉ Named insured.
Answer: Person named on dec page
◉ If a spouse moves out, how long are they automatically covered
for.
Answer: 90 Days
◉ Residence Employee.
Answer: An employee whose duties are related to the maintenance
or use of the residence premises, including household and domestic
services.
◉ What is an example of a Residence Employee?.
Answer: Nanny or a cook
◉ What is the definition of a business?.
Answer: Includes trade, profession or occupation engaged in either a
full or part time basis
, ◉ HO-1.
Answer: Building: Basic
Contents: Basic
◉ HO-2.
Answer: Building: Broad
Contents: Broad
◉ HO-3.
Answer: Building: Special
Contents: Broad
◉ HO-4.
Answer: Apartment
◉ HO-5.
Answer: Building: Special
Contents: Special
◉ HO-6.
Answer: Condo
