& Medical Licensing in the
US 2026 | Policies,
Technologies & Programs
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Updated 2026 Questions and Answers
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, What two forms of technology have improved healthcare Artificial Intelligence (AI) and Health Information Technology (Health IT).
efficiency?
What is the Human Genome Project? A project that identified gene mutations increasing disease risk and modifying
drug responses.
What percentage of healthcare workers are employed in 39%
hospitals?
What are the main public health spending programs in Medicare, Medicaid, CHIP, and the Health Insurance Marketplace.
the US?
What was the primary method of payment to providers Fee-for-service.
before the ACA?
What is capitation in healthcare payment? A fixed amount paid to practitioners or hospitals for specific services.
What are Health Maintenance Organizations (HMOs)? Organizations that limit consumer choice to contracted health professionals and
hospitals.
What is the Hospital Readmission Reduction Program A program that lowers reimbursement rates for hospitals with early readmissions
(HRRP)? for certain diagnoses.
What is the role of the Centers for Medicare and To administer Medicare and Medicaid programs.
Medicaid Services (CMS)?
What are the four parts of Medicare? Part A: Hospital insurance, Part B: Supplemental medical insurance, Part C:
Medicare Advantage, Part D: Medication insurance.
What are the three goals of the Affordable Care Act? Decrease the number of uninsured, slow rising healthcare costs, and increase
quality and efficiency of healthcare.
What is the difference between IADLs and ADLs? ADLs are personal care tasks (e.g., bathing), while IADLs are more complex
activities (e.g., managing finances).
What is the significance of Blue Cross and Blue Shield? Blue Cross covers hospital services, while Blue Shield covers physician services.
What is a Preferred Provider Organization (PPO)? A plan that offers flexibility by allowing patients to use doctors outside of the
network.