MN DENTAL JURISPRUDENCE ACTUAL
EXAM PAPER 2026 QUESTIONS WITH
ANSWERS GRADED A+
◍ Manny is purchasing a Commercial Property policy with a Business Income
form included. Manny can select from any of the following as a method to
provide coverage, while avoiding the coinsurance requirement, EXCEPT:.
Answer: The maximum monthly limit of indemnity optional coverage
◍ Compressor.
Answer: nan
◍ The traditional definition of actual cash value (ACV) is:.
Answer: Replacement cost minus depreciation
◍ Sam and Dan are working to clean out the gutters around the roof on Sam's
house. Sam and Dan are standing at the top of separate ladders that are
propped against the side of Sam's house, when Dan's ladder begins to
wobble and ultimately falls into Sam's ladder. Both men and their ladders
crash to the ground. Whose injuries will be covered by Sam's Homeowners
policy under Coverage E - Personal Liability?.
Answer: Only Dan's injuries would be covered
◍ Double-Acting Cylinder.
Answer: nan
◍ Single-Acting Cylinder.
Answer: nan
◍ Bi-Directional Motor.
Answer: nan
◍ Uni-Directional Motor.
, Answer: nan
◍ Air Dryer.
Answer: nan
◍ Torts that can be covered by insurance policies include all of the following,
EXCEPT:.
Answer: Intentional torts purposely committed to cause harm to another.
◍ The insured has a $1,000,000 personal umbrella policy with a $5,000
retention limit. For a $7,000 liability loss not covered under the insured's
personal auto policy, but covered under the umbrella policy, the insurance
company would pay:.
Answer: $2,000
◍ All of the following is considered an "insured" under a CGL policy,
EXCEPT:.
Answer: Lawyers of the named insured
◍ Fixed Orifice Valve.
Answer: nan
◍ Variable Orifice Valve / Needle Valve.
Answer: nan
◍ Gauge.
Answer: nan
◍ What specific type of liability policy gives an owner protection against
liability claims arising out of the acts of its independent contractors?.
Answer: Owners and Contractors Protective Liability Policy.
◍ Which of the following would be eligible for coverage under a
Businessowners policy?.
Answer: A small retail store
◍ Relief Valve.
Answer: nan
, ◍ Shut Off Valve.
Answer: nan
◍ Bypass Check Valve.
Answer: nan
◍ Filter.
Answer: nan
◍ 2/2 Directional Control Valve.
Answer: nan
◍ Which of the following is NOT a correct statement in determining the cost
of a "comparable automobile" when a physical damage loss has a occurred?.
Answer: The cost of a comparable automobile as determined by a
computerized automobile valuation service that produces statistically valid
fair market values within the United States market
◍ 4/3 Directional Control Valve.
Answer: nan
◍ Solenoid.
Answer: nan
◍ 3/2 Directional Control Valve.
Answer: nan
◍ All of the following statements are TRUE of North Carolina automobile
liability policies, EXCEPT.
Answer: If the insured carries limits greater than the minimum financial
responsibility limits required by state law, they are not required to carry
Uninsured/Underinsured Motorists coverage.
◍ The basic limit for Coverage F -- Medical Payments of the standard
Homeowners forms is:.
Answer: $1,000 per person
◍ Oliver Dogwood was in an auto accident which destroyed his car. While
investigating the accident, Adjuster Doright found that Mr. Dogwood paid
EXAM PAPER 2026 QUESTIONS WITH
ANSWERS GRADED A+
◍ Manny is purchasing a Commercial Property policy with a Business Income
form included. Manny can select from any of the following as a method to
provide coverage, while avoiding the coinsurance requirement, EXCEPT:.
Answer: The maximum monthly limit of indemnity optional coverage
◍ Compressor.
Answer: nan
◍ The traditional definition of actual cash value (ACV) is:.
Answer: Replacement cost minus depreciation
◍ Sam and Dan are working to clean out the gutters around the roof on Sam's
house. Sam and Dan are standing at the top of separate ladders that are
propped against the side of Sam's house, when Dan's ladder begins to
wobble and ultimately falls into Sam's ladder. Both men and their ladders
crash to the ground. Whose injuries will be covered by Sam's Homeowners
policy under Coverage E - Personal Liability?.
Answer: Only Dan's injuries would be covered
◍ Double-Acting Cylinder.
Answer: nan
◍ Single-Acting Cylinder.
Answer: nan
◍ Bi-Directional Motor.
Answer: nan
◍ Uni-Directional Motor.
, Answer: nan
◍ Air Dryer.
Answer: nan
◍ Torts that can be covered by insurance policies include all of the following,
EXCEPT:.
Answer: Intentional torts purposely committed to cause harm to another.
◍ The insured has a $1,000,000 personal umbrella policy with a $5,000
retention limit. For a $7,000 liability loss not covered under the insured's
personal auto policy, but covered under the umbrella policy, the insurance
company would pay:.
Answer: $2,000
◍ All of the following is considered an "insured" under a CGL policy,
EXCEPT:.
Answer: Lawyers of the named insured
◍ Fixed Orifice Valve.
Answer: nan
◍ Variable Orifice Valve / Needle Valve.
Answer: nan
◍ Gauge.
Answer: nan
◍ What specific type of liability policy gives an owner protection against
liability claims arising out of the acts of its independent contractors?.
Answer: Owners and Contractors Protective Liability Policy.
◍ Which of the following would be eligible for coverage under a
Businessowners policy?.
Answer: A small retail store
◍ Relief Valve.
Answer: nan
, ◍ Shut Off Valve.
Answer: nan
◍ Bypass Check Valve.
Answer: nan
◍ Filter.
Answer: nan
◍ 2/2 Directional Control Valve.
Answer: nan
◍ Which of the following is NOT a correct statement in determining the cost
of a "comparable automobile" when a physical damage loss has a occurred?.
Answer: The cost of a comparable automobile as determined by a
computerized automobile valuation service that produces statistically valid
fair market values within the United States market
◍ 4/3 Directional Control Valve.
Answer: nan
◍ Solenoid.
Answer: nan
◍ 3/2 Directional Control Valve.
Answer: nan
◍ All of the following statements are TRUE of North Carolina automobile
liability policies, EXCEPT.
Answer: If the insured carries limits greater than the minimum financial
responsibility limits required by state law, they are not required to carry
Uninsured/Underinsured Motorists coverage.
◍ The basic limit for Coverage F -- Medical Payments of the standard
Homeowners forms is:.
Answer: $1,000 per person
◍ Oliver Dogwood was in an auto accident which destroyed his car. While
investigating the accident, Adjuster Doright found that Mr. Dogwood paid
