New York Independent General Adjuster Exam -
Series 17-70 Actual Exam And Practice Tests
Newest With Complete Questions And Correct
Detailed Answers| Brand New Version!
In New York the workers compensation program is administered
by the Workers Compensation Board which establishes guidelines
for the
program. Notice of injury or death to a worker is required to be
submitted to the employer within what period of time?
ANSWERS: 30 Days.
A common carrier is not held liable for the loss of a shipper's
goods when the loss results from:
ANSWERS: An Act of God.
If one is found guilty of federal insurance fraud, who can permit
the guilty individual to return to the insurance business?
ANSWERS: Only an insurance regulatory official.
,When is a passenger first covered under an aircraft policy?
ANSWERS: When Entering the Aircraft.
If an insured takes precautionary measures to protect property
from
flood damage such as creating a retaining wall of sand bags, how
much coverage if any, will be provided by a flood policy?
ANSWERS: $1,000 if the flood is imminent and the property is in
danger of flooding.
Which Commercial Forms would cover sinkhole collapse?
ANSWERS: Basic, Broad, and Special.
______ is a movement allowed by certain joints of the skeleton that
decreases the angle between two adjoining bones.
ANSWERS: Flexion
,The listing of the perils covered is found in which part of a
homeowner policy?
ANSWERS: Insuring Agreement.
If a dog owned by a customer is injured in the parking lot of a
store, is that considered bodily injury under liability coverage?
ANSWERS: No. The dog is property and would be consider
property damage.
The Superintendent of Insurance may approve the employment,
appointment or participation of any person whose license has
been revoked. Karen Jones had her license revoked and filed an
application for relicensing and has waited over 120 days
without a response from the Insurance Department. What
should or can she do?
ANSWERS: Assume the relicensing is approved.
Mr. Vickers was in a hurry to catch a plane. He parks his car in the
parking garage at the airport and leaves the keys in the ignition.
When he returns he finds that his car has been stolen. Later the car
was discovered with severe collision damage. The airport carries
Garagekeeper's Legal Liability coverage and Mr. Vickers carries
Liability and Comprehensive coverage on his auto. What coverage
would apply?
ANSWERS: . Vickers comprehensive coverage.
, An automobile is polluting the environment. What engine
component could be the primary cause?
ANSWERS: Catalytic Converter Malfunction.
Under the dwelling policy, DP2 or D3, what is the maximum amount
of Coverage A that would be paid for additional living expenses?
ANSWERS: 20%
Workers compensation policies also include employer's
liability coverage. If any employer fails to maintain the
equipment and an employee is injured, would it be covered
under this coverage?
ANSWERS: Yes.
Fidelity bonds are typically written to be effective for a:
ANSWERS: Continuous term without an expiration date.
One purpose of a deductible is to:
ANSWERS: Eliminate small claims.
Series 17-70 Actual Exam And Practice Tests
Newest With Complete Questions And Correct
Detailed Answers| Brand New Version!
In New York the workers compensation program is administered
by the Workers Compensation Board which establishes guidelines
for the
program. Notice of injury or death to a worker is required to be
submitted to the employer within what period of time?
ANSWERS: 30 Days.
A common carrier is not held liable for the loss of a shipper's
goods when the loss results from:
ANSWERS: An Act of God.
If one is found guilty of federal insurance fraud, who can permit
the guilty individual to return to the insurance business?
ANSWERS: Only an insurance regulatory official.
,When is a passenger first covered under an aircraft policy?
ANSWERS: When Entering the Aircraft.
If an insured takes precautionary measures to protect property
from
flood damage such as creating a retaining wall of sand bags, how
much coverage if any, will be provided by a flood policy?
ANSWERS: $1,000 if the flood is imminent and the property is in
danger of flooding.
Which Commercial Forms would cover sinkhole collapse?
ANSWERS: Basic, Broad, and Special.
______ is a movement allowed by certain joints of the skeleton that
decreases the angle between two adjoining bones.
ANSWERS: Flexion
,The listing of the perils covered is found in which part of a
homeowner policy?
ANSWERS: Insuring Agreement.
If a dog owned by a customer is injured in the parking lot of a
store, is that considered bodily injury under liability coverage?
ANSWERS: No. The dog is property and would be consider
property damage.
The Superintendent of Insurance may approve the employment,
appointment or participation of any person whose license has
been revoked. Karen Jones had her license revoked and filed an
application for relicensing and has waited over 120 days
without a response from the Insurance Department. What
should or can she do?
ANSWERS: Assume the relicensing is approved.
Mr. Vickers was in a hurry to catch a plane. He parks his car in the
parking garage at the airport and leaves the keys in the ignition.
When he returns he finds that his car has been stolen. Later the car
was discovered with severe collision damage. The airport carries
Garagekeeper's Legal Liability coverage and Mr. Vickers carries
Liability and Comprehensive coverage on his auto. What coverage
would apply?
ANSWERS: . Vickers comprehensive coverage.
, An automobile is polluting the environment. What engine
component could be the primary cause?
ANSWERS: Catalytic Converter Malfunction.
Under the dwelling policy, DP2 or D3, what is the maximum amount
of Coverage A that would be paid for additional living expenses?
ANSWERS: 20%
Workers compensation policies also include employer's
liability coverage. If any employer fails to maintain the
equipment and an employee is injured, would it be covered
under this coverage?
ANSWERS: Yes.
Fidelity bonds are typically written to be effective for a:
ANSWERS: Continuous term without an expiration date.
One purpose of a deductible is to:
ANSWERS: Eliminate small claims.
