WISCONSIN INSURANCE ACTUAL EXAM
PAPER 2026 QUESTIONS WITH SOLUTIONS
GRADED A+
◉ What types of vehicles are included in the Business Auto Policy?
Answer: Cars, trucks, semi-tractor trailers, buses, and delivery or
service vehicles that are owned.
◉ Are hired and non-owned vehicles covered under the Business
Auto Policy?
Answer: Yes, they may be added for coverage.
◉ What types of vehicles are excluded from the Business Auto
Policy?
Answer: Mobile equipment such as cranes, boom trucks, fire trucks,
etc., except when used on the highway for travel.
◉ What does the Garagekeepers Policy provide coverage for?
Answer: Coverage for businesses that sell, service, repair, restore, or
park automobiles, including physical damage for their own and
customers' vehicles.
, ◉ What is the relationship between Garagekeepers Policy and
Garage Liability Insurance Policy?
Answer: Garage Liability Insurance Policy combines the Business
Auto Policy with the Commercial General Liability Policy.
◉ What is 'Proof of Financial Responsibility' in Wisconsin?
Answer: It certifies the ability to pay damages for accidents arising
from the use of a motor vehicle, requiring liability insurance of at
least $25,000 per person and $50,000 total per accident.
◉ What is the minimum liability coverage for wrongful death in
Wisconsin?
Answer: $350,000 for the death of an adult and $500,000 for a
deceased child.
◉ What is required to obtain an occupational license in Wisconsin
after a revocation?
Answer: Proof of financial responsibility must be shown, often
through an SR-22 certificate.
◉ What happens if an individual's insurance is canceled for
nonpayment in Wisconsin?
PAPER 2026 QUESTIONS WITH SOLUTIONS
GRADED A+
◉ What types of vehicles are included in the Business Auto Policy?
Answer: Cars, trucks, semi-tractor trailers, buses, and delivery or
service vehicles that are owned.
◉ Are hired and non-owned vehicles covered under the Business
Auto Policy?
Answer: Yes, they may be added for coverage.
◉ What types of vehicles are excluded from the Business Auto
Policy?
Answer: Mobile equipment such as cranes, boom trucks, fire trucks,
etc., except when used on the highway for travel.
◉ What does the Garagekeepers Policy provide coverage for?
Answer: Coverage for businesses that sell, service, repair, restore, or
park automobiles, including physical damage for their own and
customers' vehicles.
, ◉ What is the relationship between Garagekeepers Policy and
Garage Liability Insurance Policy?
Answer: Garage Liability Insurance Policy combines the Business
Auto Policy with the Commercial General Liability Policy.
◉ What is 'Proof of Financial Responsibility' in Wisconsin?
Answer: It certifies the ability to pay damages for accidents arising
from the use of a motor vehicle, requiring liability insurance of at
least $25,000 per person and $50,000 total per accident.
◉ What is the minimum liability coverage for wrongful death in
Wisconsin?
Answer: $350,000 for the death of an adult and $500,000 for a
deceased child.
◉ What is required to obtain an occupational license in Wisconsin
after a revocation?
Answer: Proof of financial responsibility must be shown, often
through an SR-22 certificate.
◉ What happens if an individual's insurance is canceled for
nonpayment in Wisconsin?
