New York State Property &
Casualty Licensing Exam
2026 | Practice Questions
& Study Guide
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success|
Updated 2026 Questions and Answers
100% Verified Exam Prep and Comprehensive
Rationales
Included
, what does Homeowners - Coverage C exclude? The Homeowners forms exclude certain types of property. Pets are not covered
for loss by an insured peril. The policy also excludes coverage for property that is
more specifically insured. Property of tenants is also excluded.
George Wilson has a personal auto policy. What Comprehensive (other than collision).
coverage that would apply when a deer leaps onto Mr. Contact with a bird or animal is considered to be an "other than collision" loss.
Wilson's car and causes extensive damage?
insurance producer an insurance agent, insurance broker, reinsurance intermediary, excess lines
broker, or any other person required to be licensed under the laws of this state to
sell, solicit, or negotiate insurance
home state the District of Columbia or any state or territory of the United States in which an
insurance producer maintains his, her or its principal place of residence or
principal place of business and its licensed to act as an insurance producer
who represents the insurer in an insurance transaction? agent
who do independent adjusters work on behalf of? insureds
when do property and casualty agents' licenses expire their birthdays
on?
the continuing education requirement in New York 15 ; biennium (specified period of two years)
requires________ hours of continuing education every ______.
state regulation promotes the public welfare by solvency (the ability of a company to meet its long-term financial obligations.),
monitoring what aspects of insurer activities? policy forms, rates
the superintendent of insurance does not have the power create insurance law
to perform what activity?
how often does each domestic insurer be examined in every three years
detail?
what is the purpose of licensing? ensure that the producer meets educational and ethical standards required to
fulfill producer's responsibilities to the insurer and the public
set out the requirements, procedures, and fees relating to licensing regulations
the qualification, licensure, and appointment of insurance
producers
an insurance agent, insurance broker, reinsurance insurance producer
intermediary, excess lines broker, or any other person
required to be licensed under the laws of this state to
sell, solicit or negotiate insurance
Casualty Licensing Exam
2026 | Practice Questions
& Study Guide
|Graded A+ | Guaranteed
success|
Updated 2026 Questions and Answers
100% Verified Exam Prep and Comprehensive
Rationales
Included
, what does Homeowners - Coverage C exclude? The Homeowners forms exclude certain types of property. Pets are not covered
for loss by an insured peril. The policy also excludes coverage for property that is
more specifically insured. Property of tenants is also excluded.
George Wilson has a personal auto policy. What Comprehensive (other than collision).
coverage that would apply when a deer leaps onto Mr. Contact with a bird or animal is considered to be an "other than collision" loss.
Wilson's car and causes extensive damage?
insurance producer an insurance agent, insurance broker, reinsurance intermediary, excess lines
broker, or any other person required to be licensed under the laws of this state to
sell, solicit, or negotiate insurance
home state the District of Columbia or any state or territory of the United States in which an
insurance producer maintains his, her or its principal place of residence or
principal place of business and its licensed to act as an insurance producer
who represents the insurer in an insurance transaction? agent
who do independent adjusters work on behalf of? insureds
when do property and casualty agents' licenses expire their birthdays
on?
the continuing education requirement in New York 15 ; biennium (specified period of two years)
requires________ hours of continuing education every ______.
state regulation promotes the public welfare by solvency (the ability of a company to meet its long-term financial obligations.),
monitoring what aspects of insurer activities? policy forms, rates
the superintendent of insurance does not have the power create insurance law
to perform what activity?
how often does each domestic insurer be examined in every three years
detail?
what is the purpose of licensing? ensure that the producer meets educational and ethical standards required to
fulfill producer's responsibilities to the insurer and the public
set out the requirements, procedures, and fees relating to licensing regulations
the qualification, licensure, and appointment of insurance
producers
an insurance agent, insurance broker, reinsurance insurance producer
intermediary, excess lines broker, or any other person
required to be licensed under the laws of this state to
sell, solicit or negotiate insurance
