ADJUSTER PRO TEXAS ACTUAL 2025/2026
QUESTIONS AND 100% CORRECT ANSWERS
Save
Terms in this set (311)
All of the following pieces of Causes of loss that are not covered
information can be found in the
conditions section of an insurance
policy EXCEPT:
Which of the following best defines After a loss, the insured should be restored to his
the principle of indemnity? approximate financial condition before the loss
SureTrust Insurance was founded a domestic insurer
and operates in Texas. In Texas,
Suretrust is considered
What is a reserve, in insurance A pool of collected premiums that the insurer
terms? sets aside to pay claims
Which of the following would you The insured's duty after a loss
find in the Conditions section of an
insurance policy?
,Which of the following is found in The name of the insured party
the declarations page of an
insurance policy?
Which of the following refers to Indemnification
being restored to the financial
condition you were in before a
loss?
Dr. Nelson routinely schedules her committing health insurance fraud
patients for lab tests that they dont
need so she can charge their
insurers for more money. Dr. Nelson
is:
Six Starts Development Company Risk retention
has just purchased several large
properties in Las Vegas. As a result
of this large purchase, they are a
little short on money and decide to
save money by not purchasing
insurance on their new properties.
Six Stars is practicing:
Which of the following people Rafael accidentally slipped on a wet floor at the
committed soft fraud? supermarket. Although his only injury was a
sprained ankle, he claimed he had back and neck
pain when he sued the supermarket in an effort
to get more money in the settlement.
, When a car stops short in front of Hard fraud
Mike's car, he manages to hit the
brakes in time and avoids a
collision. To Mike's surprise, the
other driver then throws the car into
reverse and backs into Mike's car!
The other drivers actions are an
example of:
When Louise goes online and fills Committing hard fraud
out phony applications with XYZ
Auto Insurance in order to print the
temporary insurance cards and sell
them for a profit on the black
market, she is:
Lucy has insurance on an expensive Morale hazard
necklace she likes to wear to work
every day. After work, she takes it
off and leaves it in her car's
cupholder so she can put it back on
in the morning on her way to work.
Lucy's behavior would be
considered a:
When an insurer issues an insurance Risk
policy, the actual item, person, or
organization that is being insured is
called the:
Which of the following situations Loss of money invested in the stock market
does not involve an instance of
"pure risk"
QUESTIONS AND 100% CORRECT ANSWERS
Save
Terms in this set (311)
All of the following pieces of Causes of loss that are not covered
information can be found in the
conditions section of an insurance
policy EXCEPT:
Which of the following best defines After a loss, the insured should be restored to his
the principle of indemnity? approximate financial condition before the loss
SureTrust Insurance was founded a domestic insurer
and operates in Texas. In Texas,
Suretrust is considered
What is a reserve, in insurance A pool of collected premiums that the insurer
terms? sets aside to pay claims
Which of the following would you The insured's duty after a loss
find in the Conditions section of an
insurance policy?
,Which of the following is found in The name of the insured party
the declarations page of an
insurance policy?
Which of the following refers to Indemnification
being restored to the financial
condition you were in before a
loss?
Dr. Nelson routinely schedules her committing health insurance fraud
patients for lab tests that they dont
need so she can charge their
insurers for more money. Dr. Nelson
is:
Six Starts Development Company Risk retention
has just purchased several large
properties in Las Vegas. As a result
of this large purchase, they are a
little short on money and decide to
save money by not purchasing
insurance on their new properties.
Six Stars is practicing:
Which of the following people Rafael accidentally slipped on a wet floor at the
committed soft fraud? supermarket. Although his only injury was a
sprained ankle, he claimed he had back and neck
pain when he sued the supermarket in an effort
to get more money in the settlement.
, When a car stops short in front of Hard fraud
Mike's car, he manages to hit the
brakes in time and avoids a
collision. To Mike's surprise, the
other driver then throws the car into
reverse and backs into Mike's car!
The other drivers actions are an
example of:
When Louise goes online and fills Committing hard fraud
out phony applications with XYZ
Auto Insurance in order to print the
temporary insurance cards and sell
them for a profit on the black
market, she is:
Lucy has insurance on an expensive Morale hazard
necklace she likes to wear to work
every day. After work, she takes it
off and leaves it in her car's
cupholder so she can put it back on
in the morning on her way to work.
Lucy's behavior would be
considered a:
When an insurer issues an insurance Risk
policy, the actual item, person, or
organization that is being insured is
called the:
Which of the following situations Loss of money invested in the stock market
does not involve an instance of
"pure risk"
