COMMUNITY GROUP HOME
Master Tracker Dashboard | | March
2026
CURRENT PHASE STATUS
Save $10K + Build
Phase 0
Credit
Property + Build-Out +
Phase 1
Licensing
First Residents +
Phase 2
Curriculum
Scale + Contracts +
Phase 3
Optimize
KEY METRICS
Current FICO Score (Avg 3 Bureaus)
Property Fund Savings (Phase 0)
$10K Bank Rotation Pool Status
Current Residents
Residents Graduated (Cumulative)
Graduates Placed in Jobs
Monthly Operating Revenue
Monthly Operating Cost
Monthly Net Profit (Loss)
Total Personal Credit Limit
Total Business Credit Limit
Combined Credit Capacity
Overall Utilization %
Total Cards (Personal + Business)
Signup Bonuses Earned (Cumulative)
Cash-Back Earned (Cumulative)
Grant Revenue (Cumulative)
SAM.GOV Contract Revenue
(Cumulative)
Placement Fees Collected
(Cumulative)
Student Loan Balance (Current)
BANK ROTATION STATUS
Bank Deposit Amount Date Deposited
Chase
Citi
Bank of America
US Bank
,© 2026 Darrell E. Brown Jr. All rights reserved.
, St
Day 90 Date atu
s
, Phase
0:
Entry-
Level
Track
every→
Job
First
task.
$10K
Check
off +as
Credit
compl
Found
eted.
ation
✔ Week/Mo Task Priority Status Date Done
MONTHS 1–2: FOUNDATION
Open dedicated savings account (high-
☐ Mo 1 MUST DO
yield, separate)
Create monthly budget — target 30%+
☐ Mo 1 MUST DO
savings rate
Pull all 3 credit reports + sign up for
☐ Mo 1 MUST DO
Credit Karma
☐ Mo 1 Dispute every error on all 3 reports MUST DO
Get added as Authorized User on
☐ Mo 1–2 MUST DO
family card
Open Discover Secured + Capital One
☐ Mo 2 HIGH
Secured ($200 each)
Set up AUTOPAY (full balance) on
☐ Mo 2 MUST DO
both cards
MONTHS 3–6: SAVINGS + CREDIT SEASONING
☐ Mo 3–6 Continue saving 30%+ every paycheck MUST DO
Pay down cards before statement
☐ Monthly MUST DO
close date
Open Crypto.com, upgrade to Ruby
☐ Mo 3–4 HIGH
Steel ($400 stake)
☐ Mo 4–5 Request CLIs on secured cards HIGH
Research group home licensing in your
☐ Mo 3–6 MEDIUM
state
Research properties in target area
☐ Mo 3–6 MEDIUM
(Zillow, Realtor.com)
MONTHS 7–10: MASS APPLY + BONUSES
☐ Mo 7 Verify score 720+ before Mass Apply MUST DO
Execute personal Mass Apply (15–25
☐ Mo 7–8 MUST DO
cards)
Set up AUTOPAY on every new card
☐ Mo 7–8 MUST DO
immediately
☐ Mo 7–10 Hit signup bonus thresholds MUST DO
Collect bank account bonuses (Chase,
☐ Mo 7–10 HIGH
BOA, WF, Citi)
Add ALL bonus income to Property
☐ Mo 7–10 HIGH
Fund
☐ Mo 9–10 Narrow to 3–5 specific target properties MEDIUM
MONTHS 10–14: READINESS + TRANSITION
☐ Mo 10–14 Confirm $10K+ in Property Fund MUST DO
Confirm $10K for bank rotation (from
☐ Mo 10–14 MUST DO
0% APR)
☐ Mo 10–14 Verify score 740+ MUST DO
Master Tracker Dashboard | | March
2026
CURRENT PHASE STATUS
Save $10K + Build
Phase 0
Credit
Property + Build-Out +
Phase 1
Licensing
First Residents +
Phase 2
Curriculum
Scale + Contracts +
Phase 3
Optimize
KEY METRICS
Current FICO Score (Avg 3 Bureaus)
Property Fund Savings (Phase 0)
$10K Bank Rotation Pool Status
Current Residents
Residents Graduated (Cumulative)
Graduates Placed in Jobs
Monthly Operating Revenue
Monthly Operating Cost
Monthly Net Profit (Loss)
Total Personal Credit Limit
Total Business Credit Limit
Combined Credit Capacity
Overall Utilization %
Total Cards (Personal + Business)
Signup Bonuses Earned (Cumulative)
Cash-Back Earned (Cumulative)
Grant Revenue (Cumulative)
SAM.GOV Contract Revenue
(Cumulative)
Placement Fees Collected
(Cumulative)
Student Loan Balance (Current)
BANK ROTATION STATUS
Bank Deposit Amount Date Deposited
Chase
Citi
Bank of America
US Bank
,© 2026 Darrell E. Brown Jr. All rights reserved.
, St
Day 90 Date atu
s
, Phase
0:
Entry-
Level
Track
every→
Job
First
task.
$10K
Check
off +as
Credit
compl
Found
eted.
ation
✔ Week/Mo Task Priority Status Date Done
MONTHS 1–2: FOUNDATION
Open dedicated savings account (high-
☐ Mo 1 MUST DO
yield, separate)
Create monthly budget — target 30%+
☐ Mo 1 MUST DO
savings rate
Pull all 3 credit reports + sign up for
☐ Mo 1 MUST DO
Credit Karma
☐ Mo 1 Dispute every error on all 3 reports MUST DO
Get added as Authorized User on
☐ Mo 1–2 MUST DO
family card
Open Discover Secured + Capital One
☐ Mo 2 HIGH
Secured ($200 each)
Set up AUTOPAY (full balance) on
☐ Mo 2 MUST DO
both cards
MONTHS 3–6: SAVINGS + CREDIT SEASONING
☐ Mo 3–6 Continue saving 30%+ every paycheck MUST DO
Pay down cards before statement
☐ Monthly MUST DO
close date
Open Crypto.com, upgrade to Ruby
☐ Mo 3–4 HIGH
Steel ($400 stake)
☐ Mo 4–5 Request CLIs on secured cards HIGH
Research group home licensing in your
☐ Mo 3–6 MEDIUM
state
Research properties in target area
☐ Mo 3–6 MEDIUM
(Zillow, Realtor.com)
MONTHS 7–10: MASS APPLY + BONUSES
☐ Mo 7 Verify score 720+ before Mass Apply MUST DO
Execute personal Mass Apply (15–25
☐ Mo 7–8 MUST DO
cards)
Set up AUTOPAY on every new card
☐ Mo 7–8 MUST DO
immediately
☐ Mo 7–10 Hit signup bonus thresholds MUST DO
Collect bank account bonuses (Chase,
☐ Mo 7–10 HIGH
BOA, WF, Citi)
Add ALL bonus income to Property
☐ Mo 7–10 HIGH
Fund
☐ Mo 9–10 Narrow to 3–5 specific target properties MEDIUM
MONTHS 10–14: READINESS + TRANSITION
☐ Mo 10–14 Confirm $10K+ in Property Fund MUST DO
Confirm $10K for bank rotation (from
☐ Mo 10–14 MUST DO
0% APR)
☐ Mo 10–14 Verify score 740+ MUST DO
