USAA LICENSING EXAMS COMPREHENSIVE
EXAM SCRIPT 2026 SOLVED QUESTIONS FULL
SOLUTION
◉ Temporary/ Emergency License. Answer: A special allowance that
can be made by the Texas Insurance Commissioner for an insurance
company employee during an emergency for the purposes of
training?
◉ Five day's notice. Answer: How many days notice must a company
give the Commissioner to issue a temporary license or emergency
license to an individual for the pruposes of training?
◉ Who is responsible for the actions of the licensee once an
emergency or temporary license has been issued?. Answer: The firm
requesting the license is responsible..
◉ A Property and Casualty Adjuster licenses allows?. Answer: This
license allows a person to adjust or supervise claims in all areas of
property and casualty insurance EXECPT workers' compensation.
◉ Domestic Insurer. Answer: An insurance company that is
incorporated in the state.
,◉ Foreign Insurance Company. Answer: An insurance company that
is incorporated outside the state where it is conducting business
◉ Who is the Chief Executive Officer of the Texas Department of
Insurance?. Answer: The Commissioner
◉ How long does the Commissioner serve?. Answer: A term of two
years
◉ What are the basic qualifications for adjusters in Texas?. Answer:
a. 18 years of age
b. Citizen of Texas or approved by a nonresidents home state
c. If a nonresident of the U.S., he must comply with all federal laws
pertaining to employment in the U.S.
d. Trustworthy
e. Sufficient training or experience to be a competent adjuster
f. Must pass an examination to qualify for adjusters licensing.
◉ Who is exempt from Examination?. Answer: Those individuals
with are:
1. Chartered Property and Casualty Underwriter (CPCU)
2. Associate in Claims (AIC) designation
,3. A persons who's adjusters license has expired within a period of
less than one year
◉ How long after the change of a business location must a licensee
notify the Commissioner?. Answer: 30 days
◉ How long is an adjusters license good for?. Answer: Two years on
the licensee birthday
◉ How much does is an adjuster required to pay to renew a license
that has expired within less than 90 days?. Answer: The renewal fee
PLUS a 50% penalty
◉ How many hours of continuing education are requested to renew
a license?. Answer: 24 hours every two year cycle
◉ How much of continuing education must be conducted in a
classroom environment?. Answer: 50% of the 24 hours
◉ How many hours of ethics training are required during continuing
edcuation?. Answer: 2 hours of 24 total hours.
◉ What authority does the Commissioner of Insurance have?.
Answer: To police the activities of two entities:
, 1. Insurance companies
2. Insurance professionals, including the licensing of insurance
agents and adjusters
◉ How often is a domestic headquartered insurance company
audited by the office of the Commissioner?. Answer: Once every 5
years
◉ The insurance company pays for what event which is required to
take place every five years?. Answer: The audit by the insurance
commission.
◉ What action can the Commissioner take regarding an adjuster or
agents license?. Answer: The Commissioner may: deny, suspend,
revoke, or refuse to renew a license.
**If a licensee is convicted by final judgement a felony.
◉ Who is responsible for licensing property and casualty adjusters?.
Answer: The Texas Department of Insurance
◉ 10-days. Answer: How many days' advance notice is an adjuster
entitled to receive in the event of a hearing with the Texas
Department of Insurance?
EXAM SCRIPT 2026 SOLVED QUESTIONS FULL
SOLUTION
◉ Temporary/ Emergency License. Answer: A special allowance that
can be made by the Texas Insurance Commissioner for an insurance
company employee during an emergency for the purposes of
training?
◉ Five day's notice. Answer: How many days notice must a company
give the Commissioner to issue a temporary license or emergency
license to an individual for the pruposes of training?
◉ Who is responsible for the actions of the licensee once an
emergency or temporary license has been issued?. Answer: The firm
requesting the license is responsible..
◉ A Property and Casualty Adjuster licenses allows?. Answer: This
license allows a person to adjust or supervise claims in all areas of
property and casualty insurance EXECPT workers' compensation.
◉ Domestic Insurer. Answer: An insurance company that is
incorporated in the state.
,◉ Foreign Insurance Company. Answer: An insurance company that
is incorporated outside the state where it is conducting business
◉ Who is the Chief Executive Officer of the Texas Department of
Insurance?. Answer: The Commissioner
◉ How long does the Commissioner serve?. Answer: A term of two
years
◉ What are the basic qualifications for adjusters in Texas?. Answer:
a. 18 years of age
b. Citizen of Texas or approved by a nonresidents home state
c. If a nonresident of the U.S., he must comply with all federal laws
pertaining to employment in the U.S.
d. Trustworthy
e. Sufficient training or experience to be a competent adjuster
f. Must pass an examination to qualify for adjusters licensing.
◉ Who is exempt from Examination?. Answer: Those individuals
with are:
1. Chartered Property and Casualty Underwriter (CPCU)
2. Associate in Claims (AIC) designation
,3. A persons who's adjusters license has expired within a period of
less than one year
◉ How long after the change of a business location must a licensee
notify the Commissioner?. Answer: 30 days
◉ How long is an adjusters license good for?. Answer: Two years on
the licensee birthday
◉ How much does is an adjuster required to pay to renew a license
that has expired within less than 90 days?. Answer: The renewal fee
PLUS a 50% penalty
◉ How many hours of continuing education are requested to renew
a license?. Answer: 24 hours every two year cycle
◉ How much of continuing education must be conducted in a
classroom environment?. Answer: 50% of the 24 hours
◉ How many hours of ethics training are required during continuing
edcuation?. Answer: 2 hours of 24 total hours.
◉ What authority does the Commissioner of Insurance have?.
Answer: To police the activities of two entities:
, 1. Insurance companies
2. Insurance professionals, including the licensing of insurance
agents and adjusters
◉ How often is a domestic headquartered insurance company
audited by the office of the Commissioner?. Answer: Once every 5
years
◉ The insurance company pays for what event which is required to
take place every five years?. Answer: The audit by the insurance
commission.
◉ What action can the Commissioner take regarding an adjuster or
agents license?. Answer: The Commissioner may: deny, suspend,
revoke, or refuse to renew a license.
**If a licensee is convicted by final judgement a felony.
◉ Who is responsible for licensing property and casualty adjusters?.
Answer: The Texas Department of Insurance
◉ 10-days. Answer: How many days' advance notice is an adjuster
entitled to receive in the event of a hearing with the Texas
Department of Insurance?
