AAFCS 200 COMPOSITE TExES EXAM 2026
COMPREHENSIVE STUDY GUIDE & PRACTICE
QUESTIONS
◉ Active listening Answer: Trying to understand what the others are
saying and why, identify feelings.
◉ Pensions Answer: are funds paid to retired employees who paid
into a pension fund while they were employed.
◉ Social Security Answer: -A federal program under the direction of
the SS Administration. Designed to give retired or disabled
individuals some source of income.
-Benefits after paying into it as an employee.
◉ Medicare Answer: Federal Program that helps older ppl (65+) in
paying their medical bills.
◉ Medicaid Answer: Designed by Federal Govt. as a state program to
hep those who need and qualify for medical assistance.
-nursing homes
-ppl with limitations in daily activities.
,◉ Medical Asepsis Answer: Means free from germs o bacteria that
may cause infection.
◉ Class A Fire Answer: Fire started with wood, paper, or trash
◉ Class B Fire Answer: Fire started with gas, grease or other liquid
◉ Class C Fire Answer: Electircal fire
◉ First Degree Burn Answer: Skin Reddened but unbroken
FA: Place under cold Water
◉ Second Degree Burn Answer: Skin Reddened, blisters formed
FA: Place under cod water, cover with a dry sterie dressing.
◉ Third Degree Burn Answer: Skin Partially destroyed
FA: Cover entire area with a dry sterile dressing.
◉ Consumer Product Safety Commission Answer: -Charged to
protect the consumers from unreasonable risks associated with
consumer products, to assist consumers in voluntary comparative
safety of consumer products and more.
,-Regulates the production and sale of products that are potentially
hazardous, sets safety standards, can ban products that are deemed
hazardous to consumers, can seize products from the market.
◉ Consumer Bill of Rights Answer: -The Right to Safety
-The Right to be Informed
-The Right to Choose
-The Right to be Heard
◉ Health Insurance Portability and Accountability (HIPAA) Answer:
Creates national standards to protect individuals medical records
and other personal heath info.
◉ Progressive Tax Answer: A tax that requires a larger fraction of
income as that income increases.
Ex: Income Tax
◉ Regressive Tax Answer: A tax requiring a smaller fraction of
income increases, tax is measured against what is spent.
Ex. Sales Tax
◉ Proportional Tax Answer: A tax that requires the same fraction of
income from tax payers of all income levels.
Ex:
, ◉ Bankruptcy Answer: -Chapter 13 = 7 years ; Chapter 7 = 10 years
- A federal court procedure that helps consumers and business get
rid of their debt and repay their creditors. "liquidation" or
"reorganization"
◉ Cash Card Answer: Any electronic payment card that stores cash
fro various types of payments
Ex: Bank Debit Cards, prepaid debit cards, gift cards, and payroll
cards
◉ Chamber of Commerce Answer: A local association to promote
and protect the interests of the business community in a particular
place.
◉ Better Business Bureau (BBB) Answer: -An organization focused
on advancing marketplace trust.
-Using an accredited Business system they rank business, charities,
and non-profits.
◉ Federal Trade Comission (FTC) Answer: An agency whose basic
responsibility is to help consumers find needed information or
locate the appropriate agency to assist them with their problems.
COMPREHENSIVE STUDY GUIDE & PRACTICE
QUESTIONS
◉ Active listening Answer: Trying to understand what the others are
saying and why, identify feelings.
◉ Pensions Answer: are funds paid to retired employees who paid
into a pension fund while they were employed.
◉ Social Security Answer: -A federal program under the direction of
the SS Administration. Designed to give retired or disabled
individuals some source of income.
-Benefits after paying into it as an employee.
◉ Medicare Answer: Federal Program that helps older ppl (65+) in
paying their medical bills.
◉ Medicaid Answer: Designed by Federal Govt. as a state program to
hep those who need and qualify for medical assistance.
-nursing homes
-ppl with limitations in daily activities.
,◉ Medical Asepsis Answer: Means free from germs o bacteria that
may cause infection.
◉ Class A Fire Answer: Fire started with wood, paper, or trash
◉ Class B Fire Answer: Fire started with gas, grease or other liquid
◉ Class C Fire Answer: Electircal fire
◉ First Degree Burn Answer: Skin Reddened but unbroken
FA: Place under cold Water
◉ Second Degree Burn Answer: Skin Reddened, blisters formed
FA: Place under cod water, cover with a dry sterie dressing.
◉ Third Degree Burn Answer: Skin Partially destroyed
FA: Cover entire area with a dry sterile dressing.
◉ Consumer Product Safety Commission Answer: -Charged to
protect the consumers from unreasonable risks associated with
consumer products, to assist consumers in voluntary comparative
safety of consumer products and more.
,-Regulates the production and sale of products that are potentially
hazardous, sets safety standards, can ban products that are deemed
hazardous to consumers, can seize products from the market.
◉ Consumer Bill of Rights Answer: -The Right to Safety
-The Right to be Informed
-The Right to Choose
-The Right to be Heard
◉ Health Insurance Portability and Accountability (HIPAA) Answer:
Creates national standards to protect individuals medical records
and other personal heath info.
◉ Progressive Tax Answer: A tax that requires a larger fraction of
income as that income increases.
Ex: Income Tax
◉ Regressive Tax Answer: A tax requiring a smaller fraction of
income increases, tax is measured against what is spent.
Ex. Sales Tax
◉ Proportional Tax Answer: A tax that requires the same fraction of
income from tax payers of all income levels.
Ex:
, ◉ Bankruptcy Answer: -Chapter 13 = 7 years ; Chapter 7 = 10 years
- A federal court procedure that helps consumers and business get
rid of their debt and repay their creditors. "liquidation" or
"reorganization"
◉ Cash Card Answer: Any electronic payment card that stores cash
fro various types of payments
Ex: Bank Debit Cards, prepaid debit cards, gift cards, and payroll
cards
◉ Chamber of Commerce Answer: A local association to promote
and protect the interests of the business community in a particular
place.
◉ Better Business Bureau (BBB) Answer: -An organization focused
on advancing marketplace trust.
-Using an accredited Business system they rank business, charities,
and non-profits.
◉ Federal Trade Comission (FTC) Answer: An agency whose basic
responsibility is to help consumers find needed information or
locate the appropriate agency to assist them with their problems.
