1
NAN MCKAY HCV SPECIALIST EXAM
QUESTIONS AND ANSWERS 2026-27
LATEST VERSION
Format: Multiple Choice
Topics Covered: Program regulations, eligibility, voucher
issuance, rent/subsidy, HQS inspections, lease/tenancy,
portability, compliance, terminations, Fair Housing, and VAWA.
SECTION 1 — Program Regulations & Eligibility (1–20)
Q1. Which entity sets the overall rules for the HCV Program?
A) Department of Education
B) HUD
C) State Housing Agency
D) Owner
Answer: B
Rationale: HUD establishes HCV regulations and contracts with
PHAs for implementation.
Q2. A PHA’s Administrative Plan primarily:
A) Replaces HUD rules
B) Defines local policies for HCV administration
,2
C) Determines HUD funding
D) Determines rent for owners
Answer: B
Rationale: It guides local staff in implementing HUD regulations.
Q3. A “mixed family” contains:
A) Members eligible and ineligible for assistance
B) Only elderly
C) Only disabled
D) Only single adults
Answer: A
Rationale: Mixed families include eligible and ineligible
household members.
Q4. The Very Low Income (VLI) threshold is:
A) 50% of area median income
B) 30% of median income
C) 80% of median income
D) 100% of median income
Answer: A
Rationale: VLI families have incomes ≤50% of area median.
,3
Q5. A family admitted to the HCV program:
A) Must always meet initial income limits
B) Is no longer restricted by initial limits
C) Cannot move
D) Must recertify every 2 years
Answer: B
Rationale: Initial income limits apply only at admission.
Q6. Elderly families are defined as:
A) Head, spouse, or co-head ≥62 years old
B) All members ≥55
C) Disabled members only
D) Families with children only
Answer: A
Rationale: HUD defines elderly families by 62+ age threshold.
Q7. When determining lifetime sex offender status, PHA must
check:
A) Only current state registry
B) Multiple states where family resided
C) Only federal database
D) No verification
, 4
Answer: B
Rationale: All prior residencies must be verified.
Q8. HUD requires denial of admission for drug-related eviction
within:
A) 3 years
B) 1 year
C) 5 years
D) 6 months
Answer: A
Rationale: 3-year rule applies to drug-related eviction history.
Q9. Which is not a HUD income category?
A) Extremely low income
B) Very low income
C) Middle income
D) Low income
Answer: C
Rationale: HUD does not officially categorize “Middle Income.”
Q10. Which family member may be exempt from providing a
Social Security number?
A) Noncontending members
NAN MCKAY HCV SPECIALIST EXAM
QUESTIONS AND ANSWERS 2026-27
LATEST VERSION
Format: Multiple Choice
Topics Covered: Program regulations, eligibility, voucher
issuance, rent/subsidy, HQS inspections, lease/tenancy,
portability, compliance, terminations, Fair Housing, and VAWA.
SECTION 1 — Program Regulations & Eligibility (1–20)
Q1. Which entity sets the overall rules for the HCV Program?
A) Department of Education
B) HUD
C) State Housing Agency
D) Owner
Answer: B
Rationale: HUD establishes HCV regulations and contracts with
PHAs for implementation.
Q2. A PHA’s Administrative Plan primarily:
A) Replaces HUD rules
B) Defines local policies for HCV administration
,2
C) Determines HUD funding
D) Determines rent for owners
Answer: B
Rationale: It guides local staff in implementing HUD regulations.
Q3. A “mixed family” contains:
A) Members eligible and ineligible for assistance
B) Only elderly
C) Only disabled
D) Only single adults
Answer: A
Rationale: Mixed families include eligible and ineligible
household members.
Q4. The Very Low Income (VLI) threshold is:
A) 50% of area median income
B) 30% of median income
C) 80% of median income
D) 100% of median income
Answer: A
Rationale: VLI families have incomes ≤50% of area median.
,3
Q5. A family admitted to the HCV program:
A) Must always meet initial income limits
B) Is no longer restricted by initial limits
C) Cannot move
D) Must recertify every 2 years
Answer: B
Rationale: Initial income limits apply only at admission.
Q6. Elderly families are defined as:
A) Head, spouse, or co-head ≥62 years old
B) All members ≥55
C) Disabled members only
D) Families with children only
Answer: A
Rationale: HUD defines elderly families by 62+ age threshold.
Q7. When determining lifetime sex offender status, PHA must
check:
A) Only current state registry
B) Multiple states where family resided
C) Only federal database
D) No verification
, 4
Answer: B
Rationale: All prior residencies must be verified.
Q8. HUD requires denial of admission for drug-related eviction
within:
A) 3 years
B) 1 year
C) 5 years
D) 6 months
Answer: A
Rationale: 3-year rule applies to drug-related eviction history.
Q9. Which is not a HUD income category?
A) Extremely low income
B) Very low income
C) Middle income
D) Low income
Answer: C
Rationale: HUD does not officially categorize “Middle Income.”
Q10. Which family member may be exempt from providing a
Social Security number?
A) Noncontending members
