MD TITLE INSURANCE PRODUCER LICENSE
ACTUAL EXAM PAPER 2026 QUESTIONS WITH
SOLUTIONS GRADED A+
◉ 2. Title insurance producers may not convert or misappropriate funds
held in escrow or trust while:
A. Soliciting, procuring, or negotiations title insurance contracts.
B. Performing escrow, closing, and settlement services.
C. A title insurer
D. A and B
E. B and C
F. C and A
G. All of the above. Answer: D. A and B
◉ 3. A bond or letter of credit required in addition to meeting any
applicable requirements for a license to act as and insurance producer
under this subtitle, a sole proprietor, a limited liability company, a
partnership, or a corporate applicant for a license as a title insurance
producer shall file file with commissioner:
A. A blanket fidelity bond covering appropriate employees and title
insurance producer independent contractors.
B. Notary commission.
C. A blanket surety bond
, D. A letter of credit.
E. A, B, and C.
F. B, C, and D.
G. A, C and D. Answer: G. A, C and D.
◉ 4. How many days a surety insurer have to notify the title insurance
producer and the Commissioner before canceling a bond or letter of
credit?
A. At least 30 days
B. At least 45 days
C. At least 90 days
D. At least 60 days. Answer: A. At least 30 days
◉ 5. The MD insurance administration and Department of Labor,
Licensing and Regulations shall do all except?
A. Develop a document, entitled "The Title Insurance Consumers Bill of
Rights", that explains a costumers rights and responsibilities in real
Estate transaction closing.
B. Make the document available on their websites
C. Examine the current rate review and approval process for title
insurance premiums.
D. Adopt regulations requiring that the documents to be provided to a
consumer at the same time that a good faith estimate is given to a
consumer in connection with a mortgage loan.
ACTUAL EXAM PAPER 2026 QUESTIONS WITH
SOLUTIONS GRADED A+
◉ 2. Title insurance producers may not convert or misappropriate funds
held in escrow or trust while:
A. Soliciting, procuring, or negotiations title insurance contracts.
B. Performing escrow, closing, and settlement services.
C. A title insurer
D. A and B
E. B and C
F. C and A
G. All of the above. Answer: D. A and B
◉ 3. A bond or letter of credit required in addition to meeting any
applicable requirements for a license to act as and insurance producer
under this subtitle, a sole proprietor, a limited liability company, a
partnership, or a corporate applicant for a license as a title insurance
producer shall file file with commissioner:
A. A blanket fidelity bond covering appropriate employees and title
insurance producer independent contractors.
B. Notary commission.
C. A blanket surety bond
, D. A letter of credit.
E. A, B, and C.
F. B, C, and D.
G. A, C and D. Answer: G. A, C and D.
◉ 4. How many days a surety insurer have to notify the title insurance
producer and the Commissioner before canceling a bond or letter of
credit?
A. At least 30 days
B. At least 45 days
C. At least 90 days
D. At least 60 days. Answer: A. At least 30 days
◉ 5. The MD insurance administration and Department of Labor,
Licensing and Regulations shall do all except?
A. Develop a document, entitled "The Title Insurance Consumers Bill of
Rights", that explains a costumers rights and responsibilities in real
Estate transaction closing.
B. Make the document available on their websites
C. Examine the current rate review and approval process for title
insurance premiums.
D. Adopt regulations requiring that the documents to be provided to a
consumer at the same time that a good faith estimate is given to a
consumer in connection with a mortgage loan.
