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A person who represents either party of an insurance claim is the:
A. doctor
B. adjuster
C. provider
D. subscriber - 🧠 ANSWER ✔✔adjuster
A request for payment under an insurance contractor bond is called a(n):
A. insurance application
B. claim
,C. dual choice request
D. total disability - 🧠 ANSWER ✔✔claim
Payment made periodically to keep an insurance policy in force is called:
A. time limit
B. premium
C. coinsurance
D. fee for service - 🧠 ANSWER ✔✔premium
A person or institution that gives medical care is a(n):
A. third-party payer
B. provider
C. adjuster
D. insurance agent - 🧠 ANSWER ✔✔provider
Benefits that are made in the form of cash payments are known as:
A. indemnities
B. deductibles
C. medical co-pays
,D. cash advances - 🧠 ANSWER ✔✔indemnities
An amount the insured must pay before policy benefits begin is called:
A. indemnity
B. extended benefits
C. deductible
D. catastrophic - 🧠 ANSWER ✔✔deductible
An organization that offers health insurance at a fixed monthly premium
with little or no deductible and works through a primary care provider is
called a(n):
A. preferred provider
B. health maintenance organization
C. member physician
D. private health provider - 🧠 ANSWER ✔✔health maintenance
organization
A patient receiving ambulatory care at a hospital or other health facility
without being admitted a bed patient is called a(n):
A. inpatient
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, B. outpatient
C. carrier
D. adjuster - 🧠 ANSWER ✔✔outpatient
An injury that prevents a worker from performing one or more of the regular
functions of his job would be known as a :
A. partial disability
B. permanent disability
C. total disability
D. resultant disability - 🧠 ANSWER ✔✔partial disability
One who belongs to a group insurance plan is called:
A. third-party payer
B. subscriber
C. carrier
D. no correct answer - 🧠 ANSWER ✔✔subscriber
A sum of money provided in an insurance policy, payable for covered
services is called: