Accident and Health Insurance Study guides, Class notes & Summaries

Accident and Health Insurance Exam Questions with Answers (230 Quest) Latest 2024

Accident and Health Insurance Exam Questions and 1100% Verified Correct Answers Using Marking Scheme Already Scored 100%

PA LIFE, ACCIDENT, & HEALTH INSURANCE EXAM QUESTIONS WITH CORRECT DETAILED ANSWERS

ACCIDENT AND HEALTH INSURANCE QUESTIONS WITH CORRECT DETAILED ANSWERS 2024.

ACCIDENT AND HEALTH INSURANCE FINAL EXAM QUESTIONS WITH CORRECT DETAILED ANSWERS.

ACCIDENT AND HEALTH INSURANCE EXAM QUESTIONS WITH CORRECT DETAILED ANSWERS 2024.

Accident and Health Insurance Exam Questions and Answers (2024 / 2025) (Verified Answers)

Disability income insurance is designed to - ANS replace lost income in the event of this contingency, and is a vital component of a comprehensive insurance program. May be purchased individually or through an employer on a group basis Total disability is defined differently under some disability income policies. The two are - ANS "any occupation" and "own occupation" "any occupation" definition of total disability requires the insured to be - ANS unable to perform any occup...

During the underwriting process for a group health policy, it was discovered that 15 out of 50 members of the group have major health issues. How would the insurer handle this? - ANS Accept or reject the whole group When a claim has coverage under more than one health plan, which group medical plan provision applies? - ANS Coordination of benefits What percentage of eligible employees must participate in a noncontributory group health plan before it can be put in effect? - ANS 100...

Accident and Health Insurance Final Exam Questions And Answers Your license will be considered to be inactive when you: - ANS No longer have any appointments On a "participating" health insurance policy issued by a mutual insurance company, dividends paid to policyholders are: - ANS Not taxable since the IRS treats them as a refund of a portion of the premium paid All of the following are true regarding a non-contributory employer group medical expense insurance policy EXCEPT: - ...

Accident and Health Insurance - ANS - a contract where the insurer, in exchange for the premium submitted, indemnifies the insured for the medical expenses caused by illness or injury and/or the loss of earnings due to disabilities as long as the expense or disabling occurrence happened during the policy period Nature of Accident and Health Policies (Requirements Regarding the Forms) - ANS 1. Policies must contain a statement to the effect of "Your policy may not be in force when you h...

has suffered a covered disability away from her job and will shortly begin collecting benefits. The insurer sends a letter to H stating that she will not receive any benefit amounts greater than her income. This clause is known as: A: Over-insurance clause B: free look C: relation of earning to insurance D: relation of economic value - ANS C: relation of earning to insurance The insured should be aware of the issue date upon delivery a policy and the date should be listed on: A: the po...