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CFP EXAM 2024 WITH 100% CORRECT ANSWERS ... - correct answer Topic 1: Financial Planning Process 1. Establish Relationship 2. Gather Information 3. Analyze data 4. Develop plan 5. Implement 6. Monitor - correct answer 6 step process: EGADIM • Services that will be provided • compensation/billing • Responsibilities of both client/planner • Time frame of relationship - correct answer Step 1: Establish Relationship • It is important that goals be defined before any r...

CFP EXAM 2024 WITH 100% ACCURATE SOLUTIONS Savings Strategy: How much of your gross income should you save? - correct answer 5-8% Securities Act of 1933 - correct answer Purchasers of new issues must be provided with a detailed prospectus before transaction. Securities Act of 1934 - correct answer Regulates the secondary Market or trading of issued securities. This act created the SEC Investment Company Act of 1940 - correct answer SEC can regulate UITs, Mutual funds, and variable ...

CFP EXAM 2024 WITH 100% ACCURATE ANSWERS Lisa purchased 500 shares of XYZ stock trading at $40 per share, with an initial margin requirement of 60% and a maintenance margin of 30%. At What price would Lisa receive a margin call? A. $20 B. $22.86 C. $57.14 D. $80.00 - correct answer B. $22.86 40*(1-.60)/ 1-.30= 22.86 Lareen purchased 1000 shares of CWC stock for $80 per share with an initial margin requirement of 65% and a maintenance margin of 40%. Assume the stock price falls to...

CFP EXAM 2024 WITH 100% CORRECT ANSWERS Stafford Loans are administered by: A) Private Loan Administration B) Federal Family Education Loan Program C) Parent loans to undergraduate students D) Federal assistance loan program - correct answer B Perkins loans - correct answer Low-interest federal student loans for undergraduate and graduate students distributed on the basis financial need. Are Parent Loans to Undergraduate Students (PLUS) available to both full and part time stude...

NCMHCE 2024 EXAM SOLUTIONS To diagnose Adjustment Disorder, the client's symptoms must begin within _______ months of an identifiable stressor. Once the stressor or the consequences of the stressor are gone, symptoms cannot persist beyond _______ months. - correct answer three, six Solution Focused Brief Therapy - correct answer Focuses on solutions and not problems. Uses the miracle question, client is responsible for change, scaling, identifying exceptions, problem free talking, flagg...

AODA EXAM 2024 WITH 100% ACCURATE SOLUTIONS What are withdrawal symptoms, characterized by severe flu-like symptoms (nausea, vomiting, runny nose, watery eyes, chills, abdominal cramps, anorexia, weakness, tremors, sweating, etc.), MOST characteristic? a. Opioid withdrawal b. Hallucinogenic withdrawal c. Barbiturate withdrawal d. Benzodiazepine withdrawal - correct answer Opioid withdrawal Genetic factors make up roughly what proportion of the risk for addiction? a. Less than o...

AODA FINAL EXAM 2024 WITH 100% ACCURATE SOLUTIONS Tobacco and Alcohol - correct answer Examples of legal drugs To keep them away from minors - correct answer Why are legal drugs regulated? Illegal or street drugs - correct answer Drugs that have no legitimate purpose. prescription - correct answer Sharing ______ medications with a friend is always illegal. Over-the-counter drugs - correct answer Legal, easy to purchase drugs that can be used for legitimate medical purposes, can ...

ALCOHOL AND DRUG COUNSELOR EXAM 2024 Trust is an essential component of a productive counseling relationship. Which of the following is NOT a key counselor contribution to the development of trust: A.) Ongoing commitment to client success B.) Greater latitude in boundary setting C.) Nonjudgmental attitude D.) Unconditional positive regard - correct answer B.) Greater latitude in boundary setting Substance-abusing clients can be clinically and personally challenging. Of what is compa...

CADC EXAM 2024 WITH 100% ACCURATE SOLUTIONS 1. It is considered unethical for a counselor to: a. talk with a client any place other than the counseling office b. treat client problems that are beyond his skill level c. refuse treatment for certain clients d. discuss some personal feelings - correct answer b. treat client problems that are beyond his skill level 2. When participating in the screening process, a counselor must also be skilled in: a. consulting with other professi...

CERTIFIED ALCOHOL AND DRUG COUNSELOR CADC/CDAC EXAM 2024 31) While the overall national suicide rate has increased slightly but consistently in recent years, disproportionate increases have occurred among: A. Females and the elderly. B. Females and the young. C. Males and the elderly. D. Males and the young. - correct answer B. Females and the young. 11) Comprehensive client documentation: A. Is best achieved when done independently from direct client care. B. Facilitates communica...