Mortgages Study guides, Class notes & Summaries
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Loan Signing Notary Cards Questions &Revised Correct Answers
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Loan Signing Notary Cards Questions 
&Revised Correct Answers 
What is a notary public? - ANSWER : A notary public is an official 
appointed by the county or state after his/her documents and 
examination results indicate his/her suitability for the job. 
A notary public has power to: - ANSWER : Administer an oath 
and affirmations and take depositions and affidavits; 
Certify copies of power of attorney; 
Issue protest bills in cases of non-payment or non-acceptance of 
foreign and inland ...
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FACS Praxis Questions and Answers Already Graded A
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FACS Praxis Questions and Answers Already Graded A The nutritive value of a protein is ultimately dependent upon which of the following? amino acid content 
The nutritive value of a protein is ultimately dependent upon its amino acid content. This is why it is important to choose high quality protein sources as opposed to processed or deli meats. 
The smaller circuit of mortgage finance specialized in loans insured by the FHA. Whereas thrifts financed home mortgages out of their deposits, FHA mo...
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Signing Notary Test #1
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Why do some Mortgages Signing Agencies require Mortgage Signing Agents to submit a Live Scan 
Fingerprint Background check each year. - collect answerLender need to make sure that consumers and 
their financial information which is entrusted to Notaries remains protected and secure. 
Lenders are ultimately responsible for the conduct of any third-party service providers, making it 
critically important to verify that the people lenders send to borrowers' home are trustworthy. 
In order to open ...
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HECM Practice Questions and Answers 2024 Correctly done
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The HECM Saver was introduced as an option to lower the upfront cost of a HECM by reducing the 
upfront mortgage insurance premium to: 
a. 0. 
b. 0.01% of the Maximum Claim Amount. 
c. 1% of the Maximum Claim Amount. 
d. 1.25% of the Maximum Claim Amount. - Answer-b 
If repairs are required but can be completed after closing, the lender will create a repair set-aside in the 
amount of: 
a. 15% of the maximum claim amount. 
b. 100% of the actual cost of repairs. 
c. 100% of the estimated cost of ...
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DSST Money & Banking 121 Questions with 100% Correct Answers | Verified | Updated 2024
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Fiat Money - ️️Money that isn't tied to reserves such as gold, rather is guaranteed by the government's trustworthiness. Has no intrinsic value. Exists in currency bills form and bank deposits. 
 
M1 - ️️The sum of all money held by businesses and individuals (incl. traveler's checks) and checkable deposits. 
 
M2 - ️️The category that contains all funds included in M1, as well as savings deposits, small-time deposits, money market funds, and other deposits. 
 
M3 - ️️The clas...
Too much month left at the end of the money?
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Chapter 1 - 5 Louisiana Notary Guide Rated A+
- Exam (elaborations) • 48 pages • 2023
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Chapter 1 - 5 Louisiana Notary Guide Rated A+ Common function of Notaries a) perform quasi public functions b) confer authenticity c) provide documents with a fixed date d) determine marketability of title of land 
Concepts of Notary as a Public Official a) charged w/ establishing dates on which those acts were executed b) preserving those acts in their custody c) issuing certified copies of acts d) independent of any branch of government e) free to organize his office as he see fit f) not paid ...
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Florida Life, Health and Variable Annuity Exam Latest Update Graded A
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Florida Life, Health and Variable Annuity Exam Latest Update Graded A Categories of Life Insurance Ordinary, Industrial and Group 
Ordinary Life is individual life insurance that includes many types of TERM and PERMANENT insurance and is usually paid with monthly premiums. Is the principal type of life insurance purchased in the United States. 
Industrial Insurance small issue amounts with premiums collected weekly or monthly by agents at policyowner's home. Also known as BURIAL INSURANCE 
Grou...
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Gold Coast Chapter 13:questions n answers graded A+ 2024/2025
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Gold Coast Chapter 13: 
Although there are a number of different methods for repaying a loan, there are only 3 types of mortgages: - correct answer FHA insured; 
 
VA guaranteed; 
 
And conventional. 
 
FHA insured mortgage loans: - correct answer The Federal Housing Administration (FHA) is a part of the U.S Department of Housing and Urban Development (HUD). ***The FHA DOES NOT make loans. Instead, it insures loans made by approved local lenders. The loan is funded by a lending institution, su...
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CUCE - Mortgage Lending Regulations | Questions with 100% Correct Answers | Verified | Latest Update 2024
- Exam (elaborations) • 12 pages • 2023
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Variable rate disclosure scope? - ARMs with a term of greater than one year secured by the 
borrowers principal dwelling 
When is a variable rate disclosure delivered? - At Application 
Consumer handbook and adjustable rate mortgages scope? - ARMs with a term of greater than one 
year secured by the borrowers principal dwelling. 
When is a consumer handbook on adjustable rate mortgages delivered? - At Application 
What is the definition of within three business days of application? - Any day in ...
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Loan Signing Notary Cards Questions &Revised Correct Answers
- Exam (elaborations) • 34 pages • 2024
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Loan Signing Notary Cards Questions 
&Revised Correct Answers 
What is a notary public? - ANSWER : A notary public is an official 
appointed by the county or state after his/her documents and 
examination results indicate his/her suitability for the job. 
A notary public has power to: - ANSWER : Administer an oath 
and affirmations and take depositions and affidavits; 
Certify copies of power of attorney; 
Issue protest bills in cases of non-payment or non-acceptance of 
foreign and inland ...
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