Study guides, Class notes & Summaries

2023 ATI Pharmacology Proctored Retake 1 Exam 70 QUESTIONS AND ANSWERS 1. A nurse is caring for a client who has breast cancer and reports pain 1 hr after administration of prescribed morphine 10 mg IV. Which of the following medications should the nurse expect to administer? a. Naloxone IV b. Morphine tablet c. Lidocaine patch d. Fentanyltransmucosal 2. A nurse is providing teaching to a client who has a new prescription for clozapine. Which of the following statements should the nurs...

KAPLAN VERMONT RULES & REGULATIONS EXAM 2024 What is considered the purpose of the Guaranty Association? - correct answer "Protect insureds from insolvent insurers" An insurance company that has qualified and received a Certificate of Authority from the Department of Financial Regulation to sell insurance in this state is called a(n): - correct answer "Authorized insurer" Replacing an insurance policy from one insurer to another based on misrepresentation is called: - correct answ...

KAPLAN VERMONT INSURANCE HEALTH+LIFE EXAM 2024 Misrepresentation includes all of the following EXCEPT: - correct answer Requiring an applicant for a loan to buy insurance from the lender as a condition of loan approval Explanation: Although both are unlawful, requiring an applicant for a loan to buy insurance from the lender as a condition of loan approval is known as "coercion", not misrepresentation. Interim licenses cannot be issued for longer than : - correct answer 24 months: A...

KAPLAN VERMONT LIFE AND HEALTH FINAL EXAM- 2024 WITH 100% CORRECT ANSWERS Which of the following is NOT a basic underwriting action for accident and health insurance? - correct answer Removing uniform policy provisions Long-term care policies will usually pay for eligible benefits to using which of the following methods - correct answer Expense incurred T is covered by an accidental death and dismemberment (AD&D) policy that contains an irrevocable beneficiary. What action will the in...

KAPLAN WA LIFE&HEALTH INSURANCE EXAM An insured purchased a disability income policy with a 10-year benefit period. The policy stated a 20-day probationary period for illness. If the insured is hospitalized with an illness 2 weeks after the policy was issued, how much will the policy pay? - correct answer Nothing; illness is not covered during the first 20 days of the contract. Who is involved in completing the agent's report? - correct answer Only the agent Rose bought three polic...

KAPLAN WA STATE LAWS AND REGULATIONS FOR LIFE AND DISABILITY INSURANCE EXAM 2024 The comissioner serves a term of __ years. - correct answer 4 The Commissioner must execute a bond of $_____ per year. - correct answer 25,000 The commissioner must examine each insurer at least every ___ years. - correct answer 5 ___ day's notice required for the Commissioner to suspend or revoke a license. - correct answer 15 Suspension or revocation is effective no less than ___ days after a he...

KAPLAN WASHINGTON LIFE AND DISABILITY EXAM 2024 The federal Risk Retention Act of 1986 applies to which businesses? - correct answer self-insuring businesses John, an insurance producer, receives a request for information from the Commissioner. His written reply is due within how many days after receiving the request? - correct answer 15 business days For a misrepresentation to affect the validity of an insurance policy, it must be: - correct answer material An agent for ABC Insuran...

KAPLAN WASHINGTON LIFE AND HEALTH (DISABILITY) EXAM 2024 –2025 WITH 100% CORRECT ANSWERS An insurer authorized to do business within this state is considered what type of insurer? A Alien B Domestic C Foreign D Admitted - correct answer D-Admitted An insurer authorized to do business in this state is referred to as admitted, and could be either domestic, foreign, or alien domiciled. A long-term care policy can exclude from coverage all of the following, except: Hospital...

KAPLAN WASHINGTON STATE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS Apparent - correct answer is the appearance or assumption of authority based on the actions, words, or deeds of the principal or because of circumstances the principal created. Mutual Company - correct answer Owned by the policyowner and issue participating policies. Policy owners are entitled to dividends, which are a return of excess premiums and are therefore non-taxable. Dividends are not guaranteed. Sharing - c...

KAPLAN WASHINGTON LIFE INSURANCE TEST EXAM 2024 WITH 100% CORRECT ANSWERS True about variable products except - correct answer The premiums are invested in the insurers general account. Clients wants both protection and savings and willing to pay premiums until retirement at age 65. - correct answer Limited pay whole life If the annuitant dies during the accumulation period, who will receive the annuity benefits? - correct answer beneficiary Allows the insurer to relieve a minor insu...

KAPLAN WA STATE LIFE INSURANCE TEST (AND GENERAL INSURANCE REVIEW) When does insured need an insurable interest? - correct answer when they buy insurance(not like property casualty where have to have at time of claim and not necessarily when buying) when is subrogation used? - correct answer not in life and seldom in health elimination period - correct answer what acts as the deductible in health insurance(the term deductible is not used in disibility insurance) - have to actually b...