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Florida Health and Life Insurance State Exam Practice Part 1 With 100% Correct Answers 2025/2026

Florida Life and Health Insurance Questions and asnswers

Final ExaFinal Exam - Florida Life and Health Questions and answers

lorida Life and Health Insurance Ch 1 Questions and answers.

Exam Simulator- Florida Life and Health State Exam Simulator.

A business overhead expens policy would cover which of the following if a business owner becomes disabled? -- correct ans--Utilities and office rent A disability income policy owner suffers a disability which was due to the same cause as the previous disability. Both disabilities occured with the five months. The insurer may cover the second disability without the new elimination period Under the? -- correct ans- -Recurrent disability provision

A 66 year-old is covered under a group health plan while employed with a business that has 40 employees. If she injures herself while walking in the park, what coverage would be considered primary? -- correct ans--Her group health plan. If the employer has more than 20 employees, the group health plan generally pays first.

A situation in which a person can only experience a loss and no gain represents what type of risk? -- correct ans--Pure Risk A waiver of premium provision may be included with what type of health insurance policies? -- correct ans--Disability income and LTC

A Business Disability Buyout plan policy is designed: -- correct ans--to pay benefits to the Corporation or other shareholders A license may be denied, suspended, or revoked if the licensee -- correct ans--is found guilty of misrepresentation