Popular courses 'Alabama Life and Health Insurance' at Alabama Life and Health Insurance
Alabama Life and Health Insurance Study guides, Class notes & Summaries
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ALABAMA INSURANCE TEST QUESTIONS & ANSWERS (100% CORRECT)
- Exam (elaborations) • 12 pages • 2023
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ALABAMA INSURANCE TEST QUESTIONS & ANSWERS (100% CORRECT) 
ALABAMA INSURANCE TEST QUESTIONS & ANSWERS (100% CORRECT) 
 
Which welfare program provides assistance to the needy? - ANSWER - Medicaid 
 
Barbara has the right to change the beneficiary designation on her life insurance policy. Barbara's beneficiary is a(n): - ANSWER - revocable beneficiary 
 
Within how many calendar days must all clean electronic health insurance claims be paid in Alabama? - ANSWER - 30 
 
Which type of term policy a...
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Alabama Life and Health Insurance Exam Questions and Answers [2023 - 2024] (Verified by Expert)
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Alabama Life and Health Insurance Exam Questions and Answers [2023 - 2024] (Verified by Expert) 
 
Alabama Life and Health Insurance Exam Questions and Answers [2023 - 2024] (Verified by Expert)
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Alabama Life and Health Insurance Final Exam2024 Expected Questions and Answers (Verified by Expert)
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Alabama Life and Health Insurance Final Exam2024 
Expected Questions and Answers 
(Verified by Expert) 
 
 
 
 
 
 
 
 
 
 
 
1.	Under a health maintenance organization HMO service providers are paid a fixed monthly fee for each member. This concept is called ANS Capitation 
 
2.	When can a lapsed life insurance policy usually be reinstated ANS Within three to five years of the policy lapsing 
 
 
3.	All of these statements concerning the coordination of benefits are true except ANS The secon...
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Alabama Life and Health Insurance Final Exam (4 Sets of Final Exam’s)
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Alabama Life and Health Insurance Final Exam 
(4 Sets of Final Exam’s) 
 
 
 
 
 
 
 
 
 
 
 
 
 
Final Exam Set 1 
 
 
 
 
 
 
 
 
 
1.	replacement regulation does not apply to ANS credit life insurance 
 
2.	a policy owner can collect the face amount on what type of policy? ANS endow- ment policy 
 
 
3.	which of the following does NOT describe a life income settlement option?- 
 ANS income is paid until the principal amount decreases to zero 
 
4.	periodic benefit payments must be made no ...
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Alabama Life and Health Insurance Final Exam2024 Expected Questions and Answers (Verified by Expert)
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Alabama Life and Health Insurance Final Exam2024 
Expected Questions and Answers 
(Verified by Expert) 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
1.	John has recently died and it was discovered that he was actually ten years older than what was listed on his life insurance policy. What will the insurer pay his beneficiary? ANS The amount of insurance that his premiums would have purchased at his correct age 
 
2.	Which of the following is considered the "automatic" Nonforfeiture Option that most insur...
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Alabama Life and Health Insurance Exam Questions With Correct Answers
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Alabama Life and Health Insurance Exam Questions With Correct Answers 
The Fair Credit Reporting Act - Correct Answer what law protects consumers from the circulation of inaccurate or obsolete information? 
 
domestic, foreign, and alien - Correct Answer Insurers are classified according to their domicile. What are the 3 types of insurers? 
 
Fraternal insurer - Correct Answer what type of insurer is a voluntarily formed organization that provides religious organizations with a representative...
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Alabama Life & Health Insurance Exam Questions With Correct Answers
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Alabama Life & Health Insurance Exam Questions With Correct Answers 
Which of the following would be considered a speculative risk? - Correct Answer The possibility the painting you bought might be a long-lost masterpiece 
 
A speculative risk is one in which there is a chance for either loss or gain. Example: Gambling, Casino's, Lottery, etc. All of the other choices describe pure risk, where there is no chance of gain, only a chance of loss exists. 
 
Which is the proper term for a company ...
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ALABAMA INSURANCE TEST WITH CORRECT ANSWERS
- Exam (elaborations) • 12 pages • 2024
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ALABAMA INSURANCE TEST WITH CORRECT ANSWERS 
Which welfare program provides assistance to the needy? - Correct Answer Medicaid 
 
Barbara has the right to change the beneficiary designation on her life insurance policy. Barbara's beneficiary is a(n): - Correct Answer revocable beneficiary 
 
Within how many calendar days must all clean electronic health insurance claims be paid in Alabama? - Correct Answer 30 
 
Which type of term policy allows the policyowner to switch to permanent insuranc...
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ALABAMA INSURANCE TEST QUESTIONS & ANSWERS (100% CORRECT).
- Exam (elaborations) • 12 pages • 2024
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ALABAMA INSURANCE TEST QUESTIONS & ANSWERS (100% CORRECT).
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Alabama Adjusters License Exam 2024/2025 Questions With Completed & Verified Solutions.
- Exam (elaborations) • 37 pages • 2024
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Alabama Adjusters License Exam 2024/2025 Questions With Completed & Verified Solutions.
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Chapter 12 - Alabama Insurance Law Common to All Lines Exam 2024/2025 Questions With Completed & Verified Solution.
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Chapter 12 - Alabama Insurance Law Common to All Lines Exam 2024/2025 Questions With Completed & Verified Solution.
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insurance exam 2024/2025 Questions With Completed & Verified Solutions.
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insurance exam 2024/2025 Questions With Completed & Verified Solutions.
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